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Vacation rentals with lake access in Fort Walton Beach

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Fort Walton Beach

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite

A view of a lush landscape featuring tall palm trees in the foreground and a well-maintained grassy area. Beyond the lush greenery, coastal homes and the ocean can be seen, with a clear blue sky above and gentle waves in the distance.

Townhouse in Destin

4.98 out of 5 average rating, 112 reviews

Waterview Villa/Pool/2 King Beds/ 3 Min to beach!

Nestled in the heart of Destin, FL, this upper-level 2-bedroom, 2-bathroom duplex is the perfect retreat. Wake up to serene private lake view from your balcony and enjoy the convenience of being just steps from the pristine white sand beach. Each bedroom features a plush king bed, while the fully equipped kitchen makes dining effortless. Relax by the community pool or savor tranquil evenings on your private patio. This villa combines coastal charm with modern comfort for an unforgettable escape!

The living area features a spacious layout with modern furnishings, including a light-colored sofa and a wooden dining table. Large windows offer views of the surrounding landscape, while a flat-screen TV is mounted on the wall, enhancing the contemporary feel.

Condo in Sandestin

4.91 out of 5 average rating, 183 reviews

Sandestin LUAU 6th flr. 1 bedroom - Close to beach

Spacious 1BR Luau 6th floor condo of Sandestin Golf & Beach Resort, just steps from the world-famous Sandestin Beach. Enjoy stunning sunset views of the pool, golf course lake, and distant ocean from your private balcony. Features a king bed, queen cool gel memory foam sofa bed, ottoman twin bed, full kitchen with new appliances, and in-unit washer/dryer. Includes TRAM access to Baytowne Wharf, WIFI, Netflix and beach gear with cart. Beautifully furnished and well maintained for a relaxing stay.

Top guest favorite

The exterior of Dune Villa is showcased, featuring a covered porch with a railing and seating for relaxation. Surrounding trees provide shade, while a wooden fence borders the space, offering privacy. The structure's simple design reflects a welcoming ambiance.

Guesthouse in Beach Highlands

4.96 out of 5 average rating, 244 reviews

Dune Villa - Santa Rosa Beach /30-A

Dune Villa is located on the west end of 30-A. Our stand alone guest house has a private entrance with guest parking, full kitchen, laundry, queen size bed, bathroom and outdoor shower. Beach chairs/umbrella, beach towels, cooler, and two bicycles are provided. Just around the corner from Stinky’s Fish Camp, Santa Rosa Golf Club, Topsail State Park, Coastal Dune Lakes and Gulf Place Town Center. The perfect vacation rental for quick trips to the beach, business trips, or an extended vacation.

Top guest favorite

An open studio layout is presented with a spacious king-size bed and a comfortable sofa. A round table sits nearby, while large glass doors lead to a balcony with ocean views. Soft, neutral tones are used throughout, enhancing the serene atmosphere.

Condo in Sandestin

4.96 out of 5 average rating, 129 reviews

Zen Retreat ON Beach-Golfcart* @ Sandestin Resort

8th floor studio w/stunning VIEW, on beach in Sandestin Resort. Between Destin & 30A. 🛺 Golf cart with 3+ nts. Stylish open concept & WiFi. Pottery Barn furniture & King size bed w/ocean view. Sleek Kitchen w/dishwasher, ice maker & Keurig. 55” smart TV. Washer/dryer. Huge balcony to gaze @ the blue green sea. Enjoy the beach, dining, shopping, trails, golf & entertainment all without leaving the resort. Tram passes. Perfect for honeymoon, baby moon, girls trip or lil family vacay *no animals

An open living space features a large flat-screen television mounted on a white wall. A comfortable sectional sofa is positioned around a coffee table, complemented by decorative elements such as a plant and books. A sleek kitchen bar with stools enhances the layout, creating a welcoming atmosphere.

Townhouse in Fort Walton Beach

4.94 out of 5 average rating, 181 reviews

Beauty & The Beach near Gulf Beaches & Bay

Relax in this calm/stylish getaway within walking distance to the gulf beaches. Our home sits next to the boardwalk only a 5 min walk to the beautiful white sands of the Gulf plus 1 min walk to the bay! Near restaurants/bars and fun family activities You’ll love the location/convenience of Okaloosa Island near beach access #1 Destin- 10 min drive Ft Walton Convention Center-5 min drive Downtown Ft Walton -10 min walk FWB Pier -10 min walk ✈️ Destin / Fort Walton Airport - 20 min drive

Top guest favorite

A spacious covered deck features comfortable seating arrangements, including a swing and wicker chairs, overlooking the waterfront. Greenery surrounds the area, enhancing the relaxing atmosphere. Light-colored curtains provide shade, while a small table adds functionality.

Guest suite in Sandestin

4.95 out of 5 average rating, 317 reviews

SIT ON THE Dock; DolphinsKayakPaddleboard Fish …

Private Waterfront Suite on the Choctawhatchee Bay. 7 miles to Destin Beaches 4 mi. To Baytowne Wharf 5 mi. To the popular 30A Emerald Coast beaches . Nightlife , Restaurants , Shopping and fishing! On site parking and dock space . About a half hr. Ride On your boat to Crab Island. Hop on the Paddle boards or kayaks that are provided to spot dolphins in the Bay! ( Please use at your own risk) Life Jackets provided . Corn hole, croquet and badminton available for extra play options .

A modern living area features a leather sectional sofa paired with decorative pillows. A sleek, glass coffee table sits atop a patterned rug. The kitchen island, equipped with barstools, offers a view through large windows that provide natural light and overlook the landscape.

Apartment in Destin

4.92 out of 5 average rating, 168 reviews

Luxview

The Luxview was completely remodeled with a special attention to detail to make your stay exclusive. The warm and welcoming atmosphere is ideal for couples romantic gateway. Located in the HEART of Destin, within 2 minutes drive to the stunning beaches. The complex has 3 pools, a lake and a tennis court. Ideally located, you can walk to restaurants, shopping or to Big Kahuna's Water Park. Enjoy coffee and breakfast at sunrise or have a drink outside at night on the nice lakeview balcony.

A cozy bedroom features a spacious bed covered in a light blue quilt. Two matching pillows are positioned at the head of the bed. A large window offers views of the surrounding landscape, with a picture of a coastal scene displayed above the bed.

Condo in Navarre Beach

4.95 out of 5 average rating, 151 reviews

La Playa Esmeralda-Panoramic Sunset Views

Welcome to La Playa Esmeralda, a beautifully renovated 2nd floor studio. Upon entering you'll be greeted by beautiful views of the Sound where the sunsets are unparalleled. This lovely condo includes 2 comfortable beds-1 regular and 1 Murphy bed, along with a coffee bar and fully equipped kitchen. You're just a 5 minute walk to the beach. Enjoy a dip in the pool, grilling in the gazebo and fish all night long on our large, lighted, private fishing pier, where no fishing license is required.

A large, mickey-shaped pool is surrounded by lounge chairs and tropical landscaping. In the background, the waterway can be seen, framed by palm trees and extending toward the horizon under a clear blue sky.

Condo in Fort Walton Beach

4.9 out of 5 average rating, 412 reviews

Relaxing Soundside Condo - WataView!

Vacation or work at our comfortable waterfront kitchenette studio in the heart of Fort Walton Beach. The sugar white sand beaches are just a short drive away, and adventure awaits right at your doorstep on Santa Rosa Sound. Includes pool and marina! Boat slip (28 Ft) available! The unit has a queen bed and futon that lays down to a full size bed. It's very comfortable for small groups. We are real owner-hosts and strive to keep our unit spotless and well supplied for our cherished guests.

A generous balcony features a round table surrounded by four striped chairs, offering ocean views. Two blue lounge chairs are positioned beside the table. The expansive space allows for comfortable relaxation while overlooking the beach and turquoise waters.

Condo in Fort Walton Beach

4.92 out of 5 average rating, 239 reviews

ISLANDER BEACH 5TH FLOOR GULF VIEW CONDO - 2BD/2BA

Islander Beach Resort is a 7-story structure of 114 condos on a short 2 mile stretch of Okaloosa Island and sits DIRECTLY on the beach. The building is painted aqua blue and gray, and all units overlook the ocean. There are 2 elevators and lots of parking. Guests can freely access the beach, pool, BBQ pits and parking area (a parking pass is needed), but you will probably spend the majority of your time on our large private balcony overlooking the pool and beach, listening to the waves.

A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.

Treehouse in Santa Rosa Beach

4.93 out of 5 average rating, 105 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

A modern bedroom features sliding barn doors that create a seamless entrance. A spacious bed with a dark grey blanket is centered in the room, flanked by soft lighting. A textured rug adds warmth, while a ceiling fan enhances airflow in the relaxed atmosphere.

4.94 out of 5 average rating, 424 reviews

The Naughty Scene 233

Brand new 1 bedroom apartment complete set up for coupleONLY or small family of 3.the perfect place for celebration a special moment,relax whit your love one and make memories.right in the center of Destin 1 minute drive to the public beach,2 minute drive to the harbor walk village..flower, cards, wine is available for surprise ,( just ask me) NO SMOKERS OR PARTYING INSIDE MY PLACE.please read other details to note!DU NOT BRING EXTRA FRIEND INSIDE and read OTHER DETAILS TO NOTE

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Popular amenities for Fort Walton Beach lake access rentals

Free parking on premises

Air conditioning

Lake access house rentals

Top guest favorite

A selection of colorful paddle boards is arranged on a wooden rack overlooking the water. The tranquil scene features a calm body of water with a dock visible in the distance, framed by a clear blue sky with scattered clouds.

Home in Navarre

4.99 out of 5 average rating, 72 reviews

*Private Waterfront Retreat: Kid & Pet Friendly*

A spacious living area features cozy gray sofas arranged around a wooden coffee table. Three ocean-themed artworks adorn the wall, while light drapes frame the sliding glass door, offering a view of the backyard. Natural light fills the room, highlighting the wooden floor.

Home in Miramar Beach

4.97 out of 5 average rating, 147 reviews

Gem Beach House Steps to Beach&Pool+Opt Golf Cart

Top guest favorite

A hammock is suspended between two trees, providing a serene resting spot near the lake. Adirondack chairs are positioned on a deck, surrounded by lush greenery. The calm water reflects the clear blue sky, creating a peaceful atmosphere for relaxation.

Home in Santa Rosa Beach

5 out of 5 average rating, 56 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

The ceiling features an oceanic mural in various shades of blue, creating an underwater ambiance. Two playful shark decorations suspend above a glass walkway, which offers a view toward the adjacent rooms. Bright light fixtures enhance the airy atmosphere throughout the space.

Home in Panama City Beach

4.85 out of 5 average rating, 143 reviews

Aqua: Live under the sea! Direct beach access!

A peaceful outdoor seating area is surrounded by trees and warm lighting. A circular stone fire pit provides a central gathering space, complemented by four ergonomic chairs. Pebbles cover the ground, enhancing the natural ambiance of the cozy setting, ideal for evening relaxation.

5 out of 5 average rating, 14 reviews

Holiday House Private Beach/Pool

Top guest favorite

Home in Fort Walton Beach

4.97 out of 5 average rating, 62 reviews

WATERFRONT~Home~PRIVATE~POOL & DEEP DOCK bring 🚤⛵️⚓️

Top guest favorite

The open living area is well-lit with natural light, featuring a large smart TV mounted on the wall. Comfortable seating is arranged around a coffee table, complemented by decorative wall art and a stylish ceiling fan. A staircase leads to the upper floor.

Home in Sandestin

4.98 out of 5 average rating, 100 reviews

Sea It All - 2 GOLF CARTS 5BR Lakeview Beach Golf

Top guest favorite

A 6-seater golf cart is parked on a stone pathway leading to a detached home surrounded by lush greenery. Views of the bay, lake, and the #8 tee box on the golf course are displayed through large windows, enhancing the spacious and comfortable living area.

Home in Sandestin

4.99 out of 5 average rating, 87 reviews

6-Seater Golf Cart with Bay, Lake & Golf View Home

Lake access apartment rentals

A vibrant green chair is positioned near expansive glass doors, offering a view of the ocean beyond. Light-colored curtains frame the doorway, and a tropical-themed painting is mounted on the wall. A wooden cabinet with various amenities is visible to the right.

Apartment in Destin

4.71 out of 5 average rating, 259 reviews

Beachfront Condo, Ocean View 2BR/2BA, Majestic Sun

A cozy living area features a white sofa adorned with blue and white throw pillows, complemented by a deep blue armchair. A decorative coffee table sits in the center, showcasing a shell arrangement. Bright artwork is displayed on the wall, enhancing the room's relaxed vibe.

Apartment in Santa Rosa Beach

4.9 out of 5 average rating, 128 reviews

1BR Apt. w/ KING Bed on 30A! - .4 mi to Beach

The spacious living room features a comfortable gray sectional sofa, accompanied by vibrant, patterned cushions. A modern coffee table sits in front, and a wooden desk is visible, equipped with a stylish lamp. Natural light filters through the vertical blinds, brightening the room.

Apartment in Destin

4.87 out of 5 average rating, 15 reviews

232 Great Deck View, 1 Mile to Beach

Top guest favorite

A wooden dock extends into the water, lined with several posts and a small seating area. A flag waves gently in the breeze. The water reflects soft sunlight, with a distant view of buildings and greenery along the shoreline.

Apartment in Shalimar

4.99 out of 5 average rating, 156 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

Apartment in Santa Rosa Beach

5 out of 5 average rating, 27 reviews

Newly renovated modern studio steps from the beach

A spacious bedroom features a comfortable bed with blue and white striped bedding, complemented by a large round pillow. Two accent chairs are placed nearby, and large windows allow natural light to fill the room. A modern bathroom is accessible through a door.

Apartment in Fort Walton Beach

4.76 out of 5 average rating, 76 reviews

Luxury Pool/SPA/BEACH, 1BR w/Dol Views, Full KITCN

A light-filled open-concept living area features a green sectional sofa complemented by a white coffee table. Bar-style seating is arranged at the kitchen counter, with modern appliances visible in the background. Expansive windows are framed by beige curtains, enhancing the inviting atmosphere.

Apartment in Destin

4.86 out of 5 average rating, 103 reviews

The majestic Jewel

A spacious studio unit features a king-sized bed covered with soft linens and a cozy throw. A view revealing the ocean and coastal landscape is visible through large windows, while a sofa provides additional seating. Neutral tones enhance the contemporary design.

Apartment in Sandestin

4.84 out of 5 average rating, 183 reviews

OCEAN VIEW w/ Elevated Design - Luau Sandestin 1BR

Lake access cottage rentals

A light-filled bedroom features a cozy bed with a textured white coverlet. French doors open to a sitting porch with two comfortable chairs and festive wreaths. A decorative area rug and a vintage dresser add warmth and charm to the space.

Cottage in Freeport

4.86 out of 5 average rating, 106 reviews

Waterfront Private Suite, Keyless, mins to beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

Cottage in Santa Rosa Beach

4.97 out of 5 average rating, 97 reviews

Seagrove Stay! Pool Access + 4 Bikes Included

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

Cottage in Santa Rosa Beach

4.77 out of 5 average rating, 31 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

Cottage in Seagrove Beach

4.92 out of 5 average rating, 199 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

A six-seater golf cart is showcased with a red exterior and black accents. The cart features comfortable seating with seat cushions, a windshield for protection, and a steering wheel. The surrounding area is landscaped with grass and trees, complementing the resort's outdoor ambiance.

Cottage in Sandestin

4.5 out of 5 average rating, 8 reviews

Lovely Lakeside Cottage*Golf Cart*Bayside*New Pool

Top guest favorite

A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.

Cottage in Santa Rosa Beach

5 out of 5 average rating, 29 reviews

Cozy cottage by the sea

A welcoming entrance features a covered porch adorned with vibrant pink flowers and a birdhouse. Two white chairs are positioned beside a small table, inviting guests to enjoy the serene setting. A decorative wind chime adds a touch of charm to the doorway.

Cottage in Mary Esther

4.84 out of 5 average rating, 146 reviews

Nature's Nest Cottage on the Sound - Pets Welcome!

Quick stats about vacation rentals with lake access in Fort Walton Beach

Total rentals
20 properties
Nightly prices starting at
ﺩ.ﺇ220 before taxes and fees
Total number of reviews
1K reviews
Family-friendly rentals
10 properties are a good fit for families
Rentals with dedicated workspaces
10 properties have a dedicated workspace
Wifi availability
20 properties include access to wifi

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