
Vacation rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about vacation rentals with lake access in Panama City

Total vacation rentals
Explore 10 vacation rentals in Panama City

Nightly prices starting at
Panama City vacation rentals start at ﺩ.ﺇ 367 per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly vacation rentals
10 properties offer extra space & kid-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wi-Fi availability
10 of Panama City vacation rentals include wi-fi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated lake access rentals in Panama City
Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

Granny’s at the Beach
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Beachfront | Fishing | Pickleball | Fire Pit
Palma Occasus is where sunsets steal the show! A peaceful private waterfront townhome designed for families, couples, anglers, & sunset seekers. Tucked along the intracoastal waters of East Bay & the Gulf of Mexico, you’ll wake to panoramic bay views, glowing sunsets, & effortless coastal living. ☞ Dock + fishing access ☞ Expansive waterfront decks ☞ Designer kitchen + coffee bar ☞ Luxury king suites + hotel-style comfort ☞ Minutes to gulf beaches, boat launch & Tyndall AFB ☞ Amazing Sunsets

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Seaside 30A "Hemingway Cottage" Close to Beach
Enjoy an inspirational artist colorful beach cottage lined with palm trees. Walk to beach / Gulf of America. Located on the beach side of 30A at the end of a no drive through street. Marble floors w/ 10 ft. ceilings & original artwork. Rosemary Beach & Seaside 5 mins away for fabulous food and shopping. Rent bikes for a perfect day out. MAXIMUM 2 car parking. **Backyard studio is also rented with private entrance. Main cottage area has own door and is separate and private.

Up, Up and Vacay Amazing Resort Views! Sleeps 8
" Up Up & Vacay" SUPER HOSTED and FRESH! Spacious 2 bedrooms with oversized Main Suite with sliders that open to amazing views! The Guest bedroom has 2 new twins, plus add’l bunk room and 2 full baths! Oh, and a pack n play! The Gulf views out the front are breathtaking! The OVERSIZED balcony OVERLOOKS the private resort lake and boardwalk with 5 pools (1 heated seasonally)2 hot tubs, restaurants, 810 Bowling and Games, water light shows! Gulf views from the other 2 bedrooms!

Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Stay Where the Water Meets Relaxation!
🐠Directly on the water with amazing views🦀 ⛴️Clean and comfortable newly remodeled⛴️ 🛜Fast high speed internet 🛜 🌞Outdoor sun deck🌞 🥩Out door grill🥩 🔥Out door fire pit🔥 🛏️Two beds🥱 🧺On site laundry🧺 ☀️Coffee maker, Induction cooktop, Microwave☀️ 💡Accent Lighting💡 🚤Public boat ramp less than a block away⚓️ 🎣Fishing pier less than a block away🐟 🥗Close to downtown🍹 ♨️Indoor fireplace♨️ Dishes and wine glasses provided

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok
Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Dolphin Days Lagoon Escape
Welcome to our unique 3-bedroom, 3-bathroom lagoon-front rental in Panama City Beach! This spacious property offers a perfect blend of comfort and convenience, making it an ideal destination for families and groups of friends. Located just two blocks from the beautiful white sandy beaches and the vibrant Gulf of Mexico, you'll enjoy easy access to sun, surf and relaxation.

Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach
Popular amenities for Panama City lake access rentals
Lake access house rentals

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D

Casa De Riviera | Pool, Dock + Lakefront Views

Family Friendly Lake House Escape

The Salty Dog . 4BR . Public Beach & Pool Access

Lakefront Retreat with Hot Tub, Pool and Fire Pit

Modern Bayfront Home/Walk to Beach/Private Pool

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Lowest Rate in Carillon! Steps to the Beach!
Lake access apartment rentals

*Penthouse*5pools*2 hot-tubs*gym*golf & more

Heaven at a Steal of a price!

Gulf and Lake Front Condo - Direct Beach Access

Rosemary's Cove - West PCB, 2BR with Fenced Yard!

Emerald Coast Sea-renity.

Oasis by the Bay. 10 miles from Panama City Beach

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Sea-nic Bliss | Gorgeous Condo with Gulf View
Lake access cottage rentals

Close Out Summer on 30A Pool Bikes Coastal Comfort

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

30A Carriage House | 5 min to beach | Cart & Bikes

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!

30 A Beach Access, Sea La Vie

Kid friendly golf cart sports gear pool lake beach
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | ﺩ.ﺇ 386 | ﺩ.ﺇ 452 | ﺩ.ﺇ 404 | ﺩ.ﺇ 463 | ﺩ.ﺇ 529 | ﺩ.ﺇ 588 | ﺩ.ﺇ 562 | ﺩ.ﺇ 481 | ﺩ.ﺇ 430 | ﺩ.ﺇ 433 | ﺩ.ﺇ 386 | ﺩ.ﺇ 375 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- St. Andrews State Park
- Henderson Beach State Park
- Village of Baytowne Wharf
- Frank Brown Park
- Seacrest Beach
- Blue Mountain Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- Pier Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
- Signal Hill Golf Course
- Shell Island Beach
- Camp Helen State Park
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- Destiny East
- Morrison Springs
- MB Miller County Pier
- Sugar Beach Condominiums
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- Sea Screamer
- Dune Allen Beach Access





