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Vacation rentals with lake access in Fort Walton Beach

Find and book unique lake access rentals on Airbnb

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Popular amenities for Fort Walton Beach lake access rentals

Lake access house rentals

Top guest favorite
A spacious living area features cozy gray sofas arranged around a wooden coffee table. Three ocean-themed artworks adorn the wall, while light drapes frame the sliding glass door, offering a view of the backyard. Natural light fills the room, highlighting the wooden floor.
Home in Miramar Beach
4.98 out of 5 average rating, 142 reviews

Gem Beach House Steps to Beach&Pool+Opt Golf Cart

ColleenRating, 5 stars3 weeks ago
Jerry and his wife were wonderful hosts. Probably some of the best hosts we have had. We were able to check in early (1pm!!) which was so helpful with a toddler and infant for nap time. We didn’t have the best weather, but it didn’t matter - the porch was GREAT to sit out on and not get rained on. This house is VERY walkable. We walked to the beach multiple times - it’s very close and a safe walk. The neighbors are very friendly and kind. They even let our toddler play with their outdoor toys when they weren’t in use. Very family friendly (kids playing soccer outside, etc). We had no issues with noise at night - it was very peaceful. Finally, the hosts were very responsive - we unfortunately had a medical emergency and they both answered on the first ring. They were very supportive and compassionate in helping us get the care we needed. Would visit again! Thanks again! If you have toddler - be sure to check out Destin Commons splash pad and Crab Trap for dinner!
Guest favorite
Aerial view of the neighborhood showcases a mix of coastal houses surrounded by lush greenery, with a glimpse of the ocean in the background. The holiday beach house is visible, situated amidst the trees, offering a peaceful retreat close to beach access.
Home in Destin
5 out of 5 average rating, 9 reviews

Holiday House Private Beach/Pool

KaraRating, 5 stars2 days ago
We enjoyed our family vacation here and would recommend to everyone! The location was on point close to all the needs including shopping malls and all. Super close to the beach as well and the private beach area was a super plus! The back yard was to die for and we spent many hours enjoying the pool , grill , and fire pit! Parking was plenty for three cars. We had a family of ten and there was plenty of space! Everything we needed for cooking was present in the home! Any questions I had Brian was a quick response away. Will definitely be staying here in the future trips when we have a smaller group. If only Brian had a place for 20 people we would definitely rent from him! The whole area was beautiful and very family oriented! We loved it can’t say that enough ! The beach is mine and my family’s happy place and home away from home. U definitely felt at home here! ❤️❤️
Top guest favorite
The exterior of a modern two-story house is showcased, featuring a light-colored facade and a spacious driveway. A two-car garage is visible, along with maintained landscaping and nearby residential structures. The clear blue sky adds brightness to the scene.
Home in Navarre
4.93 out of 5 average rating, 30 reviews

Sleepy Bay

AmandaRating, 5 stars5 days ago
We had a great time at Bryan’s place. My sons had an amazing time fishing, it was quiet and peaceful. The location was an easy drive from the beach or restaurants. Bryan was helpful and very responsive. He even helped us out within 5 minutes when we locked ourselves out of the house. Awesome vacation! Would definitely come back.
Top guest favorite
Home in Fort Walton Beach
4.97 out of 5 average rating, 58 reviews

WATERFRONT~Home~PRIVATE~POOL & DEEP DOCK bring 🚤⛵️⚓️

Amanda NicholeRating, 5 stars2 weeks ago
This was our first visit to the Destin area and Karen’s place was perfect. It is minutes to the popular Crab Island and that’s an experience you can’t miss! The home was huge and the boat dock fit 2 boats with lots of space. Pool was perfect to come back to after a day in the salt water. Loved the bikes for evening rides around the neighborhood. Neighbors are friendly and also offered some local tips. Parking was no issue with 2 trucks and boat trailers in driveway. Uber is available and publix delivery was great upon arrival. 10/10 would recommend and stay again when in the area.
Top guest favorite
The exterior of a ground floor villa is shown, surrounded by lush tropical landscaping. Palm trees and colorful flowering plants add to the inviting atmosphere. The building features a covered balcony on the upper level and large windows that allow natural light to fill the space.
Home in Destin
4.97 out of 5 average rating, 33 reviews

Emerald "Jule"' - Waterfront Villa 19B

DonaldRating, 5 stars3 days ago
This is my family’s 2nd time staying at Ken’s and it was great! Our neighbors upstairs were quite loud with their kids stomping but that’s not Ken’s fault. Besides that, we do plan to stay again next year but preferably with both units and more family to avoid the loud upstairs. The location is perfect to grocery and shopping stores and the beach is directly across the street. Ken even met us to formerly introduce himself which made us even more comfortable. Overall, we will be back and cannot thank Ken enough for the awesome hospitality, home, amenities, and cleanliness. This place is a gem! Highly recommended :-) plus our daughter loved feeding the turtles in the back yard and the perfect sunset views over the lake. Thank Ken!
Top guest favorite
A 6-seater golf cart is parked on a stone pathway leading to a detached home surrounded by lush greenery. Views of the bay, lake, and the #8 tee box on the golf course are displayed through large windows, enhancing the spacious and comfortable living area.
Home in Sandestin
4.99 out of 5 average rating, 82 reviews

6-Seater Golf Cart with Bay, Lake & Golf View Home

AllisonRating, 5 stars4 days ago
Very nice! I slept 8 hours every night in this rental which is rare for me on vacation. The golf cart is the game changer for this community. We took it everywhere. We made a seafood boil one night and enjoyed it on the back porch. We loved having a washer and dryer and came home with clean clothes. The neighborhood is quiet and just what we needed. Host is very communicative, we even extended our stay by one night.
Superhost
The spacious living area features a comfortable sectional sofa and a rustic coffee table. A large flat-screen TV is positioned on a weathered console. Natural light fills the room, flowing through sliding glass doors that offer a view of the lake and outdoor seating.
Home in Sandestin
5 out of 5 average rating, 4 reviews

PlayaBella-Sandestin® Escape|Golf Cart Included

MarieRating, 5 stars1 week ago
Perfect spot and very great communication. Home had everything we needed. Lake in the back was a hit. Nice to have access to all of the Sandestin amenities and a golf cart to get us around. We will be back!
Guest favorite
The backyard features a private saltwater pool surrounded by lounge chairs and umbrellas for shade. A large swan float is positioned in the water, and a patio area includes a grill, enhancing the outdoor space for relaxation and entertainment.
Home in Santa Rosa Beach
4.99 out of 5 average rating, 101 reviews

Saltwater Pool Firepit & BBQ Pet-Friendly Near 30A

FabianRating, 5 stars5 days ago
Great place for family ! We had a blast ! Kids wanted to stay in the pool than go to the beach ! Super peaceful and great attention we will defiantly book again !

Lake access apartment rentals

Superhost
A cozy sleeping area features a queen bed with light linens and decorative pillows. Large windows allow natural light to brighten the space, offering a view of the marina. A seating area is present, alongside a white storage unit with hangers.
Apartment in Bluewater Bay
4.88 out of 5 average rating, 50 reviews

New! Bayside Studio

JenniferRating, 5 stars1 month ago
Great place to stay in Niceville right on the bay. Melissa's Place was clean and very comfortable. We enjoyed sitting on the balcony overlooking the bay watching the boats come in.
Superhost
A spacious living area is presented with a light-colored sectional sofa and a contrasting patterned area rug. A ceiling fan provides airflow, while large windows allow natural light to fill the room. A wooden coffee table is centered on the tile floor, accompanied by a small side table.
Apartment in Destin
4.7 out of 5 average rating, 61 reviews

Cozy Casa Palmira- 3 Pools-Lake-Tennis Court

LaurieRating, 5 stars1 week ago
We enjoyed staying at Haydee’s place. It was a spacious place and was set up nicely for a family to stay all week (including a washer and dryer). It was about a 15-20 min walk to the beach so you did not have to drive. There were also places to eat which were walkable. The only issues we experienced were paying for parking by QR code and a louder neighbor upstairs one evening, but these were both out of Haydee’s control, and she was very responsive the whole time.
Top guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Sunnyside
4.98 out of 5 average rating, 40 reviews

Paradise in Pirates Cove

ChristopherRating, 5 stars5 days ago
I fully recommend Louis's place - close to great beaches, restaurants and other activities. Louis is really responsive to inquiries. The apartment is very comfortable and was great for a couple/ 2 people. I will try to get this place when I return again to Panama City/ Destin. Thanks Louis!
Guest favorite
A cozy living area features a soft green sofa adorned with patterned cushions. A wooden coffee table sits on a geometric rug, while decorative mirrors and wall art enhance the space. Natural light illuminates the room through a nearby window.
Apartment in Santa Rosa Beach
4.91 out of 5 average rating, 125 reviews

On 30A! New 1BR Apt. w/ KING 10min walk to beach!

Alfredo And CatherineRating, 5 stars2 weeks ago
Bonnie’s place was an excellent choice, felt just like home, only a short 10 minutes walk to the beach, we would definitely stay at Bonnie’s again
Guest favorite
A light-filled living area features a comfortable sofa with patterned upholstery and a large round coffee table. Floor-to-ceiling windows offer views of the ocean, while nautical-themed decor, including an oar and ship wheel, enhances the coastal ambiance.
Apartment in Destin
4.87 out of 5 average rating, 91 reviews

Nautical Dunes - Ocean Front View!

ConnorRating, 5 stars1 month ago
Me and my wife stayed here for 5 nights and absolutely loved it. The view from the balcony was beautiful. The location is perfect and there are tons of restaurants close by. We also liked that it is a gated community and you had to check in with the security guard before going in. Overall 10/10 and will be coming back!
Guest favorite
A light-filled open-concept living area features a green sectional sofa complemented by a white coffee table. Bar-style seating is arranged at the kitchen counter, with modern appliances visible in the background. Expansive windows are framed by beige curtains, enhancing the inviting atmosphere.
Apartment in Destin
4.87 out of 5 average rating, 97 reviews

The majestic Jewel

LuisRating, 5 stars2 weeks ago
Cute place, exactly what we need it.
Superhost
A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 3 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

ElanRating, 5 stars3 days ago
We loved this Airbnb! Lee was a wonderful host. The location was perfect with the beach right across the street, the organic cafe next door, and other great beach towns in either direction. The condo was completely charming, spotless, and beautifully remodeled.
Guest favorite
A spacious studio unit features a king-sized bed covered with soft linens and a cozy throw. A view revealing the ocean and coastal landscape is visible through large windows, while a sofa provides additional seating. Neutral tones enhance the contemporary design.
Apartment in Sandestin
4.83 out of 5 average rating, 180 reviews

OCEAN VIEW w/ Elevated Design - Luau Sandestin 1BR

AlexRating, 5 stars1 month ago
Would definitely book this place again. Blane was super friendly and had an answer to every question. I wish all Airbnb hosts were just like Blane

Lake access cottage rentals

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.79 out of 5 average rating, 28 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

SophiaRating, 5 stars1 month ago
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.
Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 193 reviews

Seaside 30A "Hemingway" Beach Side Cottage

JodiRating, 5 stars2 weeks ago
We absolutely fell in love with this sweet cottage. Amongst the cookie cutter homes in the area this little place is reminiscent of old Florida. It had everything we needed. If you are looking for a quiet getaway, look no further. Connie is a great host and very easy to communicate with.
A six-seater golf cart is showcased with a red exterior and black accents. The cart features comfortable seating with seat cushions, a windshield for protection, and a steering wheel. The surrounding area is landscaped with grass and trees, complementing the resort's outdoor ambiance.
Cottage in Sandestin
4.43 out of 5 average rating, 7 reviews

Lovely Lakeside Cottage*Golf Cart*Bayside*New Pool

TonyaRating, 5 stars10 months ago
Everything was wonderful except the Beach was soo over populated. Just To many people using one area. Unless you’re up for a very Long walk past all the crowds.
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Laguna Beach On The Gulf Of Mexico
4.91 out of 5 average rating, 35 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars2 days ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Top guest favorite
A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.
Cottage in Santa Rosa Beach
5 out of 5 average rating, 25 reviews

Cozy cottage by the sea

AnnieRating, 5 stars2 months ago
We loved our stay here! The community is awesome, and the location couldn’t be better. The rooms were clean and well-organized, and it’s clear a lot of thought went into the setup—nothing was overlooked. The beds were super comfortable, beach towels were provided, and everything felt easy and welcoming. We have three young kids, and they were so comfortable and happy here. We’ll definitely be back!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Inlet Beach
4.75 out of 5 average rating, 8 reviews

30A Beach Access, Sea La Vie

BryanRating, 5 stars34 months ago
We had 3 families, 6 adults and six 17 year olds. We cooked every meal and kitchen was well equipped. Parking at the beach was very limited so the GEM cart (extra $) and free bikes worked out great. The pool was great with many chairs, tables, bathrooms, and umbrellas and has a large lawn where we played corn hole and Slammo. The house has two large living areas that allowed the teens to stay up late playing the many provided board games and watching movies on the large TVs. The back porch was nice for morning coffee. 4 bedrooms, 2 with connected bathroom, 2 without. All beds were very comfortable. The grill works well but bring utensils and a grill brush.
Superhost
A welcoming entrance features a covered porch adorned with vibrant pink flowers and a birdhouse. Two white chairs are positioned beside a small table, inviting guests to enjoy the serene setting. A decorative wind chime adds a touch of charm to the doorway.
Cottage in Mary Esther
4.84 out of 5 average rating, 142 reviews

Nature's Nest Cottage on the Sound - Pets Welcome!

KatharineRating, 5 stars6 days ago
We’re repeat visitors and our stay this time was just as lovely as the last. The Nest offers a cozy place to hang out, bed down, and base from. We love spending time kayaking the sound and watching for wildlife. Beaches, seafood, and all the Ft.Walton/Destin vacation fun is close by, but the Nest is homey and easily fit our family of four. Very grateful for laundry to wash bathing suits in between beach days!
Superhost
A light-filled bedroom features a cozy bed with a textured white coverlet. French doors open to a sitting porch with two comfortable chairs and festive wreaths. A decorative area rug and a vintage dresser add warmth and charm to the space.
Cottage in Freeport
4.85 out of 5 average rating, 100 reviews

Waterfront Cottage Unit, Keyless, mins to beach

BrittanyRating, 5 stars2 weeks ago
Such a quiet, quaint, and unique place to stay out of the hustle bustle of the touristy areas, but extremely close to amazing beaches and beach towns to explore. There are 3 excellent restaurants about 10 mins from the bnb right on the bay and many others about 20 mins away. I loved hearing the wildlife at night and in the morning with the bnb being so secluded. Highly recommend if you are looking for a place to rest and reset but with the option of many great things to do and see nearby.

Quick stats about vacation rentals with lake access in Fort Walton Beach

  • Total rentals

    20 properties

  • Nightly prices starting at

    ﺩ.ﺇ220 before taxes and fees

  • Total number of reviews

    1.2K reviews

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wifi availability

    20 properties include access to wifi

  • Popular amenities

    Kitchen, Wifi, and Pool

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