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Vacation rentals with lake access in Fort Walton Beach

Find and book unique lake access rentals on Airbnb

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Popular amenities for Fort Walton Beach lake access rentals

Lake access house rentals

Top guest favorite
A hammock is suspended between two trees, providing a serene resting spot near the lake. Adirondack chairs are positioned on a deck, surrounded by lush greenery. The calm water reflects the clear blue sky, creating a peaceful atmosphere for relaxation.
Home in Santa Rosa Beach
5 out of 5 average rating, 52 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

KatiRating, 5 stars3 weeks ago
We LOVE the Bungalow. Could not recommend it more to couples visiting 30A. We really enjoyed the outdoor space - morning, afternoon, and night. The inside was clean, comfortable, and had everything you need. Felicia is a great host!
Top guest favorite
Aerial view of the neighborhood showcases a mix of coastal houses surrounded by lush greenery, with a glimpse of the ocean in the background. The holiday beach house is visible, situated amidst the trees, offering a peaceful retreat close to beach access.
Home in Destin
5 out of 5 average rating, 9 reviews

Holiday House Private Beach/Pool

KaraRating, 5 stars3 days ago
We enjoyed our family vacation here and would recommend to everyone! The location was on point close to all the needs including shopping malls and all. Super close to the beach as well and the private beach area was a super plus! The back yard was to die for and we spent many hours enjoying the pool , grill , and fire pit! Parking was plenty for three cars. We had a family of ten and there was plenty of space! Everything we needed for cooking was present in the home! Any questions I had Brian was a quick response away. Will definitely be staying here in the future trips when we have a smaller group. If only Brian had a place for 20 people we would definitely rent from him! The whole area was beautiful and very family oriented! We loved it can’t say that enough ! The beach is mine and my family’s happy place and home away from home. U definitely felt at home here! ❤️❤️
Top guest favorite
The exterior of a modern two-story house is showcased, featuring a light-colored facade and a spacious driveway. A two-car garage is visible, along with maintained landscaping and nearby residential structures. The clear blue sky adds brightness to the scene.
Home in Navarre
4.93 out of 5 average rating, 30 reviews

Sleepy Bay

AmandaRating, 5 stars6 days ago
We had a great time at Bryan’s place. My sons had an amazing time fishing, it was quiet and peaceful. The location was an easy drive from the beach or restaurants. Bryan was helpful and very responsive. He even helped us out within 5 minutes when we locked ourselves out of the house. Awesome vacation! Would definitely come back.
Top guest favorite
Home in Fort Walton Beach
4.97 out of 5 average rating, 58 reviews

WATERFRONT~Home~PRIVATE~POOL & DEEP DOCK bring 🚤⛵️⚓️

Amanda NicholeRating, 5 stars2 weeks ago
This was our first visit to the Destin area and Karen’s place was perfect. It is minutes to the popular Crab Island and that’s an experience you can’t miss! The home was huge and the boat dock fit 2 boats with lots of space. Pool was perfect to come back to after a day in the salt water. Loved the bikes for evening rides around the neighborhood. Neighbors are friendly and also offered some local tips. Parking was no issue with 2 trucks and boat trailers in driveway. Uber is available and publix delivery was great upon arrival. 10/10 would recommend and stay again when in the area.
Top guest favorite
A wide expanse of green grass leads to a long wooden pier extending into calm waters. Several boats are visible alongside the pier, with distant buildings standing against a softly colored sky. This serene waterfront scene offers clear views of the horizon.
Home in Navarre
4.97 out of 5 average rating, 73 reviews

BEACH FRONT|600Ft Pier| Family & Pet Friendly

BrandonRating, 5 stars2 weeks ago
Sophea’s home was beautiful, nearly brand new, pristine, well stocked, great location and a view that can’t be beat!! Will 100% be back. Great communication throughout. The water sport items, chairs, and beach toys were a great addition and made it very convenient. The dock was unbelievable and a great addition to the house. Thanks Sophea.
Top guest favorite
The exterior of a ground floor villa is shown, surrounded by lush tropical landscaping. Palm trees and colorful flowering plants add to the inviting atmosphere. The building features a covered balcony on the upper level and large windows that allow natural light to fill the space.
Home in Destin
4.97 out of 5 average rating, 34 reviews

Emerald "Jule"' - Waterfront Villa 19B

DonaldRating, 5 stars4 days ago
This is my family’s 2nd time staying at Ken’s and it was great! Our neighbors upstairs were quite loud with their kids stomping but that’s not Ken’s fault. Besides that, we do plan to stay again next year but preferably with both units and more family to avoid the loud upstairs. The location is perfect to grocery and shopping stores and the beach is directly across the street. Ken even met us to formerly introduce himself which made us even more comfortable. Overall, we will be back and cannot thank Ken enough for the awesome hospitality, home, amenities, and cleanliness. This place is a gem! Highly recommended :-) plus our daughter loved feeding the turtles in the back yard and the perfect sunset views over the lake. Thank Ken!
Guest favorite
A screened-in outdoor area features a private pool with a spacious deck. Two lounge chairs are positioned to take advantage of the bay views. The enclosure provides an unobstructed view of the water, and sliding glass doors lead back into the home.
Home in Destin
5 out of 5 average rating, 33 reviews

Booking Summer Now! Pool/Pier! One Level! Boats ok

KassidiRating, 5 stars4 weeks ago
I want to start off by saying how beautiful this home was. It’s a very large, spread out home with beautiful decor and views of the pool and bay. The master suite was my favorite with a very comfortable bed and a huge bathroom. My family loved the large home, the pool and the privacy of the home. We felt safe in the neighborhood. Plenty of activities to do in the home and outside. There is some wear and tear in the home such as the walls, but it did not affect our stay. The home shows a hot tub, which it is not a hot tub, but it is used to heat the pool. The house had everything you would need to cook, clean, fireplace, all the essentials, family games and more. Overall, we enjoyed our stay and loved the home! I would recommend staying here!
Guest favorite
A welcoming facade of a brick cottage features light-colored trim and a front porch. Lush greenery and decorative plants are positioned along the pathway, enhancing the entrance's appeal. The house is situated under a cloudy sky, providing a calm atmosphere.
Home in Gulf Breeze
4.94 out of 5 average rating, 121 reviews

Lake Here Beach Near Cottage between 2 beaches!

AliahRating, 5 stars1 month ago
We arrived late at night and she had someone keep the porch and kitchen lights on for when we arrived. In between two great beaches and had a nice local food truck area as well. Her place was exactly like the photos and in a quiet area. Worth every penny and would definitely stay again in the future !

Lake access apartment rentals

Superhost
A cozy sleeping area features a queen bed with light linens and decorative pillows. Large windows allow natural light to brighten the space, offering a view of the marina. A seating area is present, alongside a white storage unit with hangers.
Apartment in Bluewater Bay
4.88 out of 5 average rating, 50 reviews

New! Bayside Studio

JenniferRating, 5 stars1 month ago
Great place to stay in Niceville right on the bay. Melissa's Place was clean and very comfortable. We enjoyed sitting on the balcony overlooking the bay watching the boats come in.
Superhost
The spacious living room features a comfortable gray sectional sofa, accompanied by vibrant, patterned cushions. A modern coffee table sits in front, and a wooden desk is visible, equipped with a stylish lamp. Natural light filters through the vertical blinds, brightening the room.
Apartment in Destin
4.71 out of 5 average rating, 7 reviews

232 Great Deck View, 1 Mile to Beach

JuliaRating, 5 stars2 weeks ago
Had a great time here! Everything was clean and easy!
Superhost
A spacious living area is presented with a light-colored sectional sofa and a contrasting patterned area rug. A ceiling fan provides airflow, while large windows allow natural light to fill the room. A wooden coffee table is centered on the tile floor, accompanied by a small side table.
Apartment in Destin
4.7 out of 5 average rating, 61 reviews

Cozy Casa Palmira- 3 Pools-Lake-Tennis Court

LaurieRating, 5 stars1 week ago
We enjoyed staying at Haydee’s place. It was a spacious place and was set up nicely for a family to stay all week (including a washer and dryer). It was about a 15-20 min walk to the beach so you did not have to drive. There were also places to eat which were walkable. The only issues we experienced were paying for parking by QR code and a louder neighbor upstairs one evening, but these were both out of Haydee’s control, and she was very responsive the whole time.
Top guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.98 out of 5 average rating, 40 reviews

Paradise in Pirates Cove

ChristopherRating, 5 stars6 days ago
I fully recommend Louis's place - close to great beaches, restaurants and other activities. Louis is really responsive to inquiries. The apartment is very comfortable and was great for a couple/ 2 people. I will try to get this place when I return again to Panama City/ Destin. Thanks Louis!
Guest favorite
A cozy living area features a soft green sofa adorned with patterned cushions. A wooden coffee table sits on a geometric rug, while decorative mirrors and wall art enhance the space. Natural light illuminates the room through a nearby window.
Apartment in Santa Rosa Beach
4.91 out of 5 average rating, 125 reviews

On 30A! New 1BR Apt. w/ KING 10min walk to beach!

Alfredo And CatherineRating, 5 stars2 weeks ago
Bonnie’s place was an excellent choice, felt just like home, only a short 10 minutes walk to the beach, we would definitely stay at Bonnie’s again
Superhost
A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 3 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

ElanRating, 5 stars4 days ago
We loved this Airbnb! Lee was a wonderful host. The location was perfect with the beach right across the street, the organic cafe next door, and other great beach towns in either direction. The condo was completely charming, spotless, and beautifully remodeled.
Guest favorite
A spacious studio unit features a king-sized bed covered with soft linens and a cozy throw. A view revealing the ocean and coastal landscape is visible through large windows, while a sofa provides additional seating. Neutral tones enhance the contemporary design.
Apartment in Sandestin
4.83 out of 5 average rating, 180 reviews

OCEAN VIEW w/ Elevated Design - Luau Sandestin 1BR

AlexRating, 5 stars1 month ago
Would definitely book this place again. Blane was super friendly and had an answer to every question. I wish all Airbnb hosts were just like Blane
Top guest favorite
A peaceful sunset over calm waters creates a vibrant display of orange and purple hues. A wooden dock extends into the water, reflecting the colorful sky, while silhouettes of trees line the distant shore. The scene evokes tranquility and natural beauty.
Apartment in Gulf Breeze
4.95 out of 5 average rating, 200 reviews

Redfish Loft, private waterfront Apt. on East Bay

AimeeRating, 5 stars1 week ago
This is a stunning location. The access to the dock and kayak equipment made this stay an amazing experience. I wish I had stayed longer than one night so I could have enjoyed the access to the bay for a full day rather than just one evening and a morning, but the sunset from the dock and the morning paddle were still well worth it.

Lake access cottage rentals

Guest favorite
A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.
Cottage in Santa Rosa Beach
4.97 out of 5 average rating, 93 reviews

3BR Cottage - Seagrove Beach w/ Pool & Modern Reno

LisaRating, 5 stars21 months ago
A welcomed oasis. It was a calm, peaceful setting. The neighborhood feels safe and comfortable. The house has everything you will need. Kitchen well stocked with quality pans, and kid friendly items also. Bathrooms are a nice size and the porch was great for storing beach gear. Some chairs and bikes were a bonus that were included!
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.79 out of 5 average rating, 28 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

SophiaRating, 5 stars1 month ago
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.
Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 193 reviews

Seaside 30A "Hemingway" Beach Side Cottage

JodiRating, 5 stars2 weeks ago
We absolutely fell in love with this sweet cottage. Amongst the cookie cutter homes in the area this little place is reminiscent of old Florida. It had everything we needed. If you are looking for a quiet getaway, look no further. Connie is a great host and very easy to communicate with.
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Laguna Beach On The Gulf Of Mexico
4.91 out of 5 average rating, 35 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars3 days ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Top guest favorite
A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.
Cottage in Santa Rosa Beach
5 out of 5 average rating, 25 reviews

Cozy cottage by the sea

AnnieRating, 5 stars2 months ago
We loved our stay here! The community is awesome, and the location couldn’t be better. The rooms were clean and well-organized, and it’s clear a lot of thought went into the setup—nothing was overlooked. The beds were super comfortable, beach towels were provided, and everything felt easy and welcoming. We have three young kids, and they were so comfortable and happy here. We’ll definitely be back!
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Laguna Beach On The Gulf Of Mexico
4.91 out of 5 average rating, 34 reviews

The Cottage on Alta Vista-so charming!

JjRating, 5 stars10 months ago
Cassandra was amazing! She was quick to respond, helpful with suggestions, and just made us feel right at home and an extension of the family. The cottage was adorable, functional, and very easily accommodated our family of 4 plus pup. The location was perfectly located in proximity to the beach, shopping, and restaurants. The outdoor shower is a cool and functional addition to the house. 10/10 Definetly Recommend!
An intricate fire pit is showcased, featuring the engraved word 'Choctaw.' Flames dance atop the burning logs, surrounded by a stone patio. Nearby, a basket filled with pine cones adds a rustic touch to the natural setting of tall trees and greenery.
Cottage in Ponce de Leon
5 out of 5 average rating, 12 reviews

Choctaw Lodge Retreat

LindaRating, 5 stars34 months ago
Can’t wait to go back to Kathryn and Ron’s property. Was such an amazing weekend, they are an amazing persons and very gentle with us. The food was delicious and made by Kathryn, I loved the boat ride with Ron; husband and I were amazed by the Choctawhatchee river. For sure we will be back!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.75 out of 5 average rating, 8 reviews

30 A Beach Access, Sea La Vie

BryanRating, 5 stars34 months ago
We had 3 families, 6 adults and six 17 year olds. We cooked every meal and kitchen was well equipped. Parking at the beach was very limited so the GEM cart (extra $) and free bikes worked out great. The pool was great with many chairs, tables, bathrooms, and umbrellas and has a large lawn where we played corn hole and Slammo. The house has two large living areas that allowed the teens to stay up late playing the many provided board games and watching movies on the large TVs. The back porch was nice for morning coffee. 4 bedrooms, 2 with connected bathroom, 2 without. All beds were very comfortable. The grill works well but bring utensils and a grill brush.

Quick stats about vacation rentals with lake access in Fort Walton Beach

  • Total rentals

    20 properties

  • Nightly prices starting at

    ﺩ.ﺇ220 before taxes and fees

  • Total number of reviews

    1.2K reviews

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wifi availability

    20 properties include access to wifi

  • Popular amenities

    Kitchen, Wifi, and Pool

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