Vacation rentals with lake access in Bay County

Guesthouse in Panama City Beach

4.97 out of 5 average rating, 149 reviews

The Pineapple Suite near 30A / Rosemary Beach

The Pineapple Suite is less than a half mile to the closest beach access, a third of a mile to Lake Powell, and is also near 30A/Rosemary Beach (3 miles) Alys Beach (5 Miles). The Pineapple Suite is a cozy Bohemian-Style space that includes all of the necessary essentials to make each guest feel comfortable and at home while away. This quaint space includes a Plush Queen-size bed, cotton linens, mini-fridge, a coffee/tea station, TV, Wifi, all-natural toiletries, and even beach towels & chairs.

Home in Panama City Beach

An open-concept kitchen features a glossy black countertop complemented by clear bar stools. A vibrant mural of tropical leaves in bright colors adorns one wall, adding a lively touch to the space. Pendant lights hang above, illuminating the inviting kitchen area.

4.98 out of 5 average rating, 175 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.

4.71 out of 5 average rating, 299 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Superhost

Home in Panama City Beach

5 out of 5 average rating, 3 reviews

1 Mile to Beach! Hot Tub! Fenced Backyard! Laguna!

Escape to the quiet west end of Panama City Beach, perfectly situated between Pier Park and 30A! Just 1 mile from the beach, this spacious home is ideal for larger families and groups looking to relax, reconnect, and make lasting memories. Located in a safe, gated community, you'll enjoy peace of mind along with plenty of room to spread out. Step outside to your own tropical backyard oasis featuring a hot tub, fenced yard, outdoor TV, and a Pit Boss grill for unforgettable evenings together. We

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

4.9 out of 5 average rating, 155 reviews

Walkout Lakefront Studio/7-9 min walk to beach/30A

Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon studio offers peaceful lake views and an easy 7-9 min stroll to the beach. Perfect for couples or small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

4.96 out of 5 average rating, 45 reviews

The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.

Home in Panama City

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.

4.93 out of 5 average rating, 106 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.

4.88 out of 5 average rating, 190 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

4.95 out of 5 average rating, 57 reviews

A serene lakeside scene features a person playing with two dogs on a private white sand beach. The sun sets in the background, casting warm hues over the calm water, while a pavilion stands nearby, enhancing the tranquil setting.

Cottage in Chipley

Lakefront Home+Private Beach+Firepit+Kayaks+Floats

Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

Cottage in Panama City Beach

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

4.99 out of 5 average rating, 310 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

A covered balcony is furnished with two wicker chairs adorned with colorful cushions and a small side table. A wine bottle and glasses are set on the table, while sweeping views of the bay and clear blue sky are visible beyond the railing.

4.93 out of 5 average rating, 73 reviews

Gulf Views! Secret Beach! Pool! Golf! Beach Chairs

Experience the ultimate vacation in Panama City Beach! Enjoy stunning bay views, exclusive access to a secret beach, and top-tier amenities like a 10,000 sq. ft. resort-style heated pool, hot tub, fire pit, and grilling area. Golf enthusiasts will love being steps from the only Nicklaus Design golf course in Northwest Florida, while boat rentals and great dining are all within walking distance. Whether you're here to relax or explore, this condo offers the perfect balance of both!

A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.