Waterfront vacation rentals in Panama City

Find and book unique waterfront rentals on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total vacation rentals

    Explore 100 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at ﺩ.ﺇ 73 per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Vacation rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    100 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 246 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Top guest favorite
A shaded outdoor area features a large umbrella over a chair, complemented by a variety of potted flowers along the path. In the background, a glimpse of water is visible, framed by palm trees and greenery.
Home in St. Andrews
4.9 out of 5 average rating, 124 reviews

Location! Private Beach/Estates/Rm for boat/Pet(s)

Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Guest favorite
A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.
Cottage in Panama City
4.95 out of 5 average rating, 153 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

Top guest favorite
Condo in Panama City Beach
4.98 out of 5 average rating, 184 reviews

Sunset View - Direct Oceanfront Balcony + 2 Pools

DIRECT BEACH ACCESS - UNOBSTRUCTED GULF VIEWS - FULLY STOCKED - BEACH TOWELS AND CHAIRS PROVIDED - SUPERIOR SERVICE Welcome to “SUNSET VIEW”! This fully upgraded 2 Bed & 2 Bath condo has an amazing direct gulf view from the large private balcony. Large open floor plan and equipped with all of the comforts of home. Once you arrive at “Sunset View” you will be happy to relax with the best view in PCB! You’ll also enjoy direct beach access, resort amenities, and beach chair attendant service.

Top guest favorite
A bright living space features a large bay window providing sweeping views of the Gulf of Mexico. Two bar stools are positioned at a window-front desk, offering a perfect spot for work or relaxation. Natural light fills the area, complementing the calming coastal décor.
Condo in Panama City Beach
4.98 out of 5 average rating, 127 reviews

Soak up the Sun, Sand, Sea at a Beachfront Studio

Enjoy a full-time siesta at the Beachfront BLUE SEA-ESTA, a newly renovated, Beachfront studio condo with stunning views from the top floor of Top of the Gulf. Whether you're seeking a relaxing escape or an adventure-filled vacation this Gulf-front rental has everything you need for an unforgettable retreat. This wonderfully appointed unit sleeps up to 4 guests. It features 1 comfy queen beds and sofa. The kitchen is fully equipped with everything you need to cook while on vacation.

Top guest favorite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 214 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favorite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City
4.92 out of 5 average rating, 349 reviews

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

Top guest favorite
A cozy corner of the living space features a small Christmas tree adorned with holiday decorations. Two comfortable chairs, one gray with a yellow accent pillow and one brown, flank a small table. A vibrant wall covering with leafy patterns adds a lively touch to the room.
Townhouse in Lower Grand Lagoon
4.95 out of 5 average rating, 250 reviews

Private Backyard | Pet Friendly | Sleeps 4

Walk in and relax in this beautiful meticulously renovated duplex with fully fenced backyard and spacious patio. Take a short walk to the beach to the Rick seltzer park, my favorite place on the beach, don’t forget chairs and umbrella that we prepared for you As you get enough of sunshine go and enjoy Capt’s Jack unlimited crab legs or have a drink in one of many bars and restaurants around Absolutely NO SMOKING in this unit

Top guest favorite
Guesthouse in Panama City
4.89 out of 5 average rating, 235 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Top guest favorite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
4.99 out of 5 average rating, 120 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Guest favorite
A spacious living area is adorned with nautical-themed decor, including a decorative sailboat and blue accent pillows on a large sofa. Natural light fills the room, which features a stone fireplace and a comfortable armchair, complemented by striped curtains and a warm lighting fixture.
Home in St. Andrews
4.96 out of 5 average rating, 292 reviews

Waterfront Home on St. Andrews Bay

Located on Historic St. Andrews Bay, overlooking the Gulf/Bay Pass and Shell Island, our house has had the pleasure to have host numerous happy guests, and even been used as a filming location for several TV networks (Discovery Channel, PBS, BYUTV)!

Top guest favorite
A spacious balcony overlooks the ocean, featuring a glass railing that allows unobstructed views of the water. Sunlight casts shadows on the textured surface, while a table and chairs are positioned for outdoor dining. Waves gently lap at the shoreline in the distance.
Condo in Long Beach
4.94 out of 5 average rating, 343 reviews

2 BR View Condo! Gulf-Front Bedroom, Huge Balcony!

Directly on the beach! Two pools, hot tub, sauna, fitness room, bbqs, and quick beach access. Stay in comfort in your Master king bedroom connected to the balcony and a 2nd bedroom with a queen bed. This balcony is one of the largest in PCB!

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

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