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Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Quick stats about vacation rentals with lake access in Panama City

  • Total vacation rentals

    Explore 10 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at ﺩ.ﺇ 367 per night before taxes and fees

  • Verified guest reviews

    Over 410 verified reviews to help you choose

  • Family-friendly vacation rentals

    10 properties offer extra space & kid-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wi-Fi availability

    10 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A scenic outdoor area features a private pool surrounded by a spacious patio, furnished with a dining table and comfortable lounge chairs. Palm trees and a backdrop of the lake create a relaxed setting as the sun sets in the distance.
Home in Laguna Beach
4.97 out of 5 average rating, 105 reviews

Granny’s at the Beach

Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Top guest favorite
Home in Lower Grand Lagoon
4.97 out of 5 average rating, 127 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Guest favorite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.96 out of 5 average rating, 49 reviews

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Superhost
Townhouse in Panama City
5 out of 5 average rating, 4 reviews

Beachfront | Fishing | Pickleball | Fire Pit

Palma Occasus is where sunsets steal the show! A peaceful private waterfront townhome designed for families, couples, anglers, & sunset seekers. Tucked along the intracoastal waters of East Bay & the Gulf of Mexico, you’ll wake to panoramic bay views, glowing sunsets, & effortless coastal living. ☞ Dock + fishing access ☞ Expansive waterfront decks ☞ Designer kitchen + coffee bar ☞ Luxury king suites + hotel-style comfort ☞ Minutes to gulf beaches, boat launch & Tyndall AFB ☞ Amazing Sunsets

Top guest favorite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 111 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Top guest favorite
Cottage in Seagrove Beach
4.92 out of 5 average rating, 209 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Enjoy an inspirational artist colorful beach cottage lined with palm trees. Walk to beach / Gulf of America. Located on the beach side of 30A at the end of a no drive through street. Marble floors w/ 10 ft. ceilings & original artwork. Rosemary Beach & Seaside 5 mins away for fabulous food and shopping. Rent bikes for a perfect day out. MAXIMUM 2 car parking. **Backyard studio is also rented with private entrance. Main cottage area has own door and is separate and private.

Superhost
Condo in Panama City Beach
4.84 out of 5 average rating, 134 reviews

Up, Up and Vacay Amazing Resort Views! Sleeps 8

" Up Up & Vacay" SUPER HOSTED and FRESH! Spacious 2 bedrooms with oversized Main Suite with sliders that open to amazing views! The Guest bedroom has 2 new twins, plus add’l bunk room and 2 full baths! Oh, and a pack n play! The Gulf views out the front are breathtaking! The OVERSIZED balcony OVERLOOKS the private resort lake and boardwalk with 5 pools (1 heated seasonally)2 hot tubs, restaurants, 810 Bowling and Games, water light shows! Gulf views from the other 2 bedrooms!

Guest favorite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 119 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Top guest favorite
Houseboat in Panama City
5 out of 5 average rating, 28 reviews

Stay Where the Water Meets Relaxation!

🐠Directly on the water with amazing views🦀 ⛴️Clean and comfortable newly remodeled⛴️ 🛜Fast high speed internet 🛜 🌞Outdoor sun deck🌞 🥩Out door grill🥩 🔥Out door fire pit🔥 🛏️Two beds🥱 🧺On site laundry🧺 ☀️Coffee maker, Induction cooktop, Microwave☀️ 💡Accent Lighting💡 🚤Public boat ramp less than a block away⚓️ 🎣Fishing pier less than a block away🐟 🥗Close to downtown🍹 ♨️Indoor fireplace♨️ Dishes and wine glasses provided

Guest favorite
A modern living area features a large sectional couch in white with black accents, complemented by a large circular seating area. Bright wall art adds color, and natural light pours in from expansive sliding glass doors that showcase scenic views beyond.
Condo in Panama City Beach
4.86 out of 5 average rating, 129 reviews

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok

Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Top guest favorite
The open living area features a light-colored sectional sofa and accent chair, arranged around a glass coffee table. Large windows provide views of the lagoon, and a flat-screen TV is mounted on the wall. The dining area includes a spacious table and modern light fixtures enhance the atmosphere.
Home in Lower Grand Lagoon
4.95 out of 5 average rating, 39 reviews

Dolphin Days Lagoon Escape

Welcome to our unique 3-bedroom, 3-bathroom lagoon-front rental in Panama City Beach! This spacious property offers a perfect blend of comfort and convenience, making it an ideal destination for families and groups of friends. Located just two blocks from the beautiful white sandy beaches and the vibrant Gulf of Mexico, you'll enjoy easy access to sun, surf and relaxation.

Top guest favorite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Condo in Panama City Beach
4.96 out of 5 average rating, 126 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Popular amenities for Panama City lake access rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceﺩ.ﺇ 386ﺩ.ﺇ 452ﺩ.ﺇ 404ﺩ.ﺇ 463ﺩ.ﺇ 529ﺩ.ﺇ 588ﺩ.ﺇ 562ﺩ.ﺇ 481ﺩ.ﺇ 430ﺩ.ﺇ 433ﺩ.ﺇ 386ﺩ.ﺇ 375
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