
Vacation rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Top-rated lake access rentals in Panama City
Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

River fishing dock, playground, games, 23mi beach
Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

balcony • sauna • dock • 1 block to beach • pool
AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

712 1650sf Modern Oceanview 5 Pool Jacuzzi
Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor. This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach. Several restaurants on site There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort

Luxury Townhouse in Santa Rosa Beach - The Zen Pad
Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

The Pineapple Suite near 30A / Rosemary Beach
The Pineapple Suite is less than a half mile to the closest beach access, a third of a mile to Lake Powell, and is also near 30A/Rosemary Beach (3 miles) Alys Beach (5 Miles). The Pineapple Suite is a cozy Bohemian-Style space that includes all of the necessary essentials to make each guest feel comfortable and at home while away. This quaint space includes a Plush queen bed, cotton linens, mini-fridge, a coffee/tea station, TV, Wifi, all-natural toiletries, and even beach towels & chairs.

Water Views Resort West end Near 30A and Pier Park
Sit on your covered balcony and enjoy views of the Gulf of Mexico and Lake Carillon. One of Panama City Beach's best kept secrets. Located on the quiet west end of the beach, this private Gulf Front Community is minutes from 30 A to the west and Pier Park to the east. This unit is a short stroll to 4 pools, 2 hot tubs, tennis and basketball courts, playground, and sandy beaches. Carillon has restaurants, a fitness center, yoga studio, general store, bike, paddle board and golf cart rentals

1st flr lakeview near 30A/Pets & Snowbirds welcome
Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

Hidden Treasure - Perfect blend of Quaint & Quiet!
Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

FlipFlopsOn II • 80 steps to the Beach • FL 30A
Praised by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to one of Florida’s most beautiful beaches, Inlet Beach! This dreamy full-studio sleeps 4 (4 beds), & is located beachside of the 30A National Scenic Gulf Coast Byway; walk to Rosemary Beach & Inlet’s dining & stylish town centers. Featuring a clean Cali-Florida vibe, POOL, GRILL pavilion, beach gear, 65” TV, ultra-equipped kitchen, & sunsets from your private outdoor living area. Park your car, walk everywhere!

Seagrove Escape | Renovated & Snowbird-Friendly!
Stylish Seagrove Cottage in Prime 30A Location Welcome to Seas the Day, a freshly renovated 3-bedroom, 2-bathroom beach cottage located in the golf cart–friendly Cottages at Eastern Lake community in Seagrove Beach. With all-new interiors, an unbeatable location near Seaside and local favorites, and thoughtful extras like four cruiser bikes, beach gear, and kid-friendly amenities included, this home is designed for laid-back beach days and easy 30A living.

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8
• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***
Popular amenities for Panama City lake access rentals
Lake access house rentals

Hot Tub/Family Friendly/Sleeps 12/Near Beach

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Aqua! Under The Sea BNB! | Beach Access! | Pool

Free Golf Cart, 5 min to Beach, Community Pool

Lakefront oasis w/LSV, Kayaks, and Paddle Boards

PCB/30A-Private 3/2 Home Heated Pool Walk to Beach

Winter Deals! • Inlet Beach • Pier Park • Top Golf

Condo: Shore Beats Work
Lake access apartment rentals

Pool | Walk to Beach | 2 Bed | Tennis | Seagrove

Stunning fun-filled beachfront condo

Barefoot Bungalow Beachfront

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Paradise in Pirates Cove

The Palms I Gorgeous Condo with Gulf View

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

"The Salty Siren" Peaceful Seagrove Condo
Lake access cottage rentals

Hideaway Cottage | Dog Friendly | Steps to Beach

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Seaside 30A "Hemingway Cottage" Close to Beach

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

4 Person Lake Front Cottage with Kayaks

The Cottage on Alta Vista-so charming!

30A Beach Access, Sea La Vie

The Orange Oasis Summertowne Cottage #12
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | ﺩ.ﺇ353 | ﺩ.ﺇ386 | ﺩ.ﺇ466 | ﺩ.ﺇ463 | ﺩ.ﺇ529 | ﺩ.ﺇ588 | ﺩ.ﺇ562 | ﺩ.ﺇ481 | ﺩ.ﺇ430 | ﺩ.ﺇ386 | ﺩ.ﺇ386 | ﺩ.ﺇ349 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
Quick stats about vacation rentals with lake access in Panama City

Total vacation rentals
Explore 10 vacation rentals in Panama City

Nightly prices starting at
Panama City vacation rentals start at ﺩ.ﺇ220 per night before taxes and fees

Verified guest reviews
Over 320 verified reviews to help you choose

Family-friendly vacation rentals
10 properties offer extra space & kid-friendly amenities

Wi-Fi availability
10 of Panama City vacation rentals include wi-fi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
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- Frank Brown Park
- St. Andrews State Park
- James Lee Beach
- Windmark Public Beach access
- Blue Mountain Beach
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shell Island Beach
- Crooked Island Beach
- Raven Golf Club
- Walton Dunes Beach Access
- St. Joe Beach
- Camp Helen State Park
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- Seacrest Beach
- Signal Hill Golf Course
- Money Beach
- Gulf World Marine Park
- Panama City Beach Winery
- Coconut Creek Family Fun Park
- Chautauqua Vineyards and Winery




