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Vacation rentals with lake access in Saint Andrew Bay

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Saint Andrew Bay

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An outdoor balcony features comfortable wicker seating, including two chairs and a matching coffee table, overlooking the beach. The expansive view showcases the ocean and coastline, with gentle waves lapping at the shore under a clear blue sky.

Condo in Panama City Beach

4.79 out of 5 average rating, 118 reviews

"Beach Getaway " gulfview 1 br 2 ba bunk sleep 4-6

Beautiful 1 bedroom plus additional bunk bed area ,2 bath condo at 16 th floor Gulfview located at most famous and very attractive Laketown Wharf condo . At the night music-colour fountains show at the lake. Centrally located with walking distance to the beach( 5 minutes), shops, restaurants and more. Condo complex offer parking garage, 4 pools, hot tubs, pickle ball, eatery and much more.Very spaciuos rooms with big balcony. WiFi,Cable, unit is fully stocked. Resort fee $82 once when arrive.

A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.

Apartment in Panama City

4.96 out of 5 average rating, 49 reviews

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

Top guest favorite

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Condo in Inlet Beach

4.99 out of 5 average rating, 163 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to Inlet Beach, one of FL’s most beautiful white-sand Gulf Coast beaches! This dreamy full studio sleeps 4 (4 beds), & sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; walk/bike to Inlet, Alys & Rosemary Beach dining & entertainments Featuring a clean Cali-Florida vibe, POOL, GRILL, beach gear, fast wi-fi, smart TV, fully-equipped kitchen, & sunsets from your private patio! Park your car, walk everywhere!

A cozy balcony features bright blue adirondack chairs and a small table set with two decorative bowls. Lush greenery and trees frame the view of Lake Powell in the background, creating a serene outdoor space. Natural light brightens the area, enhancing the inviting atmosphere.

Condo in Panama City Beach

4.88 out of 5 average rating, 164 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

The image captures a large outdoor pool area surrounded by palm trees and lounge chairs. Multiple swimming pools are visible, with a circular feature in the center. Guests can be seen enjoying the sun and water, while the tall resort buildings stand prominently in the background.

Condo in Panama City Beach

4.9 out of 5 average rating, 124 reviews

100 ft to beach !810 bowling, arcade, Gym, 5 Pools

Laketown amenities - 5 swimming pools (One is heated )and 2 hot tubs , gym, 3 shops, 5 restaurants , hair salon, and a Vegas-style water and light show every night at 8pm. With a private gated beach access, steps to the beach and Pineapple Willy's restaurant! 810 bowling and billiard, arcade. Pickleball Gym Golf course Waterpark and zoo 5 minutes dr. Walmart across Master Bedroom: King Bed 2nd Bedroom: King Bed 3rd Bedroom: Bunkroom with twin bunks Living Room: Queen Sleeper Sofa Sleeps 8

A well-appointed living area features a comfortable sofa adorned with decorative pillows and illuminating lamps on either side. A wooden coffee table sits in front of the sofa, while a kitchenette with modern appliances is visible in the background. Natural light filters in through a nearby window.

Condo in Panama City Beach

4.95 out of 5 average rating, 104 reviews

Near 30A, 2nd Floor condo Lake View, Private Beach

Located in an exclusive community, Carillon Beach Resort Condo, is in a beautiful neighborhood featuring a canopy of oak trees lining the paved sidewalks. Guests enjoy eight walkover access points to 3900 feet of sugar sand beach. You'll find shopping, restaurants, a cafe, a salon, and even a fitness center on Carillon Market Street. Paddleboarding, kayaking, and bicycle rentals are available on-site at Shiprwrecked LTD. This home is two-and-a-half miles from Rosemary Beach, with restaurants.

A charming two-story house is surrounded by well-maintained landscaping, featuring palm trees and a stone pathway. The home is set back from the road and offers a covered area for parking, with a spacious front porch inviting relaxation.

Home in Inlet Beach

4.9 out of 5 average rating, 211 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Welcome to The Dancing Pelican Beach House! This gorgeous home is in a quiet, safe, family-friendly community in Inlet Beach. You will love taking the free golf cart to our free public beach (5 minutes away). Drive 5 minutes to scenic 30A and enjoy Rosemary Beach, Alys, Seacrest & more. Walk to the community pool, Lake Powell and Camp Helen State Park. Includes beach gear, fully equipped kitchen, outdoor grill, coffee maker, washer/dryer, WiFi, 3 Smart TVs, linens, towels and much more!

A modern living area features a large sectional couch in white with black accents, complemented by a large circular seating area. Bright wall art adds color, and natural light pours in from expansive sliding glass doors that showcase scenic views beyond.

Condo in Panama City Beach

4.84 out of 5 average rating, 114 reviews

1338 LTW Modern 4/3 Luxury 3 King Beds 5 Pools

Must be 18 to Book This is a beautiful newly decorated 3 King BR 3BA + Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Amazing views at night time, get ready for city lights Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

The large resort building stands along a scenic waterfront, with a section of the Gulf visible in the background. Lush landscaping surrounds the area, while various pools and amenities are discernible along the boardwalk that leads to the lagoon.

Condo in Panama City Beach

4.9 out of 5 average rating, 110 reviews

The Coast is Clear So Come Stay Here- Gulf Views

"Coast is Clear" SUPER HOSTED- All new LVP floors throughout, furnishings, paint, linens, bedding, balcony, SS appliances and FULLY STOCKED kitchen! CUSTOM PRIVATE BUNK room full BATH, Smart TV's throughout. Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 1 kiddie, 1 rooftop, 1 lakeside, 2 at main entry) 3 restaurants, 2 HOT TUBS! HURRY to RESERVE! Veteran Owned!

Top guest favorite

A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.

Condo in Panama City Beach

4.95 out of 5 average rating, 171 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Top guest favorite

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

Cottage in Panama City Beach

4.99 out of 5 average rating, 296 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Home in Panama City

4.96 out of 5 average rating, 27 reviews

Organic Design with a Resort Style Heated Pool

Step into a realm of unparalleled luxury with this stunning single-family private oasis. Nestled away in a prime location, our organically designed retreat provides an ideal home base to explore the surrounding beaches and attractions. Featuring a resort style heated pool, a private dock, 2 kayaks, outdoor grill and dining area, fire pit, and so much more! Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

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Apartments

Convenient locations with everyday essentials

Popular amenities for Saint Andrew Bay lake access rentals

Free parking on premises

Air conditioning

Lake access house rentals

Top guest favorite

A charming independent home is depicted with light-colored siding and a dark shingled roof. A palm tree stands in the foreground, complemented by low shrubs and manicured grass. A welcoming porch area features two chairs beside a front entrance with large windows.

Home in Panama City Beach

5 out of 5 average rating, 23 reviews

R3 at Lake Powell/Inlet Beach with EV charger

A heated pool is surrounded by a paved patio, featuring lounge chairs in deep blue and stylish umbrellas providing shade. Lush greenery and palm trees enhance the tranquil outdoor setting, inviting relaxation on sunny days.

Home in Panama City

4.97 out of 5 average rating, 34 reviews

Driftwood Dreams

Top guest favorite

The open living area features a light-colored sectional sofa and accent chair, arranged around a glass coffee table. Large windows provide views of the lagoon, and a flat-screen TV is mounted on the wall. The dining area includes a spacious table and modern light fixtures enhance the atmosphere.

Home in Panama City

4.93 out of 5 average rating, 15 reviews

Dolphin Days Lagoon Escape

A serene view of a sandy beach with gentle waves lapping at the shore. A solitary bird is spotted near the water's edge, while beachgoers can be seen in the distance under colorful umbrellas. The sky is partly cloudy, creating a calm atmosphere.

Home in Panama City Beach

4.9 out of 5 average rating, 29 reviews

Condo: Shore Beats Work

Top guest favorite

The living area features a light-colored sofa and two accent chairs, arranged around a coffee table. Large windows allow natural light to fill the space, with views of the lake visible outside. A round dining table with chairs is positioned nearby.

Home in Santa Rosa Beach

5 out of 5 average rating, 59 reviews

Waterfront/Golf Cart/Walk to Public Beach!

A modern kitchen features a large central island with seating for four. White cabinetry and marble countertops are complemented by stainless steel appliances. Ample natural light enters through the windows, highlighting the sleek design and functionality of the space.

Home in Panama City Beach

5 out of 5 average rating, 19 reviews

Modern Bayfront Home/Walk to Beach/Private Pool

Top guest favorite

A light blue three-story home is framed by lush palm trees, with large windows reflecting the evening sky. The entrance features a garage and paved pathway, welcoming guests. Architectural details include a metal roof and wooden accents, creating a harmonious blend with the natural surroundings.

Home in Inlet Beach

4.98 out of 5 average rating, 40 reviews

Destination Relaxation is the perfect family getaway.

Top guest favorite

A serene outdoor space features a private pool surrounded by a paved deck. A comfortable seating area showcases a chair with plush cushions, while a light blue exterior adds a refreshing touch. Inside, a cozy bedroom displays a spacious bed with decorative pillows, complemented by artful wall decor.

Home in Panama City

5 out of 5 average rating, 11 reviews

*Private Heated Pool*Walk to Beach*Outdoor Movies*

Lake access apartment rentals

A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.

Apartment in Panama City Beach

4.96 out of 5 average rating, 47 reviews

Barefoot Bungalow Beachfront

A bright dining area features a small table with two white chairs positioned by a large window. A potted plant sits at the center of the table, while the stunning view of the ocean stretches out beyond the window, showcasing vibrant blue and green hues.

Apartment in Panama City Beach

4.81 out of 5 average rating, 27 reviews

Stunning fun-filled beachfront condo

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

Apartment in Panama City Beach

4.88 out of 5 average rating, 119 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

Apartment in Santa Rosa Beach

5 out of 5 average rating, 28 reviews

Newly renovated modern studio steps from the beach

Top guest favorite

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

Apartment in Panama City Beach

4.96 out of 5 average rating, 57 reviews

Paradise in Pirates Cove

The living area features a spacious gray sectional sofa, accent chairs, and a coffee table. Floor-to-ceiling windows offer stunning views of the Gulf of Mexico and provide access to a private balcony. A dining table is set for four, with modern lighting enhancing the space.

Apartment in Panama City

5 out of 5 average rating, 4 reviews

Luxe Ocean Front |Free Beach Chairs + Balcony View

The image presents an aerial view of a multi-story building, featuring a light-colored exterior and a welcoming entrance. Surrounding the building, lush greenery contrasts with the serene blue waters of a lake and the vibrant turquoise ocean in the background.

Apartment in Panama City Beach

4.93 out of 5 average rating, 29 reviews

Hook Wine & Sinker

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

Apartment in Panama City Beach

4.95 out of 5 average rating, 43 reviews

The Palms I Gorgeous Condo with Gulf View

Lake access cottage rentals

Top guest favorite

An outdoor space is highlighted with paver stones, featuring a covered car parking area and a seating arrangement comprised of several outdoor chairs. Lush greenery and palm trees provide a backdrop, enhancing the open and expansive environment under a clear blue sky.

Cottage in Panama City Beach

5 out of 5 average rating, 9 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

Cottage in Santa Rosa Beach

4.96 out of 5 average rating, 101 reviews

Seagrove Stay! Pool Access + 4 Bikes Included

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

Cottage in Santa Rosa Beach

4.79 out of 5 average rating, 33 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

Cottage in Seagrove Beach

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

Cottage in Panama City Beach

4.9 out of 5 average rating, 41 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.

Cottage in Southport

4.93 out of 5 average rating, 28 reviews

4 Person Lake Front Cottage with Kayaks

A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.

Cottage in Panama City Beach

4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!

An aerial view features vibrant beach cottages in various colors, set against the turquoise waters of the Gulf. In the distance, a long pier extends into the sea. Palm trees are visible, with the nearby sandy beach indicated by the arrow pointing at the orange cottage.

Cottage in Panama City Beach

5 out of 5 average rating, 10 reviews

The Orange Oasis Summertowne Cottage #12

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