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Vacation rentals with lake access in Fort Walton Beach

Find and book unique lake access rentals on Airbnb

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Popular amenities for Fort Walton Beach lake access rentals

Lake access house rentals

Top guest favorite
A spacious living area features cozy gray sofas arranged around a wooden coffee table. Three ocean-themed artworks adorn the wall, while light drapes frame the sliding glass door, offering a view of the backyard. Natural light fills the room, highlighting the wooden floor.
Home in Miramar Beach
4.98 out of 5 average rating, 142 reviews

Gem Beach House Steps to Beach&Pool+Opt Golf Cart

ColleenRating, 5 stars4 weeks ago
Jerry and his wife were wonderful hosts. Probably some of the best hosts we have had. We were able to check in early (1pm!!) which was so helpful with a toddler and infant for nap time. We didn’t have the best weather, but it didn’t matter - the porch was GREAT to sit out on and not get rained on. This house is VERY walkable. We walked to the beach multiple times - it’s very close and a safe walk. The neighbors are very friendly and kind. They even let our toddler play with their outdoor toys when they weren’t in use. Very family friendly (kids playing soccer outside, etc). We had no issues with noise at night - it was very peaceful. Finally, the hosts were very responsive - we unfortunately had a medical emergency and they both answered on the first ring. They were very supportive and compassionate in helping us get the care we needed. Would visit again! Thanks again! If you have toddler - be sure to check out Destin Commons splash pad and Crab Trap for dinner!
Top guest favorite
Aerial view of the neighborhood showcases a mix of coastal houses surrounded by lush greenery, with a glimpse of the ocean in the background. The holiday beach house is visible, situated amidst the trees, offering a peaceful retreat close to beach access.
Home in Destin
5 out of 5 average rating, 9 reviews

Holiday House Private Beach/Pool

KaraRating, 5 stars4 days ago
We enjoyed our family vacation here and would recommend to everyone! The location was on point close to all the needs including shopping malls and all. Super close to the beach as well and the private beach area was a super plus! The back yard was to die for and we spent many hours enjoying the pool , grill , and fire pit! Parking was plenty for three cars. We had a family of ten and there was plenty of space! Everything we needed for cooking was present in the home! Any questions I had Brian was a quick response away. Will definitely be staying here in the future trips when we have a smaller group. If only Brian had a place for 20 people we would definitely rent from him! The whole area was beautiful and very family oriented! We loved it can’t say that enough ! The beach is mine and my family’s happy place and home away from home. U definitely felt at home here! ❤️❤️
Guest favorite
A panoramic view of the waterfront is visible, showcasing a vast expanse of water under a bright blue sky with scattered clouds. A wooden pier extends into the water, leading towards distant city structures, while grassy land and sandy beach area are framed in the foreground.
Home in Navarre
4.97 out of 5 average rating, 76 reviews

Beach FRONT| Deep Fishing Pier |Pet Friendly

JoeRating, 5 stars2 weeks ago
Great stay. We enjoyed all the equipment, fishing equipment, paddle boards, beach chairs, etc
Top guest favorite
The exterior of a modern two-story house is showcased, featuring a light-colored facade and a spacious driveway. A two-car garage is visible, along with maintained landscaping and nearby residential structures. The clear blue sky adds brightness to the scene.
Home in Navarre
4.93 out of 5 average rating, 30 reviews

Sleepy Bay

AmandaRating, 5 stars1 week ago
We had a great time at Bryan’s place. My sons had an amazing time fishing, it was quiet and peaceful. The location was an easy drive from the beach or restaurants. Bryan was helpful and very responsive. He even helped us out within 5 minutes when we locked ourselves out of the house. Awesome vacation! Would definitely come back.
Top guest favorite
Home in Fort Walton Beach
4.97 out of 5 average rating, 58 reviews

WATERFRONT~Home~PRIVATE~POOL & DEEP DOCK bring 🚤⛵️⚓️

Amanda NicholeRating, 5 stars2 weeks ago
This was our first visit to the Destin area and Karen’s place was perfect. It is minutes to the popular Crab Island and that’s an experience you can’t miss! The home was huge and the boat dock fit 2 boats with lots of space. Pool was perfect to come back to after a day in the salt water. Loved the bikes for evening rides around the neighborhood. Neighbors are friendly and also offered some local tips. Parking was no issue with 2 trucks and boat trailers in driveway. Uber is available and publix delivery was great upon arrival. 10/10 would recommend and stay again when in the area.
Top guest favorite
The exterior of a ground floor villa is shown, surrounded by lush tropical landscaping. Palm trees and colorful flowering plants add to the inviting atmosphere. The building features a covered balcony on the upper level and large windows that allow natural light to fill the space.
Home in Destin
4.97 out of 5 average rating, 34 reviews

Emerald "Jule"' - Waterfront Villa 19B

DonaldRating, 5 stars5 days ago
This is my family’s 2nd time staying at Ken’s and it was great! Our neighbors upstairs were quite loud with their kids stomping but that’s not Ken’s fault. Besides that, we do plan to stay again next year but preferably with both units and more family to avoid the loud upstairs. The location is perfect to grocery and shopping stores and the beach is directly across the street. Ken even met us to formerly introduce himself which made us even more comfortable. Overall, we will be back and cannot thank Ken enough for the awesome hospitality, home, amenities, and cleanliness. This place is a gem! Highly recommended :-) plus our daughter loved feeding the turtles in the back yard and the perfect sunset views over the lake. Thank Ken!
Superhost
A spacious screened-in patio presents a serene view of the waterfront. Comfortable seating arrangements are complemented by a dining table, while natural light illuminates the terracotta floor. The outdoor scenery features lush greenery and a distant dock, enhancing the tranquil atmosphere.
Home in Miramar Beach
5 out of 5 average rating, 4 reviews

Jet Ski Adventure - Family Getaway

ChloeRating, 5 stars3 weeks ago
Bonnie’s house was perfection! It’s a beautiful and well kept/super clean home with an amazing dock and view. We had a blast and would love to come back soon!! My husband also had good luck fishing the bay which is always a plus!
Guest favorite
A welcoming facade of a brick cottage features light-colored trim and a front porch. Lush greenery and decorative plants are positioned along the pathway, enhancing the entrance's appeal. The house is situated under a cloudy sky, providing a calm atmosphere.
Home in Gulf Breeze
4.94 out of 5 average rating, 121 reviews

Lake Here Beach Near Cottage between 2 beaches!

AliahRating, 5 stars1 month ago
We arrived late at night and she had someone keep the porch and kitchen lights on for when we arrived. In between two great beaches and had a nice local food truck area as well. Her place was exactly like the photos and in a quiet area. Worth every penny and would definitely stay again in the future !

Lake access apartment rentals

Superhost
A cozy sleeping area features a queen bed with light linens and decorative pillows. Large windows allow natural light to brighten the space, offering a view of the marina. A seating area is present, alongside a white storage unit with hangers.
Apartment in Bluewater Bay
4.88 out of 5 average rating, 50 reviews

New! Bayside Studio

JenniferRating, 5 stars1 month ago
Great place to stay in Niceville right on the bay. Melissa's Place was clean and very comfortable. We enjoyed sitting on the balcony overlooking the bay watching the boats come in.
Superhost
A spacious living area is presented with a light-colored sectional sofa and a contrasting patterned area rug. A ceiling fan provides airflow, while large windows allow natural light to fill the room. A wooden coffee table is centered on the tile floor, accompanied by a small side table.
Apartment in Destin
4.7 out of 5 average rating, 61 reviews

Cozy Casa Palmira- 3 Pools-Lake-Tennis Court

LaurieRating, 5 stars1 week ago
We enjoyed staying at Haydee’s place. It was a spacious place and was set up nicely for a family to stay all week (including a washer and dryer). It was about a 15-20 min walk to the beach so you did not have to drive. There were also places to eat which were walkable. The only issues we experienced were paying for parking by QR code and a louder neighbor upstairs one evening, but these were both out of Haydee’s control, and she was very responsive the whole time.
Top guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.98 out of 5 average rating, 40 reviews

Paradise in Pirates Cove

ChristopherRating, 5 stars1 week ago
I fully recommend Louis's place - close to great beaches, restaurants and other activities. Louis is really responsive to inquiries. The apartment is very comfortable and was great for a couple/ 2 people. I will try to get this place when I return again to Panama City/ Destin. Thanks Louis!
Guest favorite
A cozy living area features a soft green sofa adorned with patterned cushions. A wooden coffee table sits on a geometric rug, while decorative mirrors and wall art enhance the space. Natural light illuminates the room through a nearby window.
Apartment in Santa Rosa Beach
4.91 out of 5 average rating, 125 reviews

On 30A! New 1BR Apt. w/ KING 10min walk to beach!

Alfredo And CatherineRating, 5 stars2 weeks ago
Bonnie’s place was an excellent choice, felt just like home, only a short 10 minutes walk to the beach, we would definitely stay at Bonnie’s again
Guest favorite
A light-filled living area features a comfortable sofa with patterned upholstery and a large round coffee table. Floor-to-ceiling windows offer views of the ocean, while nautical-themed decor, including an oar and ship wheel, enhances the coastal ambiance.
Apartment in Destin
4.87 out of 5 average rating, 92 reviews

Nautical Dunes - Ocean Front View!

KathrynRating, 5 stars2 weeks ago
Paula was a great host and very friendly with a quick response time. Her unit looked exactly like the pictures and had everything we needed for our stay. The beach front balcony had the perfect view of the beach and pool area. We would definitely rent from her in the future.
Superhost
A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 3 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

ElanRating, 5 stars5 days ago
We loved this Airbnb! Lee was a wonderful host. The location was perfect with the beach right across the street, the organic cafe next door, and other great beach towns in either direction. The condo was completely charming, spotless, and beautifully remodeled.
Guest favorite
A spacious studio unit features a king-sized bed covered with soft linens and a cozy throw. A view revealing the ocean and coastal landscape is visible through large windows, while a sofa provides additional seating. Neutral tones enhance the contemporary design.
Apartment in Sandestin
4.83 out of 5 average rating, 180 reviews

OCEAN VIEW w/ Elevated Design - Luau Sandestin 1BR

AlexRating, 5 stars1 month ago
Would definitely book this place again. Blane was super friendly and had an answer to every question. I wish all Airbnb hosts were just like Blane
Guest favorite
A spacious sleeping area is dominated by a plush queen-size bed, dressed in white bedding. Soft green walls and natural light create a calming environment. A comfortable seating area includes a sleeper sofa. Sliding glass doors open to a lush outdoor space.
Apartment in Sandestin
4.87 out of 5 average rating, 39 reviews

Peaceful Sandestin Condo - 1st flr, sleeps 4!

AngelRating, 5 stars2 weeks ago
Super cute condo conveniently located right next to Baytowne Warf so we never even had to leave the parking garage again! Everything you needed for the beach was in the condo. We used the tram to get to the beach everyday. Do not recommend taking beach wagon provided if taking tram to the beach. Would definitely stay here again! Great weekend getaway.

Lake access cottage rentals

Guest favorite
A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.
Cottage in Santa Rosa Beach
4.97 out of 5 average rating, 93 reviews

3BR Cottage - Seagrove Beach w/ Pool & Modern Reno

LisaRating, 5 stars21 months ago
A welcomed oasis. It was a calm, peaceful setting. The neighborhood feels safe and comfortable. The house has everything you will need. Kitchen well stocked with quality pans, and kid friendly items also. Bathrooms are a nice size and the porch was great for storing beach gear. Some chairs and bikes were a bonus that were included!
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.79 out of 5 average rating, 28 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

SophiaRating, 5 stars1 month ago
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.
Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 194 reviews

Seaside 30A "Hemingway" Beach Side Cottage

StephenRating, 5 stars1 day ago
Great stay. Master bedroom bed was comfy and the bedding was soft. Slept like a baby. Lots of floor mats all around which is a beach necessity to keep sand out and comfy in. Rain shower head was a treat and the water pressure was great. Shower curtain was a little pink around the bottom indicating a need to be washed or bleached. Not a big deal and my eyes were closed enjoying the rain head shower anyway. Guest bed wasn’t quite as comfy as the master, but my daughter didn’t have any trouble sleeping in each day. Black out window coverings would be a nice addition as it gets bright early at the beach. Kitchen was well stocked, but the only we used during our stay was the fridge and mw. Checkout duties were normal start the dw and washing machine before you leave. Nothing ridiculous. Wife mentioned that the kitchen cabinets and stove front could use a deep clean. We did have guests in the attached apt. During our stay in the main unit. I could hear them pretty clearly through the walls.
A six-seater golf cart is showcased with a red exterior and black accents. The cart features comfortable seating with seat cushions, a windshield for protection, and a steering wheel. The surrounding area is landscaped with grass and trees, complementing the resort's outdoor ambiance.
Cottage in Sandestin
4.43 out of 5 average rating, 7 reviews

Lovely Lakeside Cottage*Golf Cart*Bayside*New Pool

TonyaRating, 5 stars10 months ago
Everything was wonderful except the Beach was soo over populated. Just To many people using one area. Unless you’re up for a very Long walk past all the crowds.
Top guest favorite
A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.
Cottage in Santa Rosa Beach
5 out of 5 average rating, 25 reviews

Cozy cottage by the sea

AnnieRating, 5 stars2 months ago
We loved our stay here! The community is awesome, and the location couldn’t be better. The rooms were clean and well-organized, and it’s clear a lot of thought went into the setup—nothing was overlooked. The beds were super comfortable, beach towels were provided, and everything felt easy and welcoming. We have three young kids, and they were so comfortable and happy here. We’ll definitely be back!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.78 out of 5 average rating, 9 reviews

30A Beach Access, Sea La Vie

ChrisRating, 5 stars2 weeks ago
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.
Superhost
A welcoming entrance features a covered porch adorned with vibrant pink flowers and a birdhouse. Two white chairs are positioned beside a small table, inviting guests to enjoy the serene setting. A decorative wind chime adds a touch of charm to the doorway.
Cottage in Mary Esther
4.84 out of 5 average rating, 142 reviews

Nature's Nest Cottage on the Sound - Pets Welcome!

KatharineRating, 5 stars1 week ago
We’re repeat visitors and our stay this time was just as lovely as the last. The Nest offers a cozy place to hang out, bed down, and base from. We love spending time kayaking the sound and watching for wildlife. Beaches, seafood, and all the Ft.Walton/Destin vacation fun is close by, but the Nest is homey and easily fit our family of four. Very grateful for laundry to wash bathing suits in between beach days!
Superhost
A light-filled bedroom features a cozy bed with a textured white coverlet. French doors open to a sitting porch with two comfortable chairs and festive wreaths. A decorative area rug and a vintage dresser add warmth and charm to the space.
Cottage in Freeport
4.85 out of 5 average rating, 100 reviews

Waterfront Cottage Unit, Keyless, mins to beach

BrittanyRating, 5 stars2 weeks ago
Such a quiet, quaint, and unique place to stay out of the hustle bustle of the touristy areas, but extremely close to amazing beaches and beach towns to explore. There are 3 excellent restaurants about 10 mins from the bnb right on the bay and many others about 20 mins away. I loved hearing the wildlife at night and in the morning with the bnb being so secluded. Highly recommend if you are looking for a place to rest and reset but with the option of many great things to do and see nearby.

Quick stats about vacation rentals with lake access in Fort Walton Beach

  • Total rentals

    20 properties

  • Nightly prices starting at

    ﺩ.ﺇ220 before taxes and fees

  • Total number of reviews

    1.2K reviews

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wifi availability

    20 properties include access to wifi

  • Popular amenities

    Kitchen, Wifi, and Pool

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