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Vacation rentals with lake access in Fort Walton Beach

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Fort Walton Beach

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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The studio features two queen beds with white bedding, positioned beside a light wood nightstand. A wall-mounted television is visible, and colorful abstract artwork is displayed above the beds. Large windows offer expansive views of the ocean, with a private balcony accessible.

Condo in Sandestin

4.82 out of 5 average rating, 204 reviews

Sandestin Resort Studio, Spectacular Bay Views

Our Bayside Studio offers spectacular panoramic views of Choctawhatchee Bay. Located in Sandestin Resort on a quite enclave framed by Florida pines and the fairways of The Links Course, your own personal balcony on the third floor serves as the perfect viewpoint of the Bay. Guests and children will enjoy our relatively low nightly rates but also have access to all the amenities Sandestin has to offer (Beach, golf, tennis, water-sports, spa, nature trails, many kids activities, dining, shopping).

A spacious living area within the camper features a comfortable sectional sofa paired with a dining table. Large windows allow for natural light while offering a view of the outdoors. The modern design includes warm wood accents and a cozy fireplace setup.

Camper/RV in Navarre

4.86 out of 5 average rating, 168 reviews

Bayfront Forest Camper with kayaks/nature trail

The best of both worlds. Our 11-acre waterfront family’s retreat is the ideal getaway for outdoor enthusiasts and beach lovers. With RVs on the front of the property and the occasional tent camper dispersed through out the acreage, you’ll enjoy time away from the crowds walking the mulched trail to the water or using the two kayaks provided for guest use. We offer additional experiences. Outdoor brunch for two/group, afternoon teatime, boho picnic, s’mores bundles, etc. Message with interest.

A small dining area features a round glass table surrounded by four woven chairs. A large mirror adorns the wall, enhancing the space's openness. A television is positioned near the seating area, and a sliding glass door provides access to a balcony with views of the surroundings.

Condo in Sandestin

4.85 out of 5 average rating, 126 reviews

Studio at Luau in SanDestin! Sleeps 4! Resort Styl

3 minute walk to the beach~Resort-style pool~2 beach chairs provided~2 beach towels~walking distance to restaurants PLEASE NOTE: This tower is being painted completely with construction work. The balcony is not accessible. The exterior work is a restoration project, not just paint. Stucco, concrete repairs, railing repairs and paint, re-sealing windows and doors, deck coating, etc. They work M-F 8-6pm and occasional Saturdays as needed. ETA for completion will be Late October. During the time,

An open living space features a large flat-screen television mounted on a white wall. A comfortable sectional sofa is positioned around a coffee table, complemented by decorative elements such as a plant and books. A sleek kitchen bar with stools enhances the layout, creating a welcoming atmosphere.

Townhouse in Fort Walton Beach

4.94 out of 5 average rating, 188 reviews

Beauty & The Beach near Gulf Beaches & Bay

Relax in this calm/stylish getaway within walking distance to the gulf beaches. Our home sits next to the boardwalk only a 5 min walk to the beautiful white sands of the Gulf plus 1 min walk to the bay! Near restaurants/bars and fun family activities You’ll love the location/convenience of Okaloosa Island near beach access #1 Destin- 10 min drive Ft Walton Convention Center-5 min drive Downtown Ft Walton -10 min walk FWB Pier -10 min walk ✈️ Destin / Fort Walton Airport - 20 min drive

A spacious outdoor area features a blue umbrella over a dining table, adjacent to a clear swimming pool. Lush greenery surrounds the pool deck, with views of the tranquil water in the background. The scene is complemented by palm trees and a well-maintained lawn.

Guesthouse in Fort Walton Beach

4.83 out of 5 average rating, 167 reviews

Private Guest House on the Water | Boat Docks!

You’re invited to enjoy the breathtaking panoramic views as you start your day on our private waterfront deck. This lovely beach house offers one queen bed in the bedroom, a twin/full bunk bed, and the sofa in the living room is a pull-out queen bed. Full-size kitchen and dining area. Dock your boat in a private boat slip for a small daily fee. ✔ OMG Views ✯ Waterfront ✯ Private Beach ✯ Entire Place ✯ Boat Slips ✯ Trailer parking ✯ 2 Story Dock ✔ Dog friendly ✔ Full Kitchen ✔ 2 x Smart TV

A cozy living area features a white sofa adorned with blue and white throw pillows, complemented by a deep blue armchair. A decorative coffee table sits in the center, showcasing a shell arrangement. Bright artwork is displayed on the wall, enhancing the room's relaxed vibe.

Apartment in Santa Rosa Beach

4.9 out of 5 average rating, 133 reviews

1BR Apt. w/ KING Bed on 30A! - .4 mi to Beach

Kick back & relax in this beautifully renovated 1 BR apartment on 30A w/ a private entrance just a 10min. walk to the beach. Enjoy a luxurious king bed, fully stocked kitchen, TV w/ Amazon Firestick and washer/dryer access. Serene Stallworth Beach (AKA Beach Highlands) is just .4 mi. away. Walk to 30A local faves such as Stinky's Fish Camp & Elmo's Grill. Enjoy the natural beauty and activities at nearby Topsail Hill Preserve State Park. Book “A Bit of Bleu” now for your perfect getaway!

A cozy bedroom features a spacious bed covered in a light blue quilt. Two matching pillows are positioned at the head of the bed. A large window offers views of the surrounding landscape, with a picture of a coastal scene displayed above the bed.

Condo in Navarre Beach

4.94 out of 5 average rating, 157 reviews

La Playa Esmeralda - Panoramic Sunset Views

Welcome to La Playa Esmeralda, a beautifully renovated 2nd floor studio. Upon entering you'll be greeted by beautiful views of the Sound where the sunsets are unparalleled. This lovely condo includes 2 comfortable beds-1 regular and 1 Murphy bed, along with a coffee bar and fully equipped kitchen. You're just a 5 minute walk to the beach. Enjoy a dip in the pool, grilling in the gazebo and fish all night long on our large, lighted, private fishing pier, where no fishing license is required.

Top guest favorite

An aerial view captures the beachfront studio’s location within the Sandestin Resort. The image showcases the pristine white sand and turquoise waters, with pools visible nearby and lush greenery surrounding the buildings, emphasizing the resort’s spacious coastal setting.

Condo in Sandestin

4.98 out of 5 average rating, 164 reviews

Light &Airy ON Beach-Golfcart* in SanDestin Resort

Airy 1st fl. Sleek studio ON Beach. 🛺 Golf cart w/3+ nts. In Sandestin Resort between Destin & 30A. NEW Pool & Hot Tub! West Elm furniture & King bed with tropical view. Relax on the patio’s Bali bed listening to the waves. WiFi & 55” smart TV. Kitchen w/coffee cart. Washer/dryer. Enjoy free gym, tram, beach, trails, golf, dining, shopping & entertainment all without leaving the resort! Perfect honeymoon, baby moon, romantic getaway, girls trip, solo travel or lil’ fam vacay! *no animals

A large, mickey-shaped pool is surrounded by lounge chairs and tropical landscaping. In the background, the waterway can be seen, framed by palm trees and extending toward the horizon under a clear blue sky.

Condo in Fort Walton Beach

4.89 out of 5 average rating, 420 reviews

Relaxing Soundside Condo - WataView!

Vacation or work at our comfortable waterfront kitchenette studio in the heart of Fort Walton Beach. The sugar white sand beaches are just a short drive away, and adventure awaits right at your doorstep on Santa Rosa Sound. Includes pool and marina! Boat slip (28 Ft) available! The unit has a queen bed and futon that lays down to a full size bed. It's very comfortable for small groups. We are real owner-hosts and strive to keep our unit spotless and well supplied for our cherished guests.

Top guest favorite

An open studio layout features a king bed with a blue and white striped coverlet, a comfortable sofa, and a desk area. Large glass doors lead to a balcony with views of greenery, while a kitchenette is equipped with essential appliances.

Condo in The Village of Baytowne Wharf

4.95 out of 5 average rating, 111 reviews

Grand Sandestin 2nd flr Studio w balcony- Baytowne

Village of Baytowne Wharf Studio at Grand Sandestin Resort 2nd floor, free Wi-Fi and Resort Tram Access inside Sandestin Golf and Beach Resort. We are at the Sandestin entertainment area. We offer our own nicely decorated and very well maintained condo, Netflix subscription and beach chairs & umbrella. Studio has a King bed and a sofa, a kitchenette with microwave, kitchen sink and a mid size refrigerator together with a full bathroom and a large balcony overlooking courtyard and pools.

A generous balcony features a round table surrounded by four striped chairs, offering ocean views. Two blue lounge chairs are positioned beside the table. The expansive space allows for comfortable relaxation while overlooking the beach and turquoise waters.

Condo in Fort Walton Beach

4.92 out of 5 average rating, 245 reviews

ISLANDER BEACH 5TH FLOOR GULF VIEW CONDO - 2BD/2BA

Islander Beach Resort is a 7-story structure of 114 condos on a short 2 mile stretch of Okaloosa Island and sits DIRECTLY on the beach. The building is painted aqua blue and gray, and all units overlook the ocean. There are 2 elevators and lots of parking. Guests can freely access the beach, pool, BBQ pits and parking area (a parking pass is needed), but you will probably spend the majority of your time on our large private balcony overlooking the pool and beach, listening to the waves.

A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.

Treehouse in Santa Rosa Beach

4.94 out of 5 average rating, 110 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

Vacation rentals for every style

Get the amount of space that is right for you

Houses

A space thats all yours, with room for everyone

Villas

Luxurious estates for the ultimate escape

Cottages

Quaint homes, peaceful surroundings

Popular amenities for Fort Walton Beach lake access rentals

Free parking on premises

Air conditioning

Lake access house rentals

A two-story green beach house is featured in a quiet cul-de-sac, with a golf cart parked in front. The house has a covered porch and multiple windows, surrounded by greenery and palm trees, offering a relaxing coastal vibe.

Home in Santa Rosa Beach

4.86 out of 5 average rating, 111 reviews

South of 30A. Golf Cart. Pool. Gym.

A spacious living area features cozy gray sofas arranged around a wooden coffee table. Three ocean-themed artworks adorn the wall, while light drapes frame the sliding glass door, offering a view of the backyard. Natural light fills the room, highlighting the wooden floor.

Home in Miramar Beach

4.97 out of 5 average rating, 151 reviews

Gem Beach House Steps to Beach&Pool+Opt Golf Cart

The ceiling features an oceanic mural in various shades of blue, creating an underwater ambiance. Two playful shark decorations suspend above a glass walkway, which offers a view toward the adjacent rooms. Bright light fixtures enhance the airy atmosphere throughout the space.

Home in Panama City Beach

4.86 out of 5 average rating, 149 reviews

Aqua! Under The Sea BNB! | Beach Access! | Pool

Aerial view of the neighborhood showcases a mix of coastal houses surrounded by lush greenery, with a glimpse of the ocean in the background. The holiday beach house is visible, situated amidst the trees, offering a peaceful retreat close to beach access.

4.94 out of 5 average rating, 17 reviews

Holiday House Private Beach/Pool

Top guest favorite

Home in Fort Walton Beach

4.97 out of 5 average rating, 66 reviews

WATERFRONT~Home~PRIVATE~POOL & DEEP DOCK bring 🚤⛵️⚓️

Top guest favorite

The open living area is well-lit with natural light, featuring a large smart TV mounted on the wall. Comfortable seating is arranged around a coffee table, complemented by decorative wall art and a stylish ceiling fan. A staircase leads to the upper floor.

Home in Sandestin

4.98 out of 5 average rating, 102 reviews

Sea It All - 2 GOLF CARTS 5BR Lakeview Beach Golf

A welcoming facade of a brick cottage features light-colored trim and a front porch. Lush greenery and decorative plants are positioned along the pathway, enhancing the entrance's appeal. The house is situated under a cloudy sky, providing a calm atmosphere.

Home in Gulf Breeze

4.95 out of 5 average rating, 129 reviews

Lake Here Beach Near Cottage between 2 beaches!

A bright open-concept living area features two comfortable sofas, a large coffee table, and a reading nook with a lamp. Natural light floods in through expansive windows, highlighting the relaxed atmosphere. A glimpse of the adjacent dining area and kitchen is visible, creating an inviting flow.

Home in Sandestin

4.98 out of 5 average rating, 42 reviews

NEW|Spacious Bay Gem~Deck~BBQ~Free 6 Golf Cart

Lake access apartment rentals

A vibrant green chair is positioned near expansive glass doors, offering a view of the ocean beyond. Light-colored curtains frame the doorway, and a tropical-themed painting is mounted on the wall. A wooden cabinet with various amenities is visible to the right.

Apartment in Destin

4.72 out of 5 average rating, 263 reviews

Beachfront Condo, Ocean View 2BR/2BA, Majestic Sun

A cozy sleeping area features a queen bed with light linens and decorative pillows. Large windows allow natural light to brighten the space, offering a view of the marina. A seating area is present, alongside a white storage unit with hangers.

Apartment in Bluewater Bay

4.89 out of 5 average rating, 56 reviews

New! Bayside Studio

Top guest favorite

A wooden dock extends into Poquito Bayou, featuring a green umbrella providing shade over a seating area. The clear blue water reflects the sky, while the shoreline is lined with lush greenery. Nearby, a flag is visible, indicating a peaceful outdoor setting.

Apartment in Shalimar

4.99 out of 5 average rating, 159 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

Top guest favorite

The living area is designed with a modern aesthetic, featuring a large flat-screen TV mounted on a blue accent wall. A cozy seating arrangement includes a gray armchair and a light-colored sofa. The patterned area rug adds color, while a bar area with high stools is visible in the background.

Apartment in Miramar Beach

5 out of 5 average rating, 54 reviews

Concerts/Beach/Lake/Snowbirds Welcome Plz Inquire

Apartment in Destin

4.83 out of 5 average rating, 110 reviews

Sunny Daze 0.8 Miles to beach, monthly discount

A modern living area features a leather sectional sofa paired with decorative pillows. A sleek, glass coffee table sits atop a patterned rug. The kitchen island, equipped with barstools, offers a view through large windows that provide natural light and overlook the landscape.

Apartment in Destin

4.92 out of 5 average rating, 172 reviews

Luxview

A light-filled living area features a comfortable sofa with patterned upholstery and a large round coffee table. Floor-to-ceiling windows offer views of the ocean, while nautical-themed decor, including an oar and ship wheel, enhances the coastal ambiance.

Apartment in Destin

4.88 out of 5 average rating, 97 reviews

Nautical Dunes - Ocean Front View!

A spacious studio unit features a king-sized bed covered with soft linens and a cozy throw. A view revealing the ocean and coastal landscape is visible through large windows, while a sofa provides additional seating. Neutral tones enhance the contemporary design.

Apartment in Sandestin

4.83 out of 5 average rating, 184 reviews

OCEAN VIEW w/ Elevated Design - Luau Sandestin 1BR

Lake access cottage rentals

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

Cottage in Santa Rosa Beach

4.96 out of 5 average rating, 103 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

Cottage in Santa Rosa Beach

4.79 out of 5 average rating, 33 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

Cottage in Seagrove Beach

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Top guest favorite

A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.

Cottage in Santa Rosa Beach

5 out of 5 average rating, 31 reviews

Cozy cottage by the sea

A welcoming entrance features a covered porch adorned with vibrant pink flowers and a birdhouse. Two white chairs are positioned beside a small table, inviting guests to enjoy the serene setting. A decorative wind chime adds a touch of charm to the doorway.

Cottage in Mary Esther

4.83 out of 5 average rating, 150 reviews

Nature's Nest Cottage on the Sound - Pets Welcome!

A light-filled bedroom features a cozy bed with a textured white coverlet. French doors open to a sitting porch with two comfortable chairs and festive wreaths. A decorative area rug and a vintage dresser add warmth and charm to the space.

Cottage in Freeport

4.86 out of 5 average rating, 107 reviews

Waterfront Private Suite, Keyless, mins to beach

The charming cottage exterior features a welcoming entrance with steps leading to a covered porch. A bicycle rests beside a large blue planter, set against a backdrop of lush greenery and cloudy skies.

Cottage in Sunnyside

5 out of 5 average rating, 77 reviews

Deck, Porch & Yard Galore! | 3BR Coastal Escape

The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.

Cottage in Sunnyside

4.98 out of 5 average rating, 40 reviews

Kid friendly golf cart sports gear pool lake beach

Quick stats about vacation rentals with lake access in Fort Walton Beach

Total rentals
20 properties
Nightly prices starting at
ﺩ.ﺇ220 before taxes and fees
Total number of reviews
1K reviews
Family-friendly rentals
10 properties are a good fit for families
Rentals with dedicated workspaces
10 properties have a dedicated workspace
Wifi availability
20 properties include access to wifi

Destinations to explore