Vacation rentals with lake access in Payne Springs

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Top-rated lake access rentals in Payne Springs

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
Cottage in Tool
4.9 out of 5 average rating, 217 reviews

House of Refuge 2

Cozy lake house retreat, able to sleep up to 5. Walking distance to the lake that includes boat ramp, fishing dock, swimming area and parking. Large deck great for entertaining, recently added concrete driveway and side walk. New gazebo on front deck for those lazy days of relaxing along with taking in nature and the lake life pace. BBQ grill and fire pit. Surrounding area with restaurants and shopping. Only 27 miles away is Canton Trade Days. ****Please note: NO PET policy. No Service Animals*

Top guest favorite
A welcoming outdoor area features natural stone walls under a canopy of trees. The scene includes a vibrant yellow sign for Goldfinch Cottage, surrounded by pebbled pathways and lush greenery. Sunlight filters through the leaves, adding a serene touch to the landscape.
Cottage in Malakoff
4.99 out of 5 average rating, 140 reviews

Lakeside Retreat | Hot Tub, Pool, Sunsets & more!

Nestled on the edge of the peninsula, Goldfinch Cottage is a modern 450 sq. ft. hideaway for two. With airy interiors and a private patio overlooking the lake, it’s the perfect off-season escape. Sip coffee from the kitchenette as the fog lifts, soak in the hot tub, or unwind by the firepit under quiet Texas skies. Guests enjoy access to the saltwater pool, pickleball court, putting green, and peaceful lakefront spaces. Your invitation to rest, reconnect, and savor the serenity of the season.

Top guest favorite
A serene lake scene is captured with a vibrant rainbow arching across the sky. Lush trees with autumn foliage line the shore, adding warm colors to the landscape. A wooden dock extends over the water, accompanied by several blue kayaks resting nearby.
Home in Athens
5 out of 5 average rating, 219 reviews

Mini Metal Moonshine Mansion

If you've ever wanted to experience living in a tiny home while fishing from the backyard come stay here! The second bedroom is a beautiful loft in this 6 year old 900 sq ft lakefront retreat. Cute Athens is only 5 miles away, and Canton's First Monday is 30 miles away. After a fun day of fishing, kayaking, SUP races, swimming in the lake, pedal boating, feeding the ducks, cornhole, or frisbee throwing enjoy a gorgeous east TX sunset with your favorite beverage and then a fire with s'mores.

Top guest favorite
The exterior of a rustic cabin is highlighted by warm lighting, showcasing a welcoming porch adorned with hanging ferns. Stairs lead to the entrance, surrounded by a grassy area and trees, creating a serene atmosphere as twilight settles.
Cabin in Athens
4.99 out of 5 average rating, 147 reviews

The Firefly Guesthouse- Quiet Lakeside Retreat

A unique cabin in the woods, just 20 minutes from Canton First Monday. Our lakeside guesthouse is a wonderful respite tucked away from the hustle of the city. Charming surroundings for an unforgettable girls retreat, or leave the husband here to fish while you shop! Sleep in a silo or on the screened sleeping porch as the coyotes howl. Meet our goat, Punkin, or visit the veggie garden. You'll enjoy serene views, and starry skies! We highly recommend unplugged weekends at The Firefly!

Superhost
A serene lakeside view displays a manicured lawn leading to the water's edge, with two boat docks visible. A circular seating area is arranged among the trees, and a pool features nearby. The sky above is clear, enhancing the peaceful atmosphere of the setting.
Home in Kemp
4.92 out of 5 average rating, 291 reviews

Lake House w/ Pool, Fire Pit and Boat Dock

A place that is great for everyone. 3 bedroom 2 bath that sleeps 9 comfortably. Life can be busy, but at the lake house everyone comes together. These are the memories that will last a lifetime, and the stories that will be told and laughed about for decades. Enjoy campfires, S'mores, fishing and swimming on the lake, game night, sun rises, and so much more. With access to 150 ft of water frontage, two boat ports, a pool, high speed internet and a fire pit, the possibilities are endless.

Guest favorite
Home in Athens
4.84 out of 5 average rating, 156 reviews

Spacious Waterfront 2BR Villa | Selah Place Resort

The Hickory at Selah Place Resort—your sanctuary for those craving space to breathe and reconnect. 2 thoughtfully designed bedrooms, 2 spa-inspired bathrooms with rain head showers, and 2 private balconies, this villa invites you to slow down and soak in the stillness. Whether you’re retreating as a couple or gathering with friends, every corner is curated for rest, reflection, and peace. Firewood, S'mores, Charcuterie, and Curated Experience Packages available! Inquire for more!

Top guest favorite
A rustic cabin exterior is framed by tall trees, featuring a spacious porch with two rocking chairs. The wooden structure displays a combination of natural wood and metal accents, creating a warm and inviting entrance.
Cabin in Eustace
4.95 out of 5 average rating, 349 reviews

Cozy cabin in the woods at Bluegill Lake Cabins

Escape to this waterfront Cozy Cabin. The open floor plan features a main floor with a plush king bed, full bathroom with claw foot tub, Kitchen for all your cooking needs with pots, pans and dishes. A comfy leather couch for lounging. A loft above with twin beds offers extra sleeping for kids or guests. Step outside to enjoy the peaceful pond views while soaking in your private hot tub under the stars, roasting marshmallows on the fire pit, or grill dinner on the charcoal bbq.

Guest favorite
The deck is seen stretching towards the waterfront, framed by tall trees with leaves in warm autumn hues. A tranquil view of the lake is visible in the background, creating a serene natural setting.
Home in Enchanted Oaks
4.97 out of 5 average rating, 186 reviews

Lakefront House Enchanted Cove-Kayaks

Come enjoy our multi-level waterfront house on Cedar Creek Lake - a quiet retreat or family fun. Sit on the back porch & watch the sunrise or watch the kids swim, fish & kayak. 3 bedrooms & 1 bunk room; a cozy living room of windows overlooks the lake; separate TV room watching or games; dining room; large kitchen & breakfast nook. Bunk room has plenty of space for kids to play while adults visit in the living room. Kayaks, paddleboard, canoe, and fishing gear for guests.

Top guest favorite
The front porch features two sets of white steps leading up to a spacious area with seating arrangements. Black metal chairs and a small table are visible, surrounded by greenery and framed by large windows that allow natural light into the house.
Cottage in Gun Barrel City
4.97 out of 5 average rating, 287 reviews

COPilot’s Landing-Lakefront home @Cedar Creek Lake

Cute, lake front cottage-like house will be perfect for your weekend getaways or week long vacations! Two bed /2 bath home is lakefront with beautiful views of the rising sun. The porch is the perfect place to enjoy a cup of coffee in the morning, an adult beverage in the afternoon, followed by a glass of wine at sunset. It’s perfectly situated 3 minutes from Gun Barrel City where you can access Walmart, entertainment or shopping & light-years away from big town worries!

Top guest favorite
A spacious dock extends over the calm water, featuring two blue lounge chairs beneath a large umbrella. Lush trees line the waterfront, with houses visible on the opposite shore, all under a bright blue sky with scattered clouds.
Home in Tool
5 out of 5 average rating, 112 reviews

Waterfront Lakehouse | Free Kayaks | Fishing & Fun

Escape to relaxing lakefront for peace & quiet! 2 bdrms, 2 baths + loft offer a serene retreat for 6 (max 8). High-speed internet for remote work. Complimentary kayaks for lake exploration. Sip coffee on the deck, savor s'mores by the firepit, or unwind on the dock. Bring your fishing rods for added joy! 2-night min. No pets. Liability Waiver for peace of mind. Immerse yourself in the calm of lakeside living, where every moment is a cherished memory waiting to be made.

Guest favorite
A serene pond reflects the surrounding trees and blue sky, with lush green grass bordering the water's edge. The guesthouse is partially visible through the trees, providing a sense of tranquility and natural beauty. The scene captures the peacefulness of the wooded area.
Guesthouse in Mabank
4.88 out of 5 average rating, 124 reviews

Pondside Place by Cedar Creek Lake 1

Always clean, Pondside Place Guesthouse is located next to Old Mill Pond and has a secluded cabin feel, but is just minutes away from Gun Barrel City with great food, shopping, and lakeside tourism. The wooded yard provides space to exercise pets and there is a gazebo for outdoor cooking and grilling. Perfect for guests staying longer than one week, we offer amazing discounts and a laundry room with commercial washers and dryers. The internet is also very fast.

Guest favorite
Adirondack chairs are positioned on a concrete patio, facing a scenic view of the lake during sunset. The sky is painted with warm hues, and silhouettes of nearby gazebos and dock structures can be seen, enhancing the serene lakeside atmosphere.
Tiny home in Kerens
4.93 out of 5 average rating, 105 reviews

Spacious Tiny House on Open Water Lot 61

The lake life you’ve been dreaming of awaits at this Richland Chamber vacation rental! Located in Peninsula Point RV/Tiny House Luxury Resort. This waterfront getaway offers unbeatable access to all that the Lake has to offer. For limitless lake fun, bring your boat or just come hangout on the lily pad provided for your enjoyment. Whatever the adventure, look forward to ending each day unwinding in the TINY home-away-from-home! EV Friendly upon request.

Popular amenities for Payne Springs lake access rentals

When is the best time to visit Payne Springs?

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Quick stats about vacation rentals with lake access in Payne Springs

  • Total vacation rentals

    Explore 60 vacation rentals in Payne Springs

  • Nightly prices starting at

    Payne Springs vacation rentals start at ﺩ.ﺇ294 per night before taxes and fees

  • Verified guest reviews

    Over 2,870 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Rentals with dedicated workspaces

    30 properties have a dedicated workspace

  • Wi-Fi availability

    60 of Payne Springs vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Payne Springs rentals

  • 4.9 Average rating

    Payne Springs stays are highly rated by guests—averaging 4.9 out of 5!