Vacation rentals with lake access in Santa Rosa Island, Florida

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Top-rated lake access rentals in Santa Rosa Island, Florida

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Guest favorite

A welcoming living area features comfortable seating arrangements, including a pair of armchairs and a sofa. Natural light fills the space through glass doors leading to a scenic view. A television is mounted above a decorative fireplace, enhancing the relaxed ambiance.

Townhouse in Pensacola Beach

4.81 out of 5 average rating, 267 reviews

CORAL CRAB CONDO-2 Master’s Suites~Pet Friendly

Coral Crab Condo, Located in a quaint area. Just a two minute walk to the Gulf of America. Perfect for a getaway or housing for anyone coming for work. Condo has a fully equipped kitchen that is open to dining, living and balcony overlooking lake. Upstairs, 2 Master Suites-Tempur-pedic mattress with upscale private baths & TV. 2 balconies, courtyard and gas grill. All beach accessories are provided including chairs, floats & towels. Dog beach is 1.6 miles, “The Local”-market is a 3 minute walk.

Top guest favorite

A peaceful sunset over calm waters creates a vibrant display of orange and purple hues. A wooden dock extends into the water, reflecting the colorful sky, while silhouettes of trees line the distant shore. The scene evokes tranquility and natural beauty.

Apartment in Gulf Breeze

4.95 out of 5 average rating, 222 reviews

Redfish Loft, private waterfront Apt. on East Bay

Light airy open floor plan " pet friendly with fee " loft style apartment with private bedroom. Watch the blue herons & dolphins, sit on one of two private decks sipping coffee as you watch the sunrise on the Bay. Paddle the clear waters in our kayaks or bring your SUP. Cook your fresh catch on your private grill or visit a local seafood restaurant. Private, secluded, neighborhood. Join us @ Fire pit ..is usually going on the weekends. East Bay is known for it's Red fish and calm waters.

Guest favorite

Camper/RV in Navarre

4.87 out of 5 average rating, 181 reviews

Bayfront Forest Camper with kayaks/nature trail

The best of both worlds. Our 11-acre waterfront family’s retreat is the ideal getaway for outdoor enthusiasts and beach lovers. With RVs on the front of the property and the occasional tent camper dispersed through out the acreage, you’ll enjoy time away from the crowds walking the mulched trail to the water or using the two kayaks provided for guest use. We offer additional experiences. Outdoor brunch for two/group, afternoon teatime, boho picnic, s’mores bundles, etc. Message with interest.

Guest favorite

Two blue Adirondack chairs are positioned on a wooden deck, facing a calm river. The scene is illuminated by a vibrant sunset with shades of orange, pink, and purple reflecting on the water. Lush greenery frames the image, enhancing the tranquil atmosphere.

Townhouse in Milton

4.93 out of 5 average rating, 166 reviews

Fins Left - 35 mins to Beaches on Blackwater River

Relax & take it Easy, You're on River Time in this Cozy, Private Unit of a Riverfront Duplex located on a Quiet Basin along the Blackwater River. This 2 bedroom, 1 bath unit has a Comfortable living room, Full Kitchen & Covered Back Porch with Outdoor Dining & with Great Views. Enjoy breathtaking Sunsets, Kayaking, Fishing & more. Peaceful & approx 35 mins to Pensacola Beach, Navarre Beach or Downtown Pensacola. Close to bike trails, hiking & Canoeing. Near Wedding Venues & Weber's Skate World.

Guest favorite

A cozy bedroom features a spacious bed covered in a light blue quilt. Two matching pillows are positioned at the head of the bed. A large window offers views of the surrounding landscape, with a picture of a coastal scene displayed above the bed.

Condo in Navarre Beach

4.95 out of 5 average rating, 171 reviews

La Playa Esmeralda - Panoramic Sunset Views

Welcome to La Playa Esmeralda, a beautifully renovated 2nd floor studio. Upon entering you'll be greeted by beautiful views of the Sound where the sunsets are unparalleled. This lovely condo includes 2 comfortable beds-1 regular and 1 Murphy bed, along with a coffee bar and fully equipped kitchen. You're just a 5 minute walk to the beach. Enjoy a dip in the pool, grilling in the gazebo and fish all night long on our large, private fishing pier, no fishing license required. Early check-in avail.

Top guest favorite

A welcoming facade of a brick cottage features light-colored trim and a front porch. Lush greenery and decorative plants are positioned along the pathway, enhancing the entrance's appeal. The house is situated under a cloudy sky, providing a calm atmosphere.

Home in Gulf Breeze

4.95 out of 5 average rating, 140 reviews

Lake Here Beach Near Cottage between 2 beaches!

Kathy and family have been in the vacation rental business over a decade. She has two listings next to each other and lived in the area for decades. Quiet neighborhood that’s is only minutes from both Navarre Beach and Pensacola Beach. After a fun beach day relax with the whole family at this peaceful lake side house. Each room has new beds, smart TVs, fans & extra essentials. Living room has a brand new pull out sleeper sofa. Beach essentials outside in shed. Available 24/7 for any questions.

Top guest favorite

An aerial view captures the serene coastline alongside a private dune lake. The vibrant blue waters of both the lake and the ocean reflect the clear sky. Residences are situated along the shore, offering a glimpse of the natural landscape and tranquil surroundings.

Home in Santa Rosa Beach

5 out of 5 average rating, 101 reviews

Rare Coastal Dune Lake Home steps to deeded beach.

"One of a kind" This beautiful lakefront home offers one of the most desirable vacations, while it's literally 121 steps from private deeded Blue Mountain Beach. Big RedFish our coastal dune lake is fantastic for a variety of water activities! You'll love swimming, kayaking, canoeing, and standup paddle-boarding surrounded by nature to name a few! This truly comfortable family home will exceed your expectations! We are looking forward to hosting your stay on our Emerald Coast on our 30A!!

Guest favorite

An open living space features a comfortable sofa, complemented by a cozy throw blanket and cushions. Large windows allow natural light to fill the room, which includes a kitchen area with modern appliances. A soft area rug anchors the space, creating a welcoming ambiance.

Home in Milton

4.97 out of 5 average rating, 120 reviews

Blackwater Bay Mae's Cottage

Mae's Cottage is a peaceful little bay house located right off of Interstate 10 in Milton (< 1 mile) and is within steps to the beautiful Blackwater River and Bay. It is approximately 100 yards from water access where you can enjoy fishing, boating, kayaking or just watching the sun set. There is a public boat launch so bring your boat/jet skis/kayaks and fishing gear and head out to the beautiful waters of Blackwater Bay. Relax with the whole family at this peaceful little bungalow.

Guest favorite

A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.

Treehouse in Santa Rosa Beach

4.92 out of 5 average rating, 146 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

Top guest favorite

The entrance of the property is marked by a gated driveway, leading to a welcoming guest house surrounded by lush trees. The pathway is bordered by well-maintained landscaping, providing an inviting approach to the home.

Guesthouse in Milton

4.99 out of 5 average rating, 147 reviews

Siesta Cottage on the Blackwater

Looking for convenience to all of the Gulf Coast's treasures without breaking the bank? Have a boat or jet skis? Coastal guest house on 3 acre waterfront estate on Ward Basin/Blackwater Bay. Close to beaches, downtown Pensacola, and all of the natural wonders of NW FL. Nearby boat ramp, space for boat trailer, and ability to tie up to the dock on site. Sleeps four (queen bed and queen sleeper). No Pets - 2 min to I-10 -20 min to Navarre Beach -30 min to Downtown Pensacola

Guest favorite

A spacious living area is furnished with a large sectional sofa in neutral tones, accented by throw pillows. A round coffee table sits in the center, complemented by a textured area rug. Large windows provide ample natural light and views of the surroundings.

Townhouse in Miramar Beach

4.9 out of 5 average rating, 103 reviews

CasaBonita-Sandestin® 2BR/3BA/Loft-Cart to Beach!

Escape to CasaBonita, a stunning 2BR+Loft/2.5BA villa on Sandestin®’s Raven Golf Course. Sleep up to 7 with sweeping lake and golf views, enjoy a private patio, and explore with a 2024 6-seater golf cart. Access private beaches, pools, tennis, spa, and Grand Boulevard. Walk to Baytowne Wharf for dining, shopping, and fun. Luxury, adventure, and coastal charm blend perfectly for your unforgettable Sandestin® getaway. Book now and start your dream vacation!

Guest favorite

A porch swing made of dark wood is positioned on a covered deck, providing views of the calm waterway. Potted pink flowers add color to the scene. In the background, the gentle slope of green grass leads to a dock and chairs along the bank.

Guest suite in Santa Rosa Beach

4.95 out of 5 average rating, 327 reviews

Golf, BoatDock, Kayak, Paddleboard, Fish, Dolphins

Private Waterfront Suite on the Choctawhatchee Bay. 7 miles to Destin Beaches 4 mi. To Baytowne Wharf 5 mi. To the popular 30A Emerald Coast beaches . Nightlife , Restaurants , Shopping and fishing! On site parking and dock space . About a half hr. Ride On your boat to Crab Island. Hop on the Paddle boards or kayaks that are provided to spot dolphins in the Bay! ( Please use at your own risk) Life Jackets provided . BOAT DOCK AVAILABLE