
Vacation rentals with lake access in Panama City Beach
Find and book unique lake access rentals on Airbnb
Quick stats about vacation rentals with lake access in Panama City Beach

Total vacation rentals
Explore 350 vacation rentals in Panama City Beach

Nightly prices starting at
Panama City Beach vacation rentals start at ﺩ.ﺇ 294 per night before taxes and fees

Verified guest reviews
Over 14,660 verified reviews to help you choose

Family-friendly vacation rentals
270 properties offer extra space & kid-friendly amenities

Pet-friendly vacation rentals
Find 40 rentals that welcome pets

Vacation rentals with a pool
320 properties feature pools

Rentals with dedicated workspaces
220 properties have a dedicated workspace

Wi-Fi availability
330 of Panama City Beach vacation rentals include wi-fi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City Beach rentals

4.7 Average rating
Panama City Beach stays receive an average rating of 4.7 out of 5 from guests

Nearby attractions
Panama City Beach's top spots, include Frank Brown Park, Shipwreck Island Waterpark, and Coconut Creek Family Fun Park
Top-rated lake access rentals in Panama City Beach
Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

Paradise and Laketown Wharf🏝 Tonight AVAILABLE!
This spacious 1BR/2BA Laketown Wharf condo offers expansive lake views from a private balcony. On-site amenities include five outdoor pools with an interactive kids' pool and two hot tubs for ultimate relaxation. Bowling, food, drinks, live music on site! Wake up for a morning workout in the fitness center before spending a day on the sugar-white sand beach. Your unit offers a spacious layout, generous natural light, and nautical design. Resort fees are not included, and it's$78 per reservation.

Carillon Beach Inn•Walkout King• Private beach•30A
Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon Beach studio offers peaceful lake views and an easy 7-9 min stroll to the beach. Perfect for couples or small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

4 Pools*OCEAN Views~30A area~5-7 min walk to Beach
Gorgeous CORNER Unit~4th Floor! Stunning views of Lake Carillon & the GULF w/private wrap-around balcony! This cozy & beautifully decorated Cottage Condo will WOW You! AMAZING Location~2 Miles to *30A* ~ Rosemary~Seagrove~Seaside~Upscale Shopping ~ Local Eateries. This Lovely Private Beach Community offers 4 Pools, 2 Hot Tubs, On-Site Restaurants, Wine Bar, Spa, Gift Shop, Bicycle/Golf Cart/Beach Chair Rentals & MORE! 5 to 6 minute walk to the soft white sands of the BREATHTAKING Emerald Coast!

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

"Islandia 317" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Hidden Treasure - Perfect blend of Quaint & Quiet!
Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok
Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Luxe Glam 3BD Retreat! Gulf View Family Resort
19th floor! Enjoy breathtaking Gulf views from this spacious 3-bedroom, 3-bath luxury resort condo featuring a massive balcony, modern interiors, and full access to Laketown Wharf’s incredible amenities—including 5 pools, beach access across the street, onsite dining, nightly fountain shows, and more. Perfect for families and groups seeking comfort, convenience, and unforgettable sunsets.

Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.
Popular amenities for Panama City Beach lake access rentals
Lake access house rentals

R3 at Lake Powell/Inlet Beach with EV charger

Dolphin Days Lagoon Escape

Aqua! Under The Sea BNB! | Beach Access! | Pool

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D

30A Unplugged By Stay on 30a

"Sun Kissed" Gulf Views, Putting Green, Pool Table

Beach & Lake | Private Pool | Game Room | Near 30A

Walk to St Andrews Marina + Fenced Yard
Lake access apartment rentals

*Penthouse*5pools*2 hot-tubs*gym*golf & more

Stunning fun-filled beachfront condo Winter sale!

Rosemary's Cove - West PCB, 2BR with Fenced Yard!

Newly renovated modern studio steps from the beach

Emerald Coast Sea-renity.

Cozy and Luxury Condo With View

Oasis by the Bay. 10 miles from Panama City Beach

The Palms I Gorgeous Condo with Gulf View
Lake access cottage rentals

30A Coastal Cottage—Steps to Beach, Pool, Bikes

Hideaway Cottage | Dog-Friendly & Block From Beach

Seagrove Beach Deal | Prime 30A Location

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Seaside 30A "Hemingway Cottage" Close to Beach

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!
When is the best time to visit Panama City Beach?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | ﺩ.ﺇ 389 | ﺩ.ﺇ 389 | ﺩ.ﺇ 606 | ﺩ.ﺇ 577 | ﺩ.ﺇ 632 | ﺩ.ﺇ 830 | ﺩ.ﺇ 900 | ﺩ.ﺇ 584 | ﺩ.ﺇ 459 | ﺩ.ﺇ 466 | ﺩ.ﺇ 393 | ﺩ.ﺇ 408 |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Destin Beach
- Crab Island
- Destin Harbor Boardwalk
- St. Andrews State Park
- Henderson Beach State Park
- Frank Brown Park
- Seacrest Beach
- Village of Baytowne Wharf
- Blue Mountain Beach
- Aqua Resort
- Grayton Beach State Park
- HarborWalk Village
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Fort Walton Beach Landing
- Pier Park
- Jade East Towers
- Crooked Island Beach
- The Boardwalk on Okaloosa Island
- Shipwreck Island Waterpark
- Shell Island Beach
- Signal Hill Golf Course
- Gulf World Marine Park
- Camp Helen State Park





