Vacation rentals with lake access in Panama City

Townhouse in Rosemary Beach

A contemporary kitchen features light cabinetry and a spacious countertop adorned with a granite surface. Modern appliances are seamlessly integrated, including an oven and a stovetop. Stylish pendant lights provide illumination above the counter where three bar stools are arranged.

4.99 out of 5 average rating, 136 reviews

Lux 30A Town Hm, Heated Pool, CART, Beach & Dining

Stay right on Scenic 30A in this Luxury Getaway & your family will be close to everything with a centrally-located villa. 30A Sandpiper perfectly interprets the Emerald Coast Seaside Spirit 🏖️ a peaceful retreat nestled along the most beautiful beaches in the Gulf of America 🇺🇸. Across 30A is The Big Chill, a 1st-class entertainment district with lots of f/b options. Master BR1 ensuite has spa-like bathroom. 2nd MBR & Great Room each offers balcony access. Property includes 5 ⭐️ Resort Style POOL

4.96 out of 5 average rating, 102 reviews

A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.

Cabin in Youngstown

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

An open-concept kitchen features a glossy black countertop complemented by clear bar stools. A vibrant mural of tropical leaves in bright colors adorns one wall, adding a lively touch to the space. Pendant lights hang above, illuminating the inviting kitchen area.

4.98 out of 5 average rating, 146 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.

4.69 out of 5 average rating, 287 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Townhouse in Santa Rosa Beach

A bright living area is showcased with natural wood flooring and warm lighting. Comfortable seating is arranged around a spacious coffee table, complemented by a textured area rug. A dining area with light chairs is visible in the background, enhanced by a decorative light fixture.

4.97 out of 5 average rating, 102 reviews

Luxury Townhouse in Santa Rosa Beach - The Zen Pad

Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

4.83 out of 5 average rating, 104 reviews

The beachfront scene captures gentle waves lapping against the shore, under a sky painted with soft hues of pink and blue. Silhouetted birds are seen flying across the horizon, creating a tranquil atmosphere that invites relaxation and connection with nature.

Condo in Sunnyside

Water Views Resort West end Near 30A and Pier Park

Sit on your covered balcony and enjoy views of the Gulf of Mexico and Lake Carillon. One of Panama City Beach's best kept secrets. Located on the quiet west end of the beach, this private Gulf Front Community is minutes from 30 A to the west and Pier Park to the east. This unit is a short stroll to 4 pools, 2 hot tubs, tennis and basketball courts, playground, and sandy beaches. Carillon has restaurants, a fitness center, yoga studio, general store, bike, paddle board and golf cart rentals.

4.89 out of 5 average rating, 141 reviews

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

Condo in Sunnyside

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

A balcony overlooking the Gulf displays a small round table with two chairs. The serene view includes the ocean and nearby establishments, providing a sense of tranquility. The spacious area is bathed in natural light, enhancing the inviting atmosphere.

4.87 out of 5 average rating, 113 reviews

Catch My Drift Gulf Views -Breath of Sea Air!

"CATCH MY DRIFT" SUPER HOSTED! Gulf views 12th floor-KING (memory foam mattress) in Main suite w/attached full bath, custom private bunk room w/ TVs at the end of each bunk and attached private full bath. ALL newer furnishings, carpet, paint, appliances, HUGE TVs, FRESH Linens, cookware, beautiful outdoor furniture overlooking the GULF! RESORT-5 Pools (1 heated),2 hot tubs, fitness room, RESTAURANTS, Live entertainment, 810 Bowling and Games, Private Lake w/water shows! BOOK NOW!

Cottage in Laguna Beach on the Gulf of Mexico

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

4.99 out of 5 average rating, 298 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.

4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

The entrance to Laketown Wharf Resort features palm trees flanking a large digital display. A welcoming path leads towards the main building, creating an inviting atmosphere. Colorful plants are positioned at the forefront, adding greenery to the scene.

4.82 out of 5 average rating, 106 reviews

Sea La Vie Laketown Wharf Beach Resort

This is a one bedroom unit on the 2nd floor. -Master with bath -A bunk room / 2 twin sized beds -Pull out sofa sleeper / Queen /with a full bathroom near for convenience. This condo is vacant for you and your loved ones to enjoy at Laketown Wharf Resort. The resort includes private beach access, 5 pools, hot tub, gym, light show, poolside bar and restaurants and tons of amenities nearby. Pineapple Willy’s restaurant in the walking distance.

4.9 out of 5 average rating, 203 reviews

Condo in Panama City

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

Popular amenities for Panama City lake access rentals

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Lake access house rentals

4.92 out of 5 average rating, 12 reviews

Step onto the Beach | Sleeps 8 | Updated

A charming independent home is depicted with light-colored siding and a dark shingled roof. A palm tree stands in the foreground, complemented by low shrubs and manicured grass. A welcoming porch area features two chairs beside a front entrance with large windows.

5 out of 5 average rating, 24 reviews

R3 at Lake Powell/Inlet Beach with EV charger

A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.

4.9 out of 5 average rating, 215 reviews

Free Golf Cart, 5 min to Beach, Community Pool

An inviting private pool area is showcased, featuring a rectangular salt-water pool surrounded by gray stone pavers. Four lounge chairs are arranged neatly beside the pool, with a palm tree adding a touch of greenery. A covered patio provides shaded seating options.

5 out of 5 average rating, 60 reviews

Winter Deals! • Inlet Beach • Pier Park • Top Golf

A serene view of a sandy beach with gentle waves lapping at the shore. A solitary bird is spotted near the water's edge, while beachgoers can be seen in the distance under colorful umbrellas. The sky is partly cloudy, creating a calm atmosphere.

4.92 out of 5 average rating, 36 reviews

Condo: Shore Beats Work

Luxe

The exterior of a spacious home features a modern design with multiple large windows. An inviting pool area is visible on the patio, alongside comfortable seating and a fire pit surrounded by chairs. Lush greenery and tall trees enhance the home's natural setting.

Home in Santa Rosa Beach

5 out of 5 average rating, 12 reviews

NEW! Heated Pool, LSV, FirePit, Bikes! Lake-Front!

A modern kitchen features a large central island with seating for four. White cabinetry and marble countertops are complemented by stainless steel appliances. Ample natural light enters through the windows, highlighting the sleek design and functionality of the space.

5 out of 5 average rating, 19 reviews

Modern Bayfront Home/Walk to Beach/Private Pool

A private pool is framed by brick walls and features a volleyball net across the water. Colorful mural elements are visible on the adjacent wall, adding a vibrant touch. Outdoor lounge seating and umbrellas provide shaded areas for relaxation.

4.9 out of 5 average rating, 29 reviews

Heated Pool! 1.5 to Beach, Pets, Free Activities

Lake access apartment rentals

A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.

4.96 out of 5 average rating, 50 reviews

Barefoot Bungalow Beachfront

A bright dining area features a small table with two white chairs positioned by a large window. A potted plant sits at the center of the table, while the stunning view of the ocean stretches out beyond the window, showcasing vibrant blue and green hues.

4.84 out of 5 average rating, 37 reviews

Stunning fun-filled beachfront condo

Apartment in Panama City Beach

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

4.89 out of 5 average rating, 128 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

4.96 out of 5 average rating, 77 reviews

Paradise in Pirates Cove

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

4.92 out of 5 average rating, 13 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Apartment in Santa Rosa Beach

A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.

4.96 out of 5 average rating, 46 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

Apartment in Santa Rosa Beach

A bright bedroom features a spacious bed dressed in white linens, complemented by decorative pillows. Natural light enters through a large window, partially covered by thick curtains. A bedside lamp and a dresser enhance the serene setting, while a vase of dried flowers adds a natural touch.

5 out of 5 average rating, 6 reviews

"The Salty Siren" Peaceful Seagrove Condo

Lake access cottage rentals

Cottage in Bid-a-wee Beach

5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Cottage in Santa Rosa Beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

4.96 out of 5 average rating, 107 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Cottage in Santa Rosa Beach

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Cottage in Seagrove Beach

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Cottage in Laguna Beach on the Gulf of Mexico

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

4.91 out of 5 average rating, 45 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

4.94 out of 5 average rating, 32 reviews

A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.

Cottage in Southport

4 Person Lake Front Cottage with Kayaks

Cottage in Laguna Beach on the Gulf of Mexico

A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.

4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!