
Waterfront vacation rentals in Panama City
Find and book unique waterfront rentals on Airbnb
Quick stats about waterfront rentals in Panama City

Total vacation rentals
Explore 100 vacation rentals in Panama City

Nightly prices starting at
Panama City vacation rentals start at ﺩ.ﺇ 73 per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly vacation rentals
60 properties offer extra space & kid-friendly amenities

Pet-friendly vacation rentals
Find 30 rentals that welcome pets

Vacation rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City vacation rentals include wi-fi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront rentals in Panama City
Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

Water front amazing views and private beach
Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!
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Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you
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Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.
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Upscale Beachfront Studio! Beach Service Included!
Located in Tower 1 on the 19th floor, our newly renovated (2022) studio holds breathtaking, unparalleled panoramic views of the Gulf of Mexico. This upscale, professionally decorated oceanfront condo offers splendid furnishings, sufficient space, 550 sq ft, and a perfect opportunity for a romantic getaway in one of PCB's most popular resorts: Majestic Beach Resort. This space will feel like an upscale hotel just feet away from the beach. Beach service included from March 1st to October 31st.
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Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.
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Dreamy Beachfront Paradise Skywater 1312
Panama City Beach is our second home. We visit three to four times a year and can't get enough. The Majestic Beach Resort is a beautiful place on the powdery soft Emerald Coast. We love soaking up the sun, swimming in the clear ocean water, and seeing marine animals swimming by. Relaxing and watching breathtaking sunsets on our private and covered balcony is icing on the cake. Imagine yourself enjoying stunning views and the simple life with ease. Book yourself a nice stay with us.
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Private Water Front Cottage - Panama City, FL
Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!
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The Banana, Peaceful, Lagoon View, Private Getaway
A private 800+ sq ft ranch waterfront home. New full kitchen. Queen bed, smart TV, combo dining & sitting area, full bath. Private entry into this peaceful tropical feeling space. Steps away from 2 large decks and grill. Enjoy kayaks, paddleboards, bicycles, fishing poles. On-site parking; including for boat trailers. Dog friendly. A perfect getaway for a business or vacation trip. Enjoy our new Hideaway Greenhouse--sip, sit and relax amongst the flowers and water views.
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3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.
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Sleeps 6 | Private Backyard | Pet Friendly
2 bed/2 bath home, with spacious private backyard, few blocks from the beach is welcoming up to 6 guests PETS STAY FREE :) Living room has a flat screen Roku TV, back door leads to the patio with a grill Master bedroom has a queen size bed, a full bathroom with a shower/tub combo. Guest bedroom has two twin size beds and a bunk bed. Guest bathroom has a walk in shower Kitchen area is fully equipped with everything you need to cook your favorite meal
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"Bliss On The Bay" Guesthouse W/Kitchen
Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.
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Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.
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Popular amenities for Panama City waterfront rentals
Waterfront apartment rentals

Brand New June 2026 | Sunset Balcony | 3 Pools
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Oasis by the Bay. 10 miles from Panama City Beach
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Newly Renovated Beachfront Luxury | Resort Getaway
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Edgewater Beach & Golf, King bed, Ocean views!
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Seaside Shanty! *Beachfront*SunsetViews
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Panama City Beachfront Condo - Breathtaking View
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2BR/2BA Gulf-front Sleep 9; Pool on Beach; 302
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“At Last” Luxury BeachFront/FREE chairs/umbrella
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Waterfront house rentals

A Luxury Bayfront Retreat | Resort-Style Pool
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Huge waterfront home on historic St. Andrews Bay
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Family Friendly Lake House Escape
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Resort Family Fun 5 mn walk2 Bch, 2 pools back yd
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Beach House for 10 - WALK TO BEACH - w/ KING bed!
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Pineapple Paradise By The Bay
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The Sage House
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Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
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Waterfront condo rentals

Intimate retreat *Oceanfront & Endless views
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Mermaids Calling 2302Beach Front~Free Beach Chairs
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Beach Condo #925 w/ Heated Pool & Hot Tub
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•Spectacular View~Beach Resort Origin 805~Pool
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Soak up the Sun, Sand, Sea at a Beachfront Studio
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Emerald View - Large Beachfront Balcony + 2 Pools
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Cozy Gulf-Front Studio at Majestic w/chair service
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My Happy Place PCB-FREE beach service, king bed
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When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | ﺩ.ﺇ 415 | ﺩ.ﺇ 441 | ﺩ.ﺇ 477 | ﺩ.ﺇ 485 | ﺩ.ﺇ 558 | ﺩ.ﺇ 643 | ﺩ.ﺇ 602 | ﺩ.ﺇ 474 | ﺩ.ﺇ 441 | ﺩ.ﺇ 459 | ﺩ.ﺇ 408 | ﺩ.ﺇ 404 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Morrison Springs
- Crooked Island Beach
- Signal Hill Golf Course
- Camp Helen State Park
- Shell Island Beach
- Sugar Beach Condominiums
- Gulf Crest Condominiums
- Gulf World Marine Park
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest
- WonderWorks Panama City Beach
- Panama City Beach Winery





