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Vacation rentals with lake access in Saint Andrew Bay

Find and book unique lake access rentals on Airbnb

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Popular amenities for Saint Andrew Bay lake access rentals

Lake access house rentals

Top guest favorite
A heated pool is surrounded by a paved patio, featuring lounge chairs in deep blue and stylish umbrellas providing shade. Lush greenery and palm trees enhance the tranquil outdoor setting, inviting relaxation on sunny days.
Home in Panama City
5 out of 5 average rating, 25 reviews

Driftwood Dreams

AllysonRating, 5 stars2 weeks ago
We thoroughly enjoyed our stay here. The house was clean, spacious, and just what we needed for a weeks long get away. It was a nice walk to local beach access, and we felt like it was just far enough outside of the “city” to be a peaceful and low key vacation. The neighborhood was tidy and well maintained. We enjoyed the pool on our days off of the beach & our mornings spent on the screened in porch.
Guest favorite
The open living area features a light-colored sectional sofa and accent chair, arranged around a glass coffee table. Large windows provide views of the lagoon, and a flat-screen TV is mounted on the wall. The dining area includes a spacious table and modern light fixtures enhance the atmosphere.
Home in Panama City
4.88 out of 5 average rating, 8 reviews

Dolphin Days Lagoon Escape

EmmaleeRating, 5 stars2 months ago
My girls and I’s stay was incredible! Purple Diamond Property always communicated with us actively and was so helpful and kind! The house was beautiful, and it looked exactly like the pictures! Thank you so much for opening up your beautiful home!
Guest favorite
A charming two-story house is surrounded by well-maintained landscaping, featuring palm trees and a stone pathway. The home is set back from the road and offers a covered area for parking, with a spacious front porch inviting relaxation.
Home in Inlet Beach
4.91 out of 5 average rating, 201 reviews

Free Golf Cart, 5 min to Beach, Community Pool

SydneyRating, 5 stars2 days ago
We had an amazing stay at this beautiful beach house! The home was spotless, well-maintained, and had everything we needed for a comfortable stay. The hosts were incredibly communicative, and accommodating before and throughout our stay. The location was perfect—just a short drive to the beach and town, and nestled in a safe, quiet neighborhood. We couldn’t have asked for a better place and would absolutely stay here again. Highly recommend!
Top guest favorite
A vibrant outdoor space features a large fenced yard with colorful striped bean bag chairs and a mural reading 'Panama City Beachin' 1' on the fence. Lush greenery surrounds the area, complementing the lively atmosphere.
Home in Panama City Beach
4.98 out of 5 average rating, 122 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Yard

Marco DuranRating, 5 stars1 month ago
great place a lot of things to have fun in the house. with your friends o family.
Superhost
A wooden boardwalk extends from the beach, leading toward the tranquil ocean. Soft waves are visible under a cloudy sky, with hints of pastel colors at the horizon. A palm tree is positioned beside the boardwalk, adding to the coastal ambiance.
Home in Panama City Beach
4.9 out of 5 average rating, 52 reviews

Uncrowded Beach - Hot Tub, Pool, Outdoor TV, Bikes

JulieRating, 5 stars1 month ago
Very good location, great amenities with private heated pool. Uncrowded beach. Ryan was very responsive with issues with dishwasher. Provided paper plates, utensils and cups and a credit to eat out. Good deal for the area, house needs some minor updates on deck otherwise would stay here again. Great for two families.
Superhost
An aerial view captures the property’s expansive backyard featuring a sparkling pool surrounded by lounge chairs. The dock provides easy access to water activities, while the fire pit area is visible, offering a cozy gathering spot. Lush greenery enhances the outdoor ambiance.
Home in Panama City Beach
4.86 out of 5 average rating, 14 reviews

DancinOnTheWaves|Pool|Dock|FirePit|Mins2Bch|8PPL

DianeRating, 5 stars2 weeks ago
We had a very peaceful vacation. Everything was as described. Beautiful home and property. I would stay again.
Guest favorite
A three-story beach house is framed by palm trees, featuring a ground-level entrance with a welcoming front porch. The house is painted in muted tones, showcasing multiple balconies above. The surrounding landscape is neatly landscaped with low shrubs and decorative stones.
Home in Panama City
5 out of 5 average rating, 5 reviews

*Private Home & Pool*Sleeps 15*4min Walk to Beach*

SusanRating, 5 stars1 week ago
Great place for our group. Everyone had their own bedroom and full bath. This home was well stocked with all the basics you need for the week. It’s super convenient to the public beach access and many restaurants and bars. Rebecca was super responsive throughout the entire stay. We had a great time and look forward to returning in the future.
Top guest favorite
A two-story lakeside home is displayed, surrounded by trees. A spacious wooden dock extends from the house over calm waters, illuminated by soft lighting. The exterior features a combination of light and dark wood, with large windows reflecting the serene sky.
Home in Youngstown
4.97 out of 5 average rating, 31 reviews

Luxurious Lake House

KathyRating, 5 stars3 days ago
We had a wonderful stay with family. We had a recent loss in the family and the place was relaxing and peaceful! The lake is beautiful and the host was so responsive to our questions. Lots of activities at the home, no need to leave! We highly recommend!

Lake access apartment rentals

Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.87 out of 5 average rating, 110 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

EduardoRating, 5 stars4 weeks ago
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches
Top guest favorite
Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 24 reviews

Newly renovated modern studio steps from the beach

KatelynRating, 5 stars3 weeks ago
This was our first time staying at this location, and we would absolutely book this unit again. Everything was clean and the location to the beach and great restaurants was perfect. We loved having the bikes to ride to the beach, and to nearby restaurants and coffee shops.
Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.97 out of 5 average rating, 30 reviews

Emerald Coast Sea-renity.

BrianRating, 5 stars1 week ago
This place truly is amazing. The community the property is surrounded by is outstanding, the beach was amazing, and the unit itself was everything a family could ask for. It was spotless, extremely well stocked, easy access to the beach, and very close to all the major attractions and things to do in Panama City. We really couldn’t have had a better experience. I highly recommend this stay!
Top guest favorite
A modern dining area is showcased with a round table set for four, complemented by sleek chairs. Floor-to-ceiling windows offer expansive views of the turquoise ocean, enhancing the bright and airy feel of the space. A decorative light fixture adds a touch of elegance.
Apartment in Panama City Beach
5 out of 5 average rating, 12 reviews

Sunbird - Penthouse Direct Ocean

EmonRating, 5 stars1 week ago
Location, Location, Location! The views were great and the place is perfect for a couple, no more than two people as stated! The living room and main area was just as described, however the bathroom layout was a little tight. Would definitely recommend
Top guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.98 out of 5 average rating, 41 reviews

Paradise in Pirates Cove

ChristopherRating, 5 stars1 week ago
I fully recommend Louis's place - close to great beaches, restaurants and other activities. Louis is really responsive to inquiries. The apartment is very comfortable and was great for a couple/ 2 people. I will try to get this place when I return again to Panama City/ Destin. Thanks Louis!
Guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Panama City Beach
4.94 out of 5 average rating, 36 reviews

The Palms I Gorgeous Condo with Gulf View

MiriamRating, 5 stars3 days ago
Great vacation spot. Loved view of lake and close to beach. Amazing. Helpful and accessible hosts. They have created a wonderful home away from home! Definitely would stay again!
Guest favorite
An aerial view of the Bay Point Community reveals a serene landscape featuring a calm pond, manicured lawns, and well-maintained pathways. Scenic views of the marina are visible in the distance, alongside lush greenery and neatly arranged villa structures.
Apartment in Panama City Beach
4.81 out of 5 average rating, 21 reviews

Waterview condo on Panama City Beach Golf Course!

DesavierRating, 5 stars1 week ago
I’m I enjoyed my stay a lot place was very nice and not far from anything would highly recommend staying there!!
Superhost
A spacious living area is presented, featuring two gray sofas adorned with light-colored throw pillows. A wooden coffee table rests in the center, and a dining area is visible in the background. Natural light filters through multiple windows, enhancing the open layout.
Apartment in Panama City
4.67 out of 5 average rating, 18 reviews

St Andrews Townhome on Lake Ware - A

KaylaRating, 5 stars1 week ago
This townhouse was the perfect location and a great place to stay to visit my family. I’ll be back

Lake access cottage rentals

Top guest favorite
An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.
Cottage in Panama City Beach
5 out of 5 average rating, 7 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

ThomasRating, 5 stars1 month ago
Private, fenced, block and a half from the beach. Easy to work with host, exactly what we were looking for. Love it, will be back for sure
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.92 out of 5 average rating, 36 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars1 week ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.92 out of 5 average rating, 24 reviews

4 Person Lake Front Cottage with Kayaks

ThoonyaRating, 5 stars1 week ago
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.92 out of 5 average rating, 36 reviews

The Cottage on Alta Vista-so charming!

JenniferRating, 5 stars2 weeks ago
This is our second time returning to this cottage and we just love it! Everything about this Airbnb is amazing. The host was very responsive when we had internet issues that were caused from a storm. Had the issue fixed within a couple hours. The house is super charming and in a great location. Beds and pillows are very comfortable! Our dogs love the fenced in yard. We will be returning next year I’m sure of it!!!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.78 out of 5 average rating, 9 reviews

30A Beach Access, Sea La Vie

ChrisRating, 5 stars2 weeks ago
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.
Guest favorite
An aerial view features vibrant beach cottages in various colors, set against the turquoise waters of the Gulf. In the distance, a long pier extends into the sea. Palm trees are visible, with the nearby sandy beach indicated by the arrow pointing at the orange cottage.
Cottage in Panama City Beach
5 out of 5 average rating, 9 reviews

The Orange Oasis Summertowne Cottage #12

EricRating, 5 stars10 months ago
This was a great place. The location is awesome and close to all the attractions. The Beach is about 100 yards right across the street. The home is just as pictured, beautiful decorations, all the items you need for a great vacation. Very centrally located but also quiet from road noise and neighbors. You can walk to Pier Park and Pier. The beach was not crowded and easy set up each day. Rihannon was very responsive checking on my family during the stay and was very nice and pleasant. This place is Great, you will not be disappointed. We will definitely book again.
Guest favorite
The charming cottage exterior features a welcoming entrance with steps leading to a covered porch. A bicycle rests beside a large blue planter, set against a backdrop of lush greenery and cloudy skies.
Cottage in Inlet Beach
5 out of 5 average rating, 70 reviews

Best Kept Secret! Close to 30A – Walk to Beach

KyleRating, 5 stars1 week ago
Tucked away at the end of E. Park Place, this home offers a peaceful, private escape. The screened-in porch was one of my favorite features, fully equipped and perfect for relaxing with a book or just unwinding. I also appreciated the outdoor shower after beach trips, and the barbecue setup was great for grilling. The house is just a short walk to a stunning stretch of beach, right next to Camp Helen State Park. I used the rental bikes to explore the area, which made getting around easy and fun. The kitchen was fully stocked, everything was very clean and thoughtfully maintained, and the host was quick to respond to any questions. It’s a quiet, well-kept Airbnb that I’ll definitely be returning to.
Guest favorite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet beach
4.97 out of 5 average rating, 35 reviews

Kid friendly golf cart sports gear pool lake beach

ChristopherRating, 5 stars2 weeks ago
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!

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