Cottage vacation rentals in Saint Andrew Bay

A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.

4.95 out of 5 average rating, 140 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

4.71 out of 5 average rating, 178 reviews

The Crab Shack PCB, FL. Shabby Chic Cottage

My place is close to The Beach. Restaurants. Shops. Go-Cart Rides and Miniature Golf., St. Andrews State Park.. You’ll love my place because of the neighborhood, the comfy beds, the coziness.. My place is good for couples, families (with kids). 4 houses from the Sugar sand beach. Guests must agree to a few simple house rules in writing to me. This cottage is Not Pet Friendly. Just so you know that this house is an older house. Built in the 1960’s. It has survived many hurricanes. Solid block

An outdoor patio area features a stone fire pit surrounded by six black chairs. A wooden table stands in the background, providing additional seating options. The setting is enclosed by a wooden fence and greenery, enhancing the outdoor ambiance.

4.92 out of 5 average rating, 144 reviews

💦LagunaBeachCottage w/fire pit! 1 min walk to 🏖

Relax and have fun with the whole family at our recently renovated cottage: Beach supplies Ping pong table Late night patio w/fire pit Outdoor shower Perfect location: 1 min walk to white sandy beach 2 min walk to the Carousel supermarket 5 min walk to the famous Thomas’s Donuts 7 min drive to Pier Park (stores & restaurants) and 30a (upscale dining & shopping) 10 min drive to Gulfworld - swim with dolphins and watch shows 7-25 min drive to State Parks 30-45 min drive to Outlet Mall and more

A wooden boardwalk leads to a scenic beach view. Gentle waves meet a soft white sand shore, with patrons enjoying the beach under a clear blue sky. Vibrant umbrellas dot the shoreline, and native grass is visible in the foreground.

4.97 out of 5 average rating, 156 reviews

Private home 1 blk beach screen porch close to 30a

Uncrowded White Sand Beach Adorable Beach Cottage along the World Famous Sugar Sand Beaches of North Florida 1 block to beach access Screened in Front Porch for Breezes and the sound of Waves Quiet West End 3 mi to Rosemary Beach 2 blocks to Sunnyside Grill 1 mile to Publix, Aldi and Bayou Bills 5 miles to Pier Park Beach Chairs, towels, toys available as well as a rolling cooler Outside private hot and cold shower to rinse off after the Beach Upscale quality linens Roku TVs Full Bath w/ tub

The cottage features a large wrap-around porch supported by light blue columns. Rocking chairs and a swing are positioned for seating. Lush greenery surrounds the home, and multiple windows provide natural light, contributing to a spacious and inviting exterior.

4.93 out of 5 average rating, 42 reviews

Cozy 2 bdrm cottage with sunny wrap around porch

This is a sweet property with a huge wrap-around porch with a swing and 2 rockers for relaxing. New in 2026 is a covered dining pavillion with cafe lights, a gas grill and seating for 6. The house is only one block from the bay, in the heart of St Andrews, which is one of the most desirable neighborhoods in Panama City. Within a short walk or bike ride you will find locally owned waterfront restaurants featuring fresh seafood, coffee shops, a bakery, ice creamery, and local boutiques.

Cottage in Seagrove Beach

4.92 out of 5 average rating, 202 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Enjoy an inspirational artist colorful beach cottage lined with palm trees. Walk to beach / Gulf of America. Located on the beach side of 30A at the end of a no drive through street. Marble floors w/ 10 ft. ceilings & original artwork. Rosemary Beach & Seaside 5 mins away for fabulous food and shopping. Rent bikes for a perfect day out. MAXIMUM 2 car parking. **Backyard studio is also rented with private entrance. Main cottage area has own door and is separate and private.

A modern living area features a green sofa with decorative pillows, arranged around a round wooden coffee table. A ceiling fan and natural wood beams add character to the space, with the adjoining kitchen and dining area visible in the background.

4.97 out of 5 average rating, 195 reviews

NEW cozy beach cottage 3 blocks from beach!

Welcome to your home away from home! Our fully renovated & modern beach cottage is the perfect place to relax & reset, whether that's lounging in our bright, cozy living room, spending the day at the beach (a quick 3 block walk) or sipping on your drink of choice by the fire pit in the backyard. We are centrally located between 30a & Pier Park with plenty of amazing restaurants, shops & nightlife to experience. Come stay with us, we're always open! Follow us on IG @its.alwaysopen

An aerial view of Turtle Cove Water-Front Cottage is presented, highlighting its proximity to the waterfront canal. Lush green landscapes and trees surround the property, with the cottage positioned near the yard. The serene canal leads to the bay, showcasing a peaceful natural environment.

4.89 out of 5 average rating, 121 reviews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

4.99 out of 5 average rating, 303 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

A charming cottage exterior is showcased, featuring a bright orange door and welcoming Adirondack chairs. Light blue walls contrast with the greenery, and decorative elements are seen beside the window. A stone pathway leads to the entrance, surrounded by a manicured lawn.

4.83 out of 5 average rating, 205 reviews

The Hidden Cottage

This Hidden Cottage is located within the heart of St. Andrews and is only a 5 minute drive to Panama City Beach. The Hidden Cottage is a lovely home, great for a couples getaway. We provide Superior location with easy access to Downtown St. Andrews, Downtown Panama City, and a short drive to the Gulf of Mexico. This home will not only satisfy you with it's convenient location, but will also make you feel like you are in your home away from home. Your new vacation home awaits!

4.98 out of 5 average rating, 124 reviews

Walk to Beach! Cottage w/ Golf Cart & Amenities

Searching for the perfect place for your next seaside escape? Our charming beach cottage awaits! Enjoy a fully stocked kitchen, an outdoor shower, free use of a golf cart, and access to incredible resort amenities at Venture Out. Help yourself to the beach gear and take a short walk to the beautiful white sand and emerald waters! STR Bay County Permit 15039. We require a 7 night minimum stay for June and July! Book For Lasting Memories In Panama City—See Details Below!