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Vacation rentals with lake access in Bay County

Find and book unique lake access rentals on Airbnb

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Popular amenities for Bay County lake access rentals

Lake access house rentals

Top guest favorite
A charming independent home is depicted with light-colored siding and a dark shingled roof. A palm tree stands in the foreground, complemented by low shrubs and manicured grass. A welcoming porch area features two chairs beside a front entrance with large windows.
Home in Panama City Beach
5 out of 5 average rating, 17 reviews

R3 at Lake Powell/Inlet Beach with EV charger

JessicaRating, 5 stars8 months ago
We evacuated here during hurricane Milton. Dealing with Sol has been nothing but a pleasure. He is extremely understanding and accommodating… especially during a stressful time he made everything as easy as possible for us. He is a very kind soul and we are very grateful that we were able to deal with him. If we ever in the area again we will be certainly sure to rent with Sol.
Top guest favorite
A three-story white coastal home features a contemporary design, with large windows enhancing natural light. The driveway is lined with palm trees, providing a tropical ambiance. Stone pathways lead to the entrance, surrounded by well-maintained landscaping and grass.
Home in Rosemary Beach
5 out of 5 average rating, 46 reviews

Golf Cart ~ Pool ~ Lake and Beach Access

DeAnnaRating, 5 stars3 weeks ago
We enjoyed our stay and there was everything we needed and more for our mother/daughter girls adult trip! Home was very clean, beds were comfortable and kitchen had everything needed, including a Kuerig which was not in photos but was a big plus. Also had a few more beach chairs than pictured which was also a nice bonus. Kitchen was very spacious and fully equipped! Local restaurants were also great and loved the privacy of area and beach access! Would definitely return! Only down side was that majority of bedrooms are on 3rd floor and kitchen/living area is on second floor… being able to use the elevator would have been a plus.. especially on check in/out day but all in all great stay and lovely property and if you’re in good health then not a problem but if have knee problems then this might not be a good fit.
Superhost
A yellow golf cart is parked on a gravel surface beneath a raised deck, with a green kayak resting nearby. The space features wooden slats that provide a sense of openness while offering protection from the elements.
Home in Port St. Joe
4.81 out of 5 average rating, 42 reviews

Sunny Paws-Beach/Bay Access/Pet Friendly/Golf Cart

LisaRating, 5 stars3 days ago
Very comfortable stay for us and our dogs. Fenced yard was so appreciated. Andy was very responsive to any questions we had. We would definitely stay here again.
Guest favorite
A bright and welcoming bedroom features a spacious yellow bedspread with matching decorative pillows. Natural light enters through double doors adorned with yellow curtains, and bedside tables hold soft-lit lamps. A cheerful wall decoration adds a touch of warmth to the room's neutral tones.
Home in Panama City Beach
4.88 out of 5 average rating, 58 reviews

2 King Bds~Walk 2 Beach~Why wait for elevators~Dog

WilliamRating, 5 stars1 month ago
Kelsy was responsive and friendly in her messages. I messaged her late in the evening, and I was thrilled she responded right away and in a good tone. Thank you, Kelsy! Kelsy was proactive in ensuring our stay was great. I would stay in her Airbnb again.
Top guest favorite
A vibrant outdoor space features a large fenced yard with colorful striped bean bag chairs and a mural reading 'Panama City Beachin' 1' on the fence. Lush greenery surrounds the area, complementing the lively atmosphere.
Home in Panama City Beach
4.98 out of 5 average rating, 121 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Yard

Marco DuranRating, 5 stars3 weeks ago
great place a lot of things to have fun in the house. with your friends o family.
Guest favorite
A two-story beach home is presented, featuring a covered balcony and welcoming front porch. Brightly colored flowers and neatly landscaped greenery frame the property. A brick driveway leads to the entrance, with a stop sign visible at the corner, indicating a family-friendly neighborhood.
Home in Rosemary Beach
4.97 out of 5 average rating, 31 reviews

Pelican Dreams Beach House in Inlet Beach

ElizabethRating, 5 stars3 days ago
Matt was a fantastic, responsive, and helpful host! The place was stunning, clean, accessible, and relaxing. The walk to the beach was easy, and the pool was wonderful. Would stay here again!
Superhost
A three-story beach house is framed by palm trees, featuring a ground-level entrance with a welcoming front porch. The house is painted in muted tones, showcasing multiple balconies above. The surrounding landscape is neatly landscaped with low shrubs and decorative stones.
Home in Panama City
5 out of 5 average rating, 5 reviews

*Private Home & Pool*Sleeps 15*4min Walk to Beach*

SusanRating, 5 stars3 days ago
Great place for our group. Everyone had their own bedroom and full bath. This home was well stocked with all the basics you need for the week. It’s super convenient to the public beach access and many restaurants and bars. Rebecca was super responsive throughout the entire stay. We had a great time and look forward to returning in the future.
Guest favorite
A spacious porch is furnished with comfortable seating arrangements, including a wicker chair and a couple of upholstered chairs. A small blue table complements the relaxed atmosphere. Sunlight filters through the greenery, casting gentle shadows on the warm wooden decking.
Home in Panama City
4.88 out of 5 average rating, 32 reviews

Sunset Eyles

CindyRating, 5 stars1 week ago
The house was wonderful. It was very clean on arrival, especially the bathroom which is always something that stands out to us. The power went out one night (a transformer had blew a couple blocks away) and Vicki responded very promptly. All items stared in the listing were available in the house and easy to find.

Lake access apartment rentals

Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.87 out of 5 average rating, 110 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

EduardoRating, 5 stars3 weeks ago
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches
Top guest favorite
A modern dining area is showcased with a round table set for four, complemented by sleek chairs. Floor-to-ceiling windows offer expansive views of the turquoise ocean, enhancing the bright and airy feel of the space. A decorative light fixture adds a touch of elegance.
Apartment in Panama City Beach
5 out of 5 average rating, 11 reviews

Sunbird - Penthouse Direct Ocean

BrandiRating, 5 stars8 months ago
Richard was extremely helpful and responsive. He was very nice and we had the best time on our little vacation. He gave us helpful tips for restaurants and fun things to do. The condo was so clean and lovely and home away from home. We throughly enjoyed our visit. We loved that we could walk to almost anywhere and walk the beach at night was so much fun.
Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.97 out of 5 average rating, 29 reviews

Emerald Coast Sea-renity.

BrianRating, 5 stars4 days ago
This place truly is amazing. The community the property is surrounded by is outstanding, the beach was amazing, and the unit itself was everything a family could ask for. It was spotless, extremely well stocked, easy access to the beach, and very close to all the major attractions and things to do in Panama City. We really couldn’t have had a better experience. I highly recommend this stay!
Guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Panama City Beach
4.94 out of 5 average rating, 35 reviews

The Palms I Gorgeous Condo with Gulf View

CarlieRating, 5 stars2 weeks ago
Carillon Beach is truly a gem. We loved our stay. This space was perfect for just my husband and I. Would have felt pretty cramped if we had a child with us. I read on a previous review not to bring too much stuff & that was great advice. The home was accurate to the photos, clean & great view from balcony. We enjoyed sitting out there in the mornings with coffee.
Guest favorite
An aerial view of the Bay Point Community reveals a serene landscape featuring a calm pond, manicured lawns, and well-maintained pathways. Scenic views of the marina are visible in the distance, alongside lush greenery and neatly arranged villa structures.
Apartment in Panama City Beach
5 out of 5 average rating, 20 reviews

Waterview condo on Panama City Beach Golf Course!

DesavierRating, 5 stars3 days ago
I’m I enjoyed my stay a lot place was very nice and not far from anything would highly recommend staying there!!
Superhost
A spacious living area is presented, featuring two gray sofas adorned with light-colored throw pillows. A wooden coffee table rests in the center, and a dining area is visible in the background. Natural light filters through multiple windows, enhancing the open layout.
Apartment in Panama City
4.67 out of 5 average rating, 18 reviews

St Andrews Townhome on Lake Ware - A

KaylaRating, 5 stars1 day ago
This townhouse was the perfect location and a great place to stay to visit my family. I’ll be back
Guest favorite
The living area features a light blue wall, enhancing the spaciousness. A comfortable gray sofa faces a white coffee table and a dining table with white chairs. Natural light floods the space through the sliding glass doors, revealing a stunning Gulf view from the balcony.
Apartment in Panama City Beach
5 out of 5 average rating, 9 reviews

Laketown Wharf 509: Gulf Views + Free Activities!

LeahRating, 5 stars2 weeks ago
Great place! Clean , perfect location. Beds were amazing ! Host responsive a friendly! Will book again !
Top guest favorite
A cozy balcony space features blue wrought iron furniture, including a round table and two chairs, adorned with colorful cushions. The railing overlooks sandy dunes and the sea, where beach umbrellas dot the shoreline under a clear blue sky.
Apartment in Panama City
5 out of 5 average rating, 11 reviews

West Panama City Beach Inlet Laguna 30A BeachFront

WhitneyRating, 5 stars1 week ago
Cindy’s place was an excellent and relaxing place to stay. Great location and the place was spotless. You are within 10 minutes of every thing you could need and want. We would definitely stay again!

Lake access cottage rentals

Top guest favorite
An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.
Cottage in Panama City Beach
5 out of 5 average rating, 7 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

ThomasRating, 5 stars3 weeks ago
Private, fenced, block and a half from the beach. Easy to work with host, exactly what we were looking for. Love it, will be back for sure
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.91 out of 5 average rating, 35 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars4 days ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.92 out of 5 average rating, 24 reviews

4 Person Lake Front Cottage with Kayaks

ThoonyaRating, 5 stars5 days ago
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.91 out of 5 average rating, 35 reviews

The Cottage on Alta Vista-so charming!

AmandaRating, 5 stars3 days ago
We loved the cottage and so did our pups. Great location close to the beach. Fenced in yard and outdoor shower were a plus! Super clean. Cassandra was very responsive. We will definitely stay here again!
An intricate fire pit is showcased, featuring the engraved word 'Choctaw.' Flames dance atop the burning logs, surrounded by a stone patio. Nearby, a basket filled with pine cones adds a rustic touch to the natural setting of tall trees and greenery.
Cottage in Ponce de Leon
5 out of 5 average rating, 12 reviews

Choctaw Lodge Retreat

LindaRating, 5 stars34 months ago
Can’t wait to go back to Kathryn and Ron’s property. Was such an amazing weekend, they are an amazing persons and very gentle with us. The food was delicious and made by Kathryn, I loved the boat ride with Ron; husband and I were amazed by the Choctawhatchee river. For sure we will be back!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.78 out of 5 average rating, 9 reviews

30 A Beach Access, Sea La Vie

ChrisRating, 5 stars2 weeks ago
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.
Guest favorite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet beach
4.97 out of 5 average rating, 34 reviews

Kid friendly golf cart sports gear pool lake beach

LilyRating, 5 stars2 months ago
Daniela's home is beautiful and comfortable. Outside of the space itself being gorgeous the quality of the linens and towels, thoughtful touches throughout and the kid friendly features really stood out. Everything is well maintained and wonderful. I highly recommend and can't wait to come back and stay again.
Guest favorite
The charming cottage exterior features a welcoming entrance with steps leading to a covered porch. A bicycle rests beside a large blue planter, set against a backdrop of lush greenery and cloudy skies.
Cottage in Inlet Beach
5 out of 5 average rating, 68 reviews

Best Kept Secret! Close to 30A – Walk to Beach

LaurieRating, 5 stars1 month ago
Outstanding! Clean, cozy, comfortable, and we absolutely loved the porch! Just wish we could have stayed longer.

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