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Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Condo in Panama City Beach

4.82 out of 5 average rating, 106 reviews

@Ocean View- Laketown Wharf 1809

Welcome to the best complex in Panama City Beach! With so many restaurants on site, a private boardwalk, a Vegas style fountain show every night, Laketown is one of the most well equipped beach complexes your family can enjoy a wonderful vacation in. With a private gated beach access, the condo is just a short walk to the sand and Pineapple Willies, the famous beach front dining. Master Bedroom: King Bed 2nd Bedroom: King Bed Nook Area: Bunk bed Living room: Queen Sleeper Sofa Closet: Cot bed

Nov 9 – 16

ﺩ.ﺇ629 per night

Condo in Panama City Beach

4.87 out of 5 average rating, 117 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Jan 1 – 8

ﺩ.ﺇ471 per night

Condo in Panama City

4.95 out of 5 average rating, 124 reviews

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! !!! Our community is under off-season renovation works. Sometimes it can cause some noise inconvenience !!! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

May 13 – 20

ﺩ.ﺇ948 per night

Guesthouse in Panama City

4.99 out of 5 average rating, 92 reviews

Cabana Cottage @ St. Andrews-Waterfront/Pool/Dock

The Cabana Cottage @ St. Andrews, Panama City, is a beautifully landscaped waterfront location with pool & hot tub. Centrally located, you are a short walk from Historic St. Andrew's on Beck Ave, which is home to restaurants, bars, coffee shops, boutiques, the marina, Oaks by the Bay Park & much more! Beaches are 10/15 minutes away via car. Beach chairs, towels & cooler are provided. Dog friendly & NO PET FEES! Saltwater pool & hot tub is a shared space with owners and other guests.

May 7 – 14

ﺩ.ﺇ563 per night

Guesthouse in Panama City

4.92 out of 5 average rating, 37 reviews

Deer Point Lake - 750 sqft 1/1 & 2 minutes to lake

Forget your worries in this spacious and serene space just 2 minutes from Deer Point Lake boat ramp and cute little playground. Enjoy the quiet neighborhood in your own private 2 story 800 sqft guest house with its own private yard, shaded deck area and charcoal grill. Fast, free wifi and Comcast Cable with movie channels included. Tons of parking space to bring your boat, jetski or kayaks and enjoy our beautiful lake. Dogs under 25 lbs upon approval with an additional $300 pet fee.

Sep 22 – 29

ﺩ.ﺇ448 per night

Home in Panama City

5.0 out of 5 average rating, 6 reviews

The Bay House. Walk to the Bay! Dog Friendly

The Bay House @ Historic St. Andrews is a quiet, relaxing retreat among the oak and magnolia-lined streets of St. Andrews. This newly renovated cottage is just minutes from the water and fun. With a firepit, grill and basketball court in the backyard. Walk to the historic St. Andrews Marina, shops, restaurants, coffee shops, wine bars, breweries, and more. Enjoy paddle boarding, kayaking and fishing - and take the quick drive across the bridge to the World's Most Beautiful Beaches.

Oct 19 – 26

ﺩ.ﺇ503 per night

Condo in Panama City Beach

4.94 out of 5 average rating, 145 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Nov 19 – 26

ﺩ.ﺇ742 per night

Cottage in Panama City Beach

4.99 out of 5 average rating, 263 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Mar 26 – Apr 2

ﺩ.ﺇ952 per night

Condo in Panama City Beach

4.82 out of 5 average rating, 121 reviews

Calm Coastal Condo, Studio, Welcome Snow Birds!

Thank you for your interest in our PCB condo; a place we consider a home away from home to relax and enjoy the gulf coast. The condo is an efficiency unit: one large room, kitchen area, 2 person dining/ table, living room area, bedroom area and bathroom with door, approx. 400 sq. ft., ground level with one step up to front door. Home owners association restrictions include: Age 25 to rent and must be present, only 2 people total (fire code), no guests under age 18 and no pets.

Sep 28 – Oct 5

ﺩ.ﺇ415 per night

Condo in Panama City Beach

4.89 out of 5 average rating, 91 reviews

Fins Up at Carillon/30A - 1st floor - Pets welcome

Welcome to Fins Up @Carillon. Minutes to Rosemary, Seaside and Grayton. Studio condo sleeps 4-one king bed, queen pullout sofa and one twin air mattress. Perfect location minutes to 30A activities/ 15 mins to Pier Park. 5 pools onsite (1 heated), hot tubs, playground, tennis/pickleball/basketball courts, 8 beach access points. Lake Powell Pizza, Our Little Beach Cafe onsite. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach.

Nov 22 – 29

ﺩ.ﺇ439 per night

Yurt in Lynn Haven

5.0 out of 5 average rating, 21 reviews

Circle up at the Circle House

This memorable place is anything but ordinary. I fell in love with our open concept circle house and you will, too! It's a solidly built concrete yurt big enough for six. This 2-BR, 2-BA is ideal for a family or for a couples trip. It's 1.2 miles from boat ramps, splash pads, a waterfront beach area, walking bridge and playgrounds; convenient to Aldi, Publix, Walmart, Target, Walgreens & CVS; and just 25 minutes to Tyndall AFB, Pier Park, PCB & St. Andrews State Park!

Jun 14 – 21

ﺩ.ﺇ408 per night

Condo in Panama City Beach

4.93 out of 5 average rating, 80 reviews

Enjoy the Beach and Put you Heels In The Sand!!!

Looking for an escape? Beautiful gulf view 1 bedroom, 2 bathroom , plus bunk room unit. Located at famous Laketown Wharf Condominium. Just Steps away from the Worlds Most Beautiful Beaches. Sitting in the heart of all the Fun and Excitement of Shopping, Dining & Entertainment. Private beach access, 5 unique swimming pools, hot tabs Gym, and a putting green . Walking distance to Walmart, Believed or Not museum, Upside Down House, and more.....

Oct 12 – 19

ﺩ.ﺇ417 per night

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Popular amenities for Panama City lake access rentals

Free parking on premises

Air conditioning

Lake access house rentals

Home in Panama City Beach

4.92 out of 5 average rating, 109 reviews

Aqua: Live under the sea! Direct beach access.

Jan 24 – 31

ﺩ.ﺇ1,384 per night

Home in Panama City Beach

4.93 out of 5 average rating, 40 reviews

Why Wait For Elevators~Walk to Beach~Come 4 Vacay

Aug 13 – 20

ﺩ.ﺇ511 per night

Home in Panama City Beach

4.97 out of 5 average rating, 35 reviews

*May Discount!* 3 Br in Venture Out w/ Golf Cart

Sep 6 – 13

ﺩ.ﺇ1,007 per night

Home in Panama City Beach

4.89 out of 5 average rating, 37 reviews

3 Minute walk to the Beach, 5 pools and 2 Hot Tubs

Sep 10 – 17

ﺩ.ﺇ627 per night

Home in Panama City Beach

4.86 out of 5 average rating, 29 reviews

Beautiful Home Close to Beach/Lake, Private Patio

Jan 23 – 30

ﺩ.ﺇ609 per night

Home in Panama City Beach

5.0 out of 5 average rating, 4 reviews

CasaDeRiviera: Lakefront, Infinity Pool, Fire Pit

Nov 21 – 28

ﺩ.ﺇ1,275 per night

Home in Panama City Beach

4.98 out of 5 average rating, 50 reviews

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D

May 2 – 9

ﺩ.ﺇ729 per night

Home in Panama City Beach

4.92 out of 5 average rating, 12 reviews

Beachside Paradise

Nov 12 – 19

ﺩ.ﺇ593 per night

Lake access apartment rentals

Apartment in Panama City Beach

4.57 out of 5 average rating, 28 reviews

Studio 3rd-Floor | Balcony | Pools | Hot Tubs

Oct 30 – Nov 6

ﺩ.ﺇ516 per night

Apartment in Panama City Beach

4.88 out of 5 average rating, 32 reviews

Ocean Breeze on Lullwater - 1/2 mile to Pier Park

Jan 13 – 20

ﺩ.ﺇ481 per night

Apartment in Panama City Beach

4.83 out of 5 average rating, 41 reviews

Gulf View Condo w/ Pool & Hot Tubs

Sep 18 – 25

ﺩ.ﺇ629 per night

Apartment in Panama City Beach

5.0 out of 5 average rating, 23 reviews

5 min walk to Beach~OCEAN Views~30A area~4 Pools!

Jun 24 – Jul 1

ﺩ.ﺇ1,097 per night

Apartment in Panama City Beach

4.85 out of 5 average rating, 27 reviews

Resort style luxury apartment

Jan 21 – 28

ﺩ.ﺇ785 per night

Apartment in Panama City Beach

4.81 out of 5 average rating, 21 reviews

FREE beach equip, New & updated, 5 pool resort!

Oct 12 – 19

ﺩ.ﺇ1,101 per night

Apartment in Panama City Beach

4.91 out of 5 average rating, 11 reviews

Barefoot Bungalow Beachfront

Aug 18 – 25

ﺩ.ﺇ1,018 per night

Apartment in Panama City Beach

4.84 out of 5 average rating, 88 reviews

Stunning Ocean View 1 BR+Bunk BR, 2 BA; Sleeps 6

Dec 28 – Jan 4

ﺩ.ﺇ2,552 per night

Lake access cottage rentals

Cottage in Seagrove Beach

4.92 out of 5 average rating, 179 reviews

Palm tree oasis 30A beach boutique artist cottage

May 12 – 19

ﺩ.ﺇ867 per night

Cottage in Southport

5.0 out of 5 average rating, 4 reviews

4 Person Lake Front Cottage with Kayaks

Feb 7 – 14

ﺩ.ﺇ469 per night

Cottage in Santa Rosa Beach

4.77 out of 5 average rating, 13 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Jan 20 – 27

ﺩ.ﺇ683 per night

Cottage in Panama City Beach

4.92 out of 5 average rating, 26 reviews

The Cottage on Alta Vista-so charming!

Oct 23 – 30

ﺩ.ﺇ776 per night

Cottage in Freeport

4.89 out of 5 average rating, 89 reviews

Cottage Apt, Keyless, Waterfront, mins to beach

Dec 18 – 25

ﺩ.ﺇ586 per night

Cottage in Panama City Beach

4.97 out of 5 average rating, 30 reviews

3+Pets» Private Pool & Hot tub» Steps to Beach!

Oct 8 – 15

ﺩ.ﺇ2,191 per night

Cottage in Rosemary Beach

5.0 out of 5 average rating, 34 reviews

Getaway Paradise to happy hour at 30A/dock access

Dec 9 – 16

ﺩ.ﺇ1,149 per night

Cottage in Inlet beach

4.94 out of 5 average rating, 18 reviews

Kid friendly golf cart sports gear pool lake beach

Sep 5 – 12

ﺩ.ﺇ2,718 per night

Quick stats about vacation rentals with lake access in Panama City

Total rentals
20 properties
Wifi availability
20 properties include access to wifi
Rentals with dedicated workspaces
10 properties have a dedicated workspace
Family-friendly rentals
10 properties are a good fit for families
Total number of reviews
480 reviews
Nightly prices starting at
ﺩ.ﺇ257 before taxes and fees

Destinations to explore