
Vacation rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Top-rated lake access rentals in Panama City
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Popular amenities for Panama City lake access rentals
Lake access house rentals

Aqua: Live under the sea! Direct beach access!
We had a great stay at Todd’s house. The kids enjoyed the decorations, bunk beds, and loved the pool. The heater on the pool was nice to have! The beach was a 3 minute walk. Appreciate that they were very responsive when we had any questions.

Free Golf Cart, 5 min to Beach, Community Pool
We came for my son’s wedding and the location, home, and host were all perfect. We loved it and will definitely be back!

30A Inlet Beach, FL Walk to Beach, Lake & Pool
My family and I had a great stay here over July 4th weekend. The house is super comfortable and spacious for a large group while also providing nice privacy across the different floors. The location is perfect, walking distance to a nice pool/beautiful beach and a short drive to all the nearby beach towns. Would love to stay here again someday!

BayFront Home with Boat Dock
Loved my stay there. Would definitely recommend!!

Waterfront |Hot Tub|Private Dock|Boat Launch
Such an amazing spot! Gorgeous sunsets. Great for our families Spring Break. Far away from “Spring breakers”. Josh responds to any questions or needs within 20 minutes. Huge backyard, great for cornhole & lawn games. Approx. 50 min from the beach (due to Spring Break traffic), otherwise it wouldn’t take that long. (We knew this!) The converted garage to game room was a hit with our kids (10 yo to 18 yo) We had epic ping pong & darts battles over the 3 full days that we were there. Definitely an amazing spot!

Near to 30A: Mobile Home Retreat! Beach and Lake!
Susana is a first-class host. She's great at making her guests feel special. Her place has awesome showers and comfortable beds. It's in a light traffic, quiet, and upscale neighborhood with only a couple of cross streets going to dead ends, with a beautiful lake at the end of the street just a two-minute walk away. Highly recommend.

Golf Cart ~ Pool ~ Lake and Beach Access
Our stay was absolutely wonderful - the home was stunning and better than the pictures (if you can believe it)! The location was perfect proximity to both the beaches and all the area has to offer. The communication and instructions could not have been better - we are hopeful to return for many spring breaks to come!

Near 30A, 0.5 Mile Beach, Mini Golf, Big Yard, Gam
This Airbnb was such an awesome place to stay at! The rooms were so nice, comfy, & clean. They had everything you needed in the kitchen & fun games in the living room. The murals on the wall were absolutely gorgeous & added a unique touch to the place. I would definitely recommend this place!
Lake access apartment rentals

Sunshine On My Mind ~ Lake Front! ~ 7 min to 30A!
My husband, dog, and I spent a week here and loved every minute of it! Carillon Beach is absolutely beautiful, the pools are amazing, and community is lovely. We loved being close to 30a and hopping around all the beach towns in the evenings, as well as being near pier park for our dog :) The unit is exactly what is pictured and had ample space for us. Seriously our dream vacation, we will 1000000% be back!

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool
Gave very detailed instructions and made sure I understood everything. The owner also was very responsive and answered every question I had and made sure we had everything we needed. The room was very clean and looked just like the pictures and felt like we was at home. Would definitely rent again

Emerald Coast Sea-renity.
We loved our stay and would book again! The location is amazing for beach access and the balcony has an unbelievable view. There were beach chairs and sand toys that made it easier to enjoy the trip and the apartment was cozy and well equipped. Communication was quick, helpful and friendly.

Cozy and Luxury Condo With View
If this place was very very nice pretty clean very Spacey and beautiful view from the balcony

Paradise in Pirates Cove
Good location just off the main road. Older building but nicely renovated unit. Great bathroom, kitchen, and awesome 85 inch TV.

Waterview condo on Panama City Beach Golf Course!
it was clean and nice we loved it

4BR/3BA Modern Luxury 3 King+Bunk 5 Pools 420
Booked this spot, last minute, for my daughter and her 6 friends, 1/2 way through their spring break! They’d had a bad experience at their previous location and were very nervous about “another air bnb”. Nina was VERY HELPFUL and kind! She went above and beyond to accommodate them! Beautiful view! Kind host! SAFE location, with lots of security! Would definitely recommend! Only thing we weren’t aware of was a resort fee of $120 but I chalk that up to reserving same day and I could have missed it in the description! It was worth it even with the fee!

Laketown Wharf 509: Gulf Views + Free Activities!
Did a girls trip and we were very pleased with this Air BnB. The location is perfect, walking distance from the beach, accessible to a lot of restaurants and shops, pools were also wonderful. The only side kicker which has nothing to do with the host is access to the 5th floor and working elevators. Also the stairs outside the deck was a bit noisy, but great location and place was squeaky clean!!! Really happy, will do it again.
Lake access cottage rentals

Hideaway Cottage | Dog Friendly | Steps to Beach
Perfect cottage near the beach with cozy spaces to chill out in. Beautiful outdoor space for cooking out and lounging. My little pups loved being outside and making friends with the cat next door. Walking the neighborhood was so fun, looking at the other cottages and, some ginormous new homes. The kitchen was beautiful and had a perfect breakfast table where we also held some fierce dominoes games at night. Location is still so very important and this cottage is perfectly situated for walking to the beach, shopping places and terrific restaurants with ocean views. A place to remember and revisit!

Beachy Bungalow, Santa Rosa Beach, FL near Gulf
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.

Seaside 30A "Hemingway" Beach Side Cottage
Connie's cottage was just as described in the pictures & her description. She was always available to answer questions. My family loved her art work she displayed throughout her home & outside. Incorporating her incredible paintings & glass masterpieces gave an eclectic/European feeling. The master bed was the most comfortable bed I have ever slept on with cotton sheets that were cool with a beautiful. Each room had its own t.v & plenty of room to relax after a long day at the beach. The kitchen was stocked with everything we could possibly need. Connie also left us with sparkling water & water bottles in the fridge. She also provided a small cooler along with beach chairs, umbrella, wagon and lots of toys, everything we needed for the beach. Her home was at the end of the street which made it private. Pretty twinkling lights and decorative art work covered the porch & arch ways around the property. My family stayed 8 nights, it was such a blessing to have found Connie's lovely home!!

The Cottage on Alta Vista-so charming!
Cassandra was amazing! She was quick to respond, helpful with suggestions, and just made us feel right at home and an extension of the family. The cottage was adorable, functional, and very easily accommodated our family of 4 plus pup. The location was perfectly located in proximity to the beach, shopping, and restaurants. The outdoor shower is a cool and functional addition to the house. 10/10 Definetly Recommend!

Choctaw Lodge Retreat
Can’t wait to go back to Kathryn and Ron’s property. Was such an amazing weekend, they are an amazing persons and very gentle with us. The food was delicious and made by Kathryn, I loved the boat ride with Ron; husband and I were amazed by the Choctawhatchee river. For sure we will be back!

30A Beach Access, Sea La Vie
We had 3 families, 6 adults and six 17 year olds. We cooked every meal and kitchen was well equipped. Parking at the beach was very limited so the GEM cart (extra $) and free bikes worked out great. The pool was great with many chairs, tables, bathrooms, and umbrellas and has a large lawn where we played corn hole and Slammo. The house has two large living areas that allowed the teens to stay up late playing the many provided board games and watching movies on the large TVs. The back porch was nice for morning coffee. 4 bedrooms, 2 with connected bathroom, 2 without. All beds were very comfortable. The grill works well but bring utensils and a grill brush.

The Orange Oasis Summertowne Cottage #12
This was a great place. The location is awesome and close to all the attractions. The Beach is about 100 yards right across the street. The home is just as pictured, beautiful decorations, all the items you need for a great vacation. Very centrally located but also quiet from road noise and neighbors. You can walk to Pier Park and Pier. The beach was not crowded and easy set up each day. Rihannon was very responsive checking on my family during the stay and was very nice and pleasant. This place is Great, you will not be disappointed. We will definitely book again.

Waterfront Cottage Unit, Keyless, mins to beach
The place was wonderful and exactly what my boyfriend and I were looking for. Annie was a great host and would definitely recommend anyone to stay here!
Quick stats about vacation rentals with lake access in Panama City
Total rentals
20 properties
Nightly prices starting at
ﺩ.ﺇ220 before taxes and fees
Total number of reviews
480 reviews
Family-friendly rentals
20 properties are a good fit for families
Pet-friendly rentals
10 properties allow pets
Rentals with dedicated workspaces
10 properties have a dedicated workspace
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- Panama City Beach Winery
- St. Andrews State Park
- James Lee Beach
- Frank Brown Park
- Shipwreck Island Waterpark
- St. Andrew State Park Pier
- Blue Mountain Beach
- Grayton Beach State Park
- Raven Golf Club
- Walton Dunes Beach Access
- Windmark Public Beach access
- Seacrest Beach
- St. Joe Beach
- Shell Island Beach
- Crooked Island Beach
- Camp Helen State Park
- Coconut Creek Family Fun Park
- Signal Hill Golf Course
- Gulf World Marine Park
- Money Beach