Cottage vacation rentals in Bay County

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Top-rated cottage rentals in Bay County

Guests agree: these cottages are highly rated for location, cleanliness, and more.

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Guest favorite
A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.
Cottage in Panama City
4.95 out of 5 average rating, 130 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

Superhost
An outdoor patio area features a stone fire pit surrounded by six black chairs. A wooden table stands in the background, providing additional seating options. The setting is enclosed by a wooden fence and greenery, enhancing the outdoor ambiance.
Cottage in Panama City Beach
4.91 out of 5 average rating, 139 reviews

💦LagunaBeachCottage w/fire pit! 1 min walk to 🏖

Relax and have fun with the whole family at our recently renovated cottage: Beach supplies Ping pong table Late night patio w/fire pit Outdoor shower Perfect location: 1 min walk to white sandy beach 2 min walk to the Carousel supermarket 5 min walk to the famous Thomas’s Donuts 7 min drive to Pier Park (stores & restaurants) and 30a (upscale dining & shopping) 10 min drive to Gulfworld - swim with dolphins and watch shows 7-25 min drive to State Parks 30-45 min drive to Outlet Mall and more

Top guest favorite
A dining area is featured, showcasing a round wooden table surrounded by four blue chairs. Natural light streams in through large windows, enhancing the airy atmosphere. A woven pendant light hangs above the table, and a light-colored rug provides a warm touch to the floor.
Cottage in Panama City
4.99 out of 5 average rating, 78 reviews

Golf Cart |Wifi|Tennis|Short walk to beach

🏖️ 3-Min Golf Cart Ride to private beach 🚶‍♀️ Walk 8 mins to St. Andrews State Park 🎾 Family Fun: Tennis, Pickle ball, mini-golf, & fishing pier. 🛋️ Relax in cozy comfort home w/ Hi-Speed WiFi for streaming & work. 👶 Kid-Ready: Highchair, baby bath, & gates. 🌟 Close to attractions: 10 mins to Coconut Creek Park, shops, & dining Please note that there is a $75 HOA fee that is charged directly by them and requires me to collect your email 🔥 Book now for your ultimate beach vacation ⬇️

Top guest favorite
A wooden boardwalk leads to a scenic beach view. Gentle waves meet a soft white sand shore, with patrons enjoying the beach under a clear blue sky. Vibrant umbrellas dot the shoreline, and native grass is visible in the foreground.
Cottage in Panama City Beach
4.97 out of 5 average rating, 155 reviews

Private home 1 blk beach boat parking close to 30a

Uncrowded White Sand Beach Adorable Beach Cottage along the World Famous Sugar Sand Beaches of North Florida 1 block to beach access Screened in Front Porch for Breezes and the sound of Waves Quiet West End 3 mi to Rosemary Beach 2 blocks to Sunnyside Grill 1 mile to Publix, Aldi and Bayou Bills 5 miles to Pier Park Beach Chairs, towels, toys available as well as a rolling cooler Outside private hot and cold shower to rinse off after the Beach Upscale quality linens Roku TVs Full Bath w/ tub

Guest favorite
A modern living area features a green sofa with decorative pillows, arranged around a round wooden coffee table. A ceiling fan and natural wood beams add character to the space, with the adjoining kitchen and dining area visible in the background.
Cottage in Panama City Beach
4.97 out of 5 average rating, 180 reviews

NEW cozy beach cottage 3 blocks from beach!

Welcome to your home away from home! Our fully renovated & modern beach cottage is the perfect place to relax & reset, whether that's lounging in our bright, cozy living room, spending the day at the beach (a quick 3 block walk) or sipping on your drink of choice by the fire pit in the backyard. We are centrally located between 30a & Pier Park with plenty of amazing restaurants, shops & nightlife to experience. Come stay with us, we're always open! Follow us on IG @its.alwaysopen

Guest favorite
An aerial view of Turtle Cove Water-Front Cottage is presented, highlighting its proximity to the waterfront canal. Lush green landscapes and trees surround the property, with the cottage positioned near the yard. The serene canal leads to the bay, showcasing a peaceful natural environment.
Cottage in Panama City
4.89 out of 5 average rating, 121 reviews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

Top guest favorite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 297 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

A charming cottage exterior is showcased, featuring a bright orange door and welcoming Adirondack chairs. Light blue walls contrast with the greenery, and decorative elements are seen beside the window. A stone pathway leads to the entrance, surrounded by a manicured lawn.
Cottage in Panama City
4.83 out of 5 average rating, 187 reviews

The Hidden Cottage

This Hidden Cottage is located within the heart of St. Andrews and is only a 5 minute drive to Panama City Beach. The Hidden Cottage is a lovely home, great for a couples getaway. We provide Superior location with easy access to Downtown St. Andrews, Downtown Panama City, and a short drive to the Gulf of Mexico. This home will not only satisfy you with it's convenient location, but will also make you feel like you are in your home away from home. Your new vacation home awaits!

Guest favorite
An aerial view captures a coastal neighborhood with homes and sandy beaches. The cottage is highlighted in red, positioned near the shoreline where the surf can be heard. The clear turquoise waters and sandy beach stretch into the distance, inviting relaxation.
Cottage in Port St. Joe
4.91 out of 5 average rating, 156 reviews

🦀 The Nauti Crab 🦀

***ASK ABOUT SNOWBIRD PRICING*** This little cottage is so close to the water that the surf is audible from the porch. This place is the definition of simple living and is perfect for small groups and families. Fishing is extremely popular here as well. Also, take advantage of building fires on the beach, watching beautiful sunsets, and star gazing. The cottage is walking distance from the Tradin' Post, Peachy's, Weber's Donuts, Cape Coffee and IceCream, and St. Joe Shrimp Co.

Top guest favorite
The interior space features a cozy seating area with a green couch and a small coffee table. A well-equipped kitchen is visible, showcasing a sleek countertop and modern appliances. Large windows allow natural light to fill the room, complemented by white shiplap walls and warm wood accents.
Cottage in Lynn Haven
4.97 out of 5 average rating, 223 reviews

Pace e Amore - Adorable 1 Bedroom Cottage

You will love this super cute and cozy cottage. All the amenities you will need to fully enjoy your stay. outdoor gazebo with fireplace, and more. Centrally located just minutes from the bay with boat launch, mini beach and picnic area. Plenty of restaurants and shopping nearby as well. Beautiful Panama City Beach is a mere 20 minutes away . Come and enjoy a fun and relaxing time as our guests at "Pace e Amore.

Top guest favorite
The image showcases the inviting pool area surrounded by loungers under clear skies. One section features the coastal cottage with a charming exterior, while another highlights the modern kitchen with stainless steel appliances and a view of the dining area, emphasizing a blend of comfort and functionality.
Cottage in Panama City
4.98 out of 5 average rating, 121 reviews

Chic Beach Getaway | Golf Cart, Pool, Games, BBQ

Searching for the perfect place for your next seaside escape? Our charming beach cottage awaits! Enjoy a full kitchen, an outdoor shower, free use of a golf cart, and access to incredible resort amenities at Venture Out. Help yourself to the beach gear and take a short walk to the beautiful white sand and emerald waters! Book For Lasting Memories In Panama City—See Details Below!

Superhost
Cottage in Panama City
4.83 out of 5 average rating, 115 reviews

.2 mi to Beach, Private Pool, Hot Tub, Chairs+Cart

Relax, recharge, and soak up the sunshine at BEACH BABE — your private poolside paradise just 3 blocks from the beach! 💦 Pool 🛁 Hot tub 🔥 Outdoor grill 🪢 Hammock 🚿 Outdoor shower 🐾 Pet-friendly 🌿 Peaceful front porch ✭ "Beach Babe was a perfect stay! Shawn was a great host and super responsive. We loved the location and the house itself"

Popular amenities for Bay County cottage rentals

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