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Vacation rentals with lake access in Saint Andrew Bay

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Top-rated lake access rentals in Saint Andrew Bay

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A contemporary kitchen features light cabinetry and a spacious countertop adorned with a granite surface. Modern appliances are seamlessly integrated, including an oven and a stovetop. Stylish pendant lights provide illumination above the counter where three bar stools are arranged.
Townhouse in Rosemary Beach
4.99 out of 5 average rating, 139 reviews

Lux 30A Town Hm, Heated Pool, CART, Beach & Dining

Stay right on Scenic 30A in this Luxury Getaway & your family will be close to everything with a centrally-located villa. 30A Sandpiper perfectly interprets the Emerald Coast Seaside Spirit 🏖️ a peaceful retreat nestled along the most beautiful beaches in the Gulf of America 🇺🇸. Across 30A is The Big Chill, a 1st-class entertainment district with lots of f/b options. Master BR1 ensuite has spa-like bathroom. 2nd MBR & Great Room each offers balcony access. Property includes 5 ⭐️ Resort Style POOL

Guest favorite
A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.
Cabin in Youngstown
4.96 out of 5 average rating, 103 reviews

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

Guest favorite
An open living area features a light grey sectional sofa adorned with decorative pillows, accompanied by a wooden coffee table with a tray. A nearby dining area displays a wooden table surrounded by light-coloured chairs, with a view of the modern kitchen visible in the background.
Townhouse in Santa Rosa Beach
4.92 out of 5 average rating, 126 reviews

Spring Break Escape 2026 | Relax, Ride & Reconnect

Relaxation awaits as you walk through the front door of this idyllic 2 bedroom townhome nestled in the picturesque community of Prominence, one of Scenic Highway 30A's newest gems. Perfect for a small family or ideal for a couple’s getaway the coastal inspired theme woven throughout the home makes the travails of every day life seem like a distant land far off on the horizon. Once you are here, we are confident that “Shore Beats Working” will become your favorite beach vacation destination.

Top guest favorite
A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.
Condo in Panama City Beach
4.89 out of 5 average rating, 174 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Top guest favorite
A bright living area is showcased with natural wood flooring and warm lighting. Comfortable seating is arranged around a spacious coffee table, complemented by a textured area rug. A dining area with light chairs is visible in the background, enhanced by a decorative light fixture.
Townhouse in Santa Rosa Beach
4.97 out of 5 average rating, 103 reviews

Luxury Townhouse in Santa Rosa Beach - The Zen Pad

Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

Top guest favorite
Guesthouse in Panama City Beach
4.97 out of 5 average rating, 120 reviews

The Pineapple Suite near 30A / Rosemary Beach

The Pineapple Suite is less than a half mile to the closest beach access, a third of a mile to Lake Powell, and is also near 30A/Rosemary Beach (3 miles) Alys Beach (5 Miles). The Pineapple Suite is a cozy Bohemian-Style space that includes all of the necessary essentials to make each guest feel comfortable and at home while away. This quaint space includes a Plush queen bed, cotton linens, mini-fridge, a coffee/tea station, TV, Wifi, all-natural toiletries, and even beach towels & chairs.

Superhost
A light-filled living area showcases a spacious sectional sofa, complemented by a decorative pillow. Large glass doors open to a scenic view, offering glimpses of the outdoors. A faux tree and television unit are positioned thoughtfully within the room.
Condo in Panama City Beach
4.87 out of 5 average rating, 106 reviews

Sun-Believable Penthouse Views Above PCB

ITS SUNBELIVABLE!! SUPER HOSTED! NEW LVP THROUGHOUT- FRESH photos!This fresh 2 BDR plus bunk room and 2 full bath VIEWS will AMZ YOU! Spacious and family friendly! OVERSIZED BALCONY with amazing boardwalk views of wildlife, water light shows, and entertainment! OUTDOOR and INDOOR space for the whole family with your comfort in mind! THE RESORT is all the fun N sun with 5 pools (1 heated seasonally )2 oversized hot tubs, restaurants, 810 Bowling and games, full-service salon,BOOK NOW!

Top guest favorite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Panama City Beach
4.89 out of 5 average rating, 141 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

Top guest favorite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 298 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Top guest favorite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Condo in Inlet Beach
4.99 out of 5 average rating, 169 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Praised by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to one of Florida’s most beautiful beaches, Inlet Beach! This dreamy full-studio sleeps 4 (4 beds), & is located beachside of the 30A National Scenic Gulf Coast Byway; walk to Rosemary Beach & Inlet’s dining & stylish town centers. Featuring a clean Cali-Florida vibe, POOL, GRILL pavilion, beach gear, 65” TV, ultra-equipped kitchen, & sunsets from your private outdoor living area. Park your car, walk everywhere!

Top guest favorite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Condo in Panama City Beach
4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Guest favorite
A private balcony provides a coastal view of the beach and ocean, featuring comfortable wicker seating and a small table. The space is complemented by decorative pillows, with sunlight illuminating the inviting outdoor area.
Condo in Panama City Beach
4.84 out of 5 average rating, 159 reviews

TIME TO RELAX! {BEACH,POOL,TIKI BAR,GYM} *REGENCY*

This beach condo is a spacious 3 Bedroom 2 Bath - The deck is west facing with beautiful sunset views from the 4th floor. Amenities: Tiki hut with food and beverage services, full gym, jacuzzi, two pools (one heated) & Kiddie Pool :) Primary guest must be 21 years or older(disclosure must be signed). Private WiFi for guest privacy FREE Beach chair & Umbrella on-site We have 7 total beds- 2kings, 2 queens, 2 twins! Perfectly fit for 12 guests!

Popular amenities for Saint Andrew Bay lake access rentals

KitchenWifiPoolFree parking on premisesAir conditioning

Lake access house rentals

Top guest favorite
The exterior of a modern two-story home is shown, featuring a combination of blue and white siding. A covered porch with two hanging chairs and a small seating area invites relaxation. Fresh landscaping surrounds the home, with a gravel driveway leading to a garage on the right.
Home in Inlet Beach
4.96 out of 5 average rating, 27 reviews

New Build! 6 Bikes! 4min to beach! POOL!

Superhost
The ceiling features an oceanic mural in various shades of blue, creating an underwater ambiance. Two playful shark decorations suspend above a glass walkway, which offers a view toward the adjacent rooms. Bright light fixtures enhance the airy atmosphere throughout the space.
Home in Panama City Beach
4.85 out of 5 average rating, 151 reviews

Aqua! Under The Sea BNB! | Beach Access! | Pool

Superhost
A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.
Home in Inlet Beach
4.9 out of 5 average rating, 216 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Top guest favorite
A tranquil pool features two loungers with adjustable backs under a large umbrella. The surrounding patio is paved and includes seating arrangements visible in the background, alongside a shaded area with a gas grill. Lush greenery and a fenced yard enhance the private atmosphere.
Home in Panama City Beach
5 out of 5 average rating, 57 reviews

PCB/30A-Private 3/2 Home Heated Pool Walk to Beach

Top guest favorite
An inviting private pool area is showcased, featuring a rectangular salt-water pool surrounded by gray stone pavers. Four lounge chairs are arranged neatly beside the pool, with a palm tree adding a touch of greenery. A covered patio provides shaded seating options.
Home in Panama City Beach
5 out of 5 average rating, 60 reviews

Winter Oasis • Inlet Beach • Pier Park • Top Golf

Guest favorite
The exterior of a modern beach home is illuminated in the evening, highlighting its clean lines and welcoming entrance. Palm trees are positioned on either side of the driveway, complementing the serene atmosphere of the neighborhood.
Home in Inlet Beach
5 out of 5 average rating, 23 reviews

"Sun Kissed" Gulf Views, Putting Green, Pool Table

Top guest favorite
A serene view of a sandy beach with gentle waves lapping at the shore. A solitary bird is spotted near the water's edge, while beachgoers can be seen in the distance under colorful umbrellas. The sky is partly cloudy, creating a calm atmosphere.
Home in Panama City Beach
4.92 out of 5 average rating, 36 reviews

Condo: Shore Beats Work

Superhost
Home in Santa Rosa Beach
5 out of 5 average rating, 3 reviews

Private Pool | Steps to Beach & 30A | Near Seaside

Lake access apartment rentals

Top guest favorite
A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.
Apartment in Panama City Beach
4.96 out of 5 average rating, 52 reviews

Barefoot Bungalow Beachfront

Top guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.89 out of 5 average rating, 128 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

Top guest favorite
Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 39 reviews

Newly renovated modern studio steps from the beach

Guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.96 out of 5 average rating, 78 reviews

Paradise in Pirates Cove

Top guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Panama City Beach
4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

Guest favorite
Apartment in Panama City Beach
4.93 out of 5 average rating, 14 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Guest favorite
A bright bedroom features a spacious bed dressed in white linens, complemented by decorative pillows. Natural light enters through a large window, partially covered by thick curtains. A bedside lamp and a dresser enhance the serene setting, while a vase of dried flowers adds a natural touch.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 6 reviews

"The Salty Siren" Peaceful Seagrove Condo

Lake access cottage rentals

Top guest favorite
Cottage in Panama City Beach
5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Guest favorite
A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.
Cottage in Santa Rosa Beach
4.96 out of 5 average rating, 107 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Guest favorite
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.77 out of 5 average rating, 35 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.91 out of 5 average rating, 45 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

Guest favorite
A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.
Cottage in Southport
4.91 out of 5 average rating, 34 reviews

4 Person Lake Front Cottage with Kayaks

Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!

Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.73 out of 5 average rating, 15 reviews

30A Beach Access, Sea La Vie

Destinations to explore