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Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Quick stats about vacation rentals with lake access in Panama City

  • Total vacation rentals

    Explore 20 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at ﺩ.ﺇ 110 per night before taxes and fees

  • Verified guest reviews

    Over 360 verified reviews to help you choose

  • Family-friendly vacation rentals

    10 properties offer extra space & kid-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wi-Fi availability

    20 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Guest favorite
A serene outdoor pool area is surrounded by palm trees and colorful landscaping. The pool's clean lines contrast with the sky above, creating a refreshing atmosphere. Lounge chairs are placed along the pool's edge, inviting relaxation under the sun.
Condo in Panama City Beach
4.9 out of 5 average rating, 115 reviews

Paradise at Laketown Wharf🏝 Tonight AVAILABLE!

This spacious 1BR/2BA Laketown Wharf condo offers expansive lake views from a private balcony. On-site amenities include five outdoor pools with an interactive kids' pool and two hot tubs for ultimate relaxation. Bowling, food, drinks, live music on site! Wake up for a morning workout in the fitness center before spending a day on the sugar-white sand beach. Your unit offers a spacious layout, generous natural light, and nautical design. Resort fees are not included, and it's$78 per reservation.

Guest favorite
A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.
Condo in Lower Grand Lagoon
4.71 out of 5 average rating, 299 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Top guest favorite
Home in Lower Grand Lagoon
4.97 out of 5 average rating, 124 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Guest favorite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.96 out of 5 average rating, 46 reviews

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Top guest favorite
A large dock extends over calm waters, framed by a sunset that paints the sky in warm hues. A spacious elevated deck is visible, equipped with seating. Kayaks and boats are stationed nearby, while a gathering area is set with tables and chairs.
Home in Youngstown
4.96 out of 5 average rating, 55 reviews

Luxurious Lake House

Relax with the whole family at this peaceful place to stay. Enjoy breathtaking sunsets from the huge porch and dock. Fish, kayak, relax while the kids enjoy the game room. Very private area and with 30 minutes from the World’s Most Beautiful Beaches in Panama City Beach. Visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs (9mi), drive to white sandy clear blue waters. Explore the Florida Caverns (47 mi). 28mi from ECP Airport. Guided pontoon boat tours of the Lake and creeks.

Guest favorite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 108 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Guest favorite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 116 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Top guest favorite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Condo in Panama City Beach
4.96 out of 5 average rating, 147 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Guest favorite
Dome in Panama City Beach
4.99 out of 5 average rating, 143 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Guest favorite
Apartment in Panama City Beach
4.74 out of 5 average rating, 297 reviews

2028*Penthouse* Lux Resort*5 Pools 18 +Ok

✅Must be 18 to Book !! ✅Penthouse UNIT 2028** ✅Bedroom 2 and 3 have an Oceanview Fully Renovated in July 2025❗️❗️ Enjoy the relaxing tropical breezes and view gorgeous sunrises from the balcony of this beautifully Remodeled Luxury Condo at Laketown Wharf Resort. This unit is on the 20TH FLOOR ✅Resort fee of $90 plus tax must be paid directly to the resort per reservation ✅ all resort rules apply to Booking

Top guest favorite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Condo in Panama City Beach
4.96 out of 5 average rating, 125 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Top guest favorite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
5 out of 5 average rating, 112 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Popular amenities for Panama City lake access rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceﺩ.ﺇ 386ﺩ.ﺇ 452ﺩ.ﺇ 404ﺩ.ﺇ 463ﺩ.ﺇ 529ﺩ.ﺇ 588ﺩ.ﺇ 562ﺩ.ﺇ 481ﺩ.ﺇ 430ﺩ.ﺇ 433ﺩ.ﺇ 386ﺩ.ﺇ 375
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