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Vacation rentals with lake access in Panama City Beach

Find and book unique lake access rentals on Airbnb

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Popular amenities for Panama City Beach lake access rentals

Lake access house rentals

Superhost
Home in Panama City Beach
4.84 out of 5 average rating, 134 reviews

Aqua: Live under the sea! Direct beach access!

JanetRating, 5 stars1 month ago
We had a great stay at Todd’s house. The kids enjoyed the decorations, bunk beds, and loved the pool. The heater on the pool was nice to have! The beach was a 3 minute walk. Appreciate that they were very responsive when we had any questions.
Guest favorite
Home in Inlet Beach
4.9 out of 5 average rating, 196 reviews

Free Golf Cart, 5 min to Beach, Community Pool

ChristiRating, 5 stars4 days ago
We came for my son’s wedding and the location, home, and host were all perfect. We loved it and will definitely be back!
Superhost
Home in Rosemary Beach
4.85 out of 5 average rating, 34 reviews

30A Inlet Beach, FL Walk to Beach, Lake & Pool

MohsinRating, 5 stars9 months ago
My family and I had a great stay here over July 4th weekend. The house is super comfortable and spacious for a large group while also providing nice privacy across the different floors. The location is perfect, walking distance to a nice pool/beautiful beach and a short drive to all the nearby beach towns. Would love to stay here again someday!
Guest favorite
A single-story home with light green exterior sits on a grassy lot, surrounded by a chain-link fence. A wooden dock extends from the foreground into the water. Large windows line the front of the house, offering a view of the surrounding greenery.
Home in Panama City Beach
4.95 out of 5 average rating, 22 reviews

BayFront Home with Boat Dock

YvonneRating, 5 stars1 month ago
Loved my stay there. Would definitely recommend!!
Superhost
Home in Panama City
4.76 out of 5 average rating, 50 reviews

Waterfront |Hot Tub|Private Dock|Boat Launch

ShannonRating, 5 stars1 month ago
Such an amazing spot! Gorgeous sunsets. Great for our families Spring Break. Far away from “Spring breakers”. Josh responds to any questions or needs within 20 minutes. Huge backyard, great for cornhole & lawn games. Approx. 50 min from the beach (due to Spring Break traffic), otherwise it wouldn’t take that long. (We knew this!) The converted garage to game room was a hit with our kids (10 yo to 18 yo) We had epic ping pong & darts battles over the 3 full days that we were there. Definitely an amazing spot!
Guest favorite
The exterior of the renovated mobile home is showcased, featuring a welcoming porch with white railings and steps. A gravel pathway leads to the entrance, framed by lush greenery and potted plants. Two decorative statues stand at the base of the steps, adding charm to the facade.
Home in Panama City Beach
5 out of 5 average rating, 5 reviews

Near to 30A: Mobile Home Retreat! Beach and Lake!

JohnRating, 5 stars2 months ago
Susana is a first-class host. She's great at making her guests feel special. Her place has awesome showers and comfortable beds. It's in a light traffic, quiet, and upscale neighborhood with only a couple of cross streets going to dead ends, with a beautiful lake at the end of the street just a two-minute walk away. Highly recommend.
Top guest favorite
Home in Rosemary Beach
5 out of 5 average rating, 44 reviews

Golf Cart ~ Pool ~ Lake and Beach Access

AprilRating, 5 stars3 days ago
Wonderful weekend stay for a girls’ trip. The house is beautiful and spacious. The kitchen was awesome and we LOVED the golf cart!!
Guest favorite
The exterior of a spacious single-story house is showcased, featuring a metal roof and light beige siding. Large windows provide natural light. The surrounding area is grassy, with scattered trees and a sense of openness, reflecting a countryside atmosphere.
Home in Panama City
4.91 out of 5 average rating, 11 reviews

Cabin by the lake

SarahRating, 5 stars6 months ago
Erin was super sweet and so welcoming! The house is super spacious and offered lots of amenities! The only thing to watch out for is the mosquitos, they’re everywhere and easily get in the house because it’s by a lake, obviously out of Erin’s control but just something to keep in mind. Other than that, we loved it here so much!

Lake access apartment rentals

Guest favorite
A serene lakeside view captures still waters reflecting the sky, bordered by pathways and lush palm trees. The wooden dock extends into the lake, inviting contemplation and relaxation in the peaceful surroundings of the community.
Apartment in Panama City Beach
5 out of 5 average rating, 5 reviews

Sunshine On My Mind ~ Lake Front! ~ 7 min to 30A!

ShelbyRating, 5 stars1 month ago
My husband, dog, and I spent a week here and loved every minute of it! Carillon Beach is absolutely beautiful, the pools are amazing, and community is lovely. We loved being close to 30a and hopping around all the beach towns in the evenings, as well as being near pier park for our dog :) The unit is exactly what is pictured and had ample space for us. Seriously our dream vacation, we will 1000000% be back!
Guest favorite
The living area features a spacious sectional sofa adorned with decorative pillows, accented by a contemporary area rug in shades of blue and gray. Bright overhead lights illuminate the open layout, complemented by wall art and a coffee table, creating a welcoming atmosphere.
Apartment in Panama City Beach
4.87 out of 5 average rating, 107 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

CassieRating, 5 stars1 month ago
Gave very detailed instructions and made sure I understood everything. The owner also was very responsive and answered every question I had and made sure we had everything we needed. The room was very clean and looked just like the pictures and felt like we was at home. Would definitely rent again
Top guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.96 out of 5 average rating, 26 reviews

Emerald Coast Sea-renity.

MarcRating, 5 stars2 weeks ago
We loved our stay and would book again! The location is amazing for beach access and the balcony has an unbelievable view. There were beach chairs and sand toys that made it easier to enjoy the trip and the apartment was cozy and well equipped. Communication was quick, helpful and friendly.
Superhost
The living area features two medium-sized sofas and a love seat, arranged around a central coffee table. A large flat-screen TV is positioned against the wall, while expansive glass doors lead to a balcony with views. Light-colored curtains complement the room's coastal theme.
Apartment in Panama City Beach
5 out of 5 average rating, 3 reviews

Cozy and Luxury Condo With View

MekhiRating, 5 stars2 weeks ago
If this place was very very nice pretty clean very Spacey and beautiful view from the balcony
Guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.97 out of 5 average rating, 29 reviews

Paradise in Pirates Cove

KeatonRating, 5 stars1 week ago
Good location just off the main road. Older building but nicely renovated unit. Great bathroom, kitchen, and awesome 85 inch TV.
Guest favorite
A modern living area is showcased with dark plush seating arranged around a glass coffee table. Large windows allow natural light to fill the space, offering a view of the golf course. A sleek electric fireplace is mounted on the wall, contributing to the overall elegance.
Apartment in Panama City Beach
5 out of 5 average rating, 15 reviews

Waterview condo on Panama City Beach Golf Course!

KevonRating, 5 stars1 month ago
it was clean and nice we loved it
Superhost
A spacious living area showcases a modern white sectional sofa accompanied by a blue accent pillow. The room features a light wood floor, a decorative area rug with swirling patterns, and a glass dining table. Colorful artwork adorns the walls, enhancing the coastal theme.
Apartment in Panama City Beach
4.84 out of 5 average rating, 38 reviews

4BR/3BA Modern Luxury 3 King+Bunk 5 Pools 420

JohnRating, 5 stars1 month ago
Booked this spot, last minute, for my daughter and her 6 friends, 1/2 way through their spring break! They’d had a bad experience at their previous location and were very nervous about “another air bnb”. Nina was VERY HELPFUL and kind! She went above and beyond to accommodate them! Beautiful view! Kind host! SAFE location, with lots of security! Would definitely recommend! Only thing we weren’t aware of was a resort fee of $120 but I chalk that up to reserving same day and I could have missed it in the description! It was worth it even with the fee!
Superhost
The living area features a light blue wall, enhancing the spaciousness. A comfortable gray sofa faces a white coffee table and a dining table with white chairs. Natural light floods the space through the sliding glass doors, revealing a stunning Gulf view from the balcony.
Apartment in Panama City Beach
5 out of 5 average rating, 5 reviews

Laketown Wharf 509: Gulf Views + Free Activities!

LuzelleRating, 5 stars3 weeks ago
Did a girls trip and we were very pleased with this Air BnB. The location is perfect, walking distance from the beach, accessible to a lot of restaurants and shops, pools were also wonderful. The only side kicker which has nothing to do with the host is access to the 5th floor and working elevators. Also the stairs outside the deck was a bit noisy, but great location and place was squeaky clean!!! Really happy, will do it again.

Lake access cottage rentals

Top guest favorite
An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.
Cottage in Bid-a-wee Beach
5 out of 5 average rating, 6 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

DonnaRating, 5 stars7 months ago
Perfect cottage near the beach with cozy spaces to chill out in. Beautiful outdoor space for cooking out and lounging. My little pups loved being outside and making friends with the cat next door. Walking the neighborhood was so fun, looking at the other cottages and, some ginormous new homes. The kitchen was beautiful and had a perfect breakfast table where we also held some fierce dominoes games at night. Location is still so very important and this cottage is perfectly situated for walking to the beach, shopping places and terrific restaurants with ocean views. A place to remember and revisit!
Guest favorite
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.78 out of 5 average rating, 27 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

SophiaRating, 5 stars3 days ago
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.
Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 190 reviews

Seaside 30A "Hemingway" Beach Side Cottage

TimothyRating, 5 stars8 months ago
Connie introduced herself to us and she was super friendly. She has a separate building onsite. She also was kind enough to send items back that were left behind!! Great host!
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Laguna Beach on the Gulf of Mexico
4.91 out of 5 average rating, 34 reviews

The Cottage on Alta Vista-so charming!

JjRating, 5 stars8 months ago
Cassandra was amazing! She was quick to respond, helpful with suggestions, and just made us feel right at home and an extension of the family. The cottage was adorable, functional, and very easily accommodated our family of 4 plus pup. The location was perfectly located in proximity to the beach, shopping, and restaurants. The outdoor shower is a cool and functional addition to the house. 10/10 Definetly Recommend!
A cozy outdoor seating area features two wooden lounge chairs and a cushioned bench. A fire pit with a flickering flame sits at the center, surrounded by a wooden deck overlooking the river. Lush greenery and decorative elements enhance the tranquil setting.
Cottage in Ponce de Leon
5 out of 5 average rating, 12 reviews

Choctaw Lodge Retreat

LindaRating, 5 stars33 months ago
Can’t wait to go back to Kathryn and Ron’s property. Was such an amazing weekend, they are an amazing persons and very gentle with us. The food was delicious and made by Kathryn, I loved the boat ride with Ron; husband and I were amazed by the Choctawhatchee river. For sure we will be back!
Superhost
Cottage in Rosemary Beach
4.75 out of 5 average rating, 8 reviews

30A Beach Access, Sea La Vie

BryanRating, 5 stars33 months ago
We had 3 families, 6 adults and six 17 year olds. We cooked every meal and kitchen was well equipped. Parking at the beach was very limited so the GEM cart (extra $) and free bikes worked out great. The pool was great with many chairs, tables, bathrooms, and umbrellas and has a large lawn where we played corn hole and Slammo. The house has two large living areas that allowed the teens to stay up late playing the many provided board games and watching movies on the large TVs. The back porch was nice for morning coffee. 4 bedrooms, 2 with connected bathroom, 2 without. All beds were very comfortable. The grill works well but bring utensils and a grill brush.
Superhost
A peaceful outdoor setting features two wooden chairs on a deck, facing a lush green lawn bordered by tall trees. Potted flowers add a touch of color, while a serene water view is visible beyond the vegetation.
Cottage in Freeport
4.85 out of 5 average rating, 98 reviews

Waterfront Cottage Unit, Keyless, mins to beach

CarolinaRating, 5 stars1 month ago
The place was wonderful and exactly what my boyfriend and I were looking for. Annie was a great host and would definitely recommend anyone to stay here!
Guest favorite
Cottage in Inlet beach
4.97 out of 5 average rating, 34 reviews

Kid friendly golf cart sports gear pool lake beach

LilyRating, 5 stars1 month ago
Daniela's home is beautiful and comfortable. Outside of the space itself being gorgeous the quality of the linens and towels, thoughtful touches throughout and the kid friendly features really stood out. Everything is well maintained and wonderful. I highly recommend and can't wait to come back and stay again.

Quick stats about vacation rentals with lake access in Panama City Beach

  • Total rentals

    310 properties

  • Nightly prices starting at

    ﺩ.ﺇ184 before taxes and fees

  • Total number of reviews

    12K reviews

  • Family-friendly rentals

    230 properties are a good fit for families

  • Pet-friendly rentals

    50 properties allow pets

  • Rentals with a pool

    280 properties have a pool

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