Vacation rentals with lake access in St. Joseph

Guesthouse in Benton Harbor

A charming green cottage is nestled among trees, surrounded by well-kept landscaping and flower pots. A red umbrella shades a picnic table nearby, creating a welcoming outdoor space. The gravel path leads to the cottage entrance, framed by large windows for natural light.

4.94 out of 5 average rating, 199 reviews

Cozy Green Cottage with Private Beach

Cozy cottage hidden away in a quiet neighborhood 1.5 blocks from Lake Michigan, featuring a screened back porch perfect for morning coffee. Near the Benton Harbor Arts District, downtown St Joe, this cottage is surrounded by local restaurants, breweries, wineries, golf courses and shops. The beach is a year round destination, each season has its own wonders. Note: no TV, and WiFi can be spotty due to hills. Expect 90+ tiered steps to the sandy beach below. AC upstairs, original claw footed tub.

4.96 out of 5 average rating, 291 reviews

A modern kitchen is visible, featuring white cabinetry and stainless steel appliances. The living area includes a comfortable couch and a round table with a decorative runner. Natural light fills the space, highlighting the open layout and ceiling beams.

Home in Lakeside

Couples alert! PVT beach access, hot tub, firepit!

ADORABLE LAKESIDE COTTAGE W/YEAR-ROUND HOT TUB AND A GUEST FAVORITE - ACCESS TO SEMI-PRIVATE LAKE MICHIGAN BEACH SHARED BY JUST 10 HOMES SO IT'S NEVER CROWDED! BEACH ACCESS GATE IS 7 MIN WALK FROM COTTAGE. LOFT LIKE HOME IS SUPER CLEAN WITH VERY COMFY KING SIZE BED AND ONE PULL-OUT COUCH FOR 4 GUEST (MAX). FIREPIT SUPPLIED WITH WOOD, AN OUTDOOR PATIO AND WEBER GRILL - YOU WILL LOVE IT! Bike/walking path out front and just 10 mins to New Buffalo, Whistle Stop, coffee - just steps away!! HURRY!

4.95 out of 5 average rating, 241 reviews

The cabin's exterior is framed by colorful autumn foliage, with vibrant red leaves and dappled sunlight filtering through the surrounding trees. Stone steps lead to the entrance, enhancing the rustic charm of the well-maintained landscape.

Cabin in Michiana

Luxury Cabin Getaway •2 min to Beach• 1hr Chicago

Luxury meets nature: forest cabin steps from the beach, 1 hour from Chicago. Book your escape to our designer log cabin on Lake Michigan just steps from the beach and nestled in a peaceful forest, it’s the perfect retreat. Built in 1932, our charming cabin sleeps 8 in 4 bedrooms. Enjoy 2 living areas, a stone fireplace, fire pit, games, puzzles & books. Featured in Country Living and the NYT, it’s perfect for families, friends, or retreats. Book now and create lasting memories in Michiana.

5 out of 5 average rating, 166 reviews

A welcoming entrance features a bright yellow door against a mint green facade. Brick steps lead to a patio area, adorned with potted plants and a vintage cooler. The sun casts a warm glow over the peaceful lakeside view.

Home in La Porte

UncleLarrysLakePlace HotTubKayaksPingPong

A tribute to our favorite world traveler-he's the first to stay at our properties and give us the good, bad and ugly so we can fine-tune the ultimate experience for YOU. This newly remodeled lake home boasts 4 sleeping areas, year-round hot tub, game room with a ping pong table and large screen TV, large gathering spaces in and out, new kitchen and your own kayaks to explore the area. Enjoy sunsets and lake views from the hot tub on the expansive deck or while grilling on the Weber gas grill.

Apartment in Stevensville

A garden pathway leads from the house to the beach, surrounded by lush trees and colorful blooms. A charcoal grill is visible on the patio, and gray steps ascend towards the entrance. The tranquil Lake Michigan is seen in the background through the foliage.

4.92 out of 5 average rating, 873 reviews

Quiet Grand Mere Coach House on Lake Michigan

The Coach House is in an eclectic neighborhood on Lake Michigan. Grand Mere State Park is a year around beautiful place for hiking by small lakes and through beautiful sand dunes. A small beach is a 2 minute walk away. The family room and kitchen face Lake Michigan with lots of windows. The house has a queen bedroom, queen pullout in family room, and laundry. A gas FIRE PIT and a HOT TUB are located on the back patio directly on Lake Michigan with a spectacular view behind the main house.

4.94 out of 5 average rating, 105 reviews

Cabin in Stevensville

Randi's Blue Cabin in Grand Mere

Take it easy at this unique and tranquil getaway. This 500 square foot cabin is conveniently located off 1-94 Exit 22, it seems like a world away from the hustle and bustle, yet close to everything. Built in the 1930's or 1940's I have kept the wonderful original woodwork, but updated the cottage with a new bathroom and a complete kitchen. Steps away from the Michigan State Park of Grande Mere known for its miles of trails through the woods, dunes, inland lakes, and access to Lake Michigan.

4.93 out of 5 average rating, 105 reviews

A modern bedroom features a spacious bed with a gray quilted coverlet and a mix of decorative pillows. A striking wall art piece is displayed above the bed, complemented by a mounted decorative deer head. A textured rug and a metal folding chair are visible in the room.

Home in Union Pier

Designer's Own Cozy Cottage

Kick back and unwind in this stylish getaway, ideally located in Union Pier and just a five-minute drive to New Buffalo. Tucked on the lake side of Red Arrow Highway, the Casita offers the perfect balance - close to all the action, yet a quiet retreat to call your own. Guests love visiting nearby beaches, indulging in baked goods, ice cream, local restaurants and wineries. Bike trails, hiking, pickle ball, golf and kayaking all nearby. Endless opportunities for relaxation and adventure await!

4.95 out of 5 average rating, 111 reviews

Apartment in St. Joseph

Silver Beach Inn: The Cup

You’ve Just Found the Perfect Solution to Simplified Group & Family Vacations Say goodbye to loading the kids in the car for every activity—everything is right here! Just 150 ft from Silver Beach on Lake Michigan and a short walk from Downtown St. Joseph, The Compass Fountain, & The Carousel. SBI blends classic beach cottage style and premium modern amenities with the thoughtful touches of an experienced host. This is a place where families can create lasting memories, without the headaches.

4.99 out of 5 average rating, 160 reviews

A cabin exterior is presented, featuring a screened-in porch that offers comfortable seating. The structure, painted in a muted green tone, is surrounded by trees and foliage. A set of steps leads to the porch, creating easy access to the welcoming retreat.

Cabin in Union Pier

Walk 2 Lake/Shops | Hot Tub | King Bed | Fireplace

Tucked away sophisticated cabin in the heart of Downtown Union Pier. Killer location that's just steps away from dining and drinks: Black Current Bakery, Neon Moon Gelato, Union Pier Market, and Union Pier Social. Townline Beach is a 10 minute walk, and the cabin is right off the bike path. Seeds Brewery is just down the road and local Wineries are 1 mile away. Back home enjoy a relaxing hot tub (available year round), wood burning fire place, spacious screened in porch & outdoor fire pit.

4.96 out of 5 average rating, 130 reviews

Home in New Buffalo

Lux home, sauna, hot tub, firepit, 5 min to beach

WELCOME TO GOLDIE’S BEACH HOUSE, a cheeky stay somewhere between home and hotel. GOLDIE'S is decked out with everything you need to feel right at home. From top-notch coffee for lazy mornings to sippy cups for the kiddos, we've got you covered. We’re a 3 bedroom 2 bath ranch designed for families who love a little luxury and a lot of sunshine. The sauna and hot tub don’t take seasons off and are available all year. If you’re looking for a quiet spot close to town THIS IS THE PLACE.

A charming cottage is surrounded by lush green landscaping and vibrant flowers. A screened-in porch is adorned with lights, leading to an inviting entryway. A separate storage garage is visible in the background, complementing the colorful exterior of the cottage.

4.94 out of 5 average rating, 392 reviews

Steps to the Beach! Screened in Porch & Firepit!

Experience the ultimate Harbor Country getaway! Just a 90-second stroll to a public beach access and under 5 minutes to another, this location is unbeatable. Spend your day soaking up the sun, kayaking, paddle-boarding, antiquing, golfing, or climbing majestic dunes. Discover endless local breweries, wineries, and top-rated restaurants. Unwind in the evening on the spacious screened-in porch or by the cozy firepit. Your perfect retreat awaits - adventure and relaxation all in one!

4.97 out of 5 average rating, 277 reviews

An inviting hot tub is positioned outdoors, surrounded by lush greenery. A wooden privacy screen adds to the tranquility, while an outdoor shower with modern fixtures is nearby. The patio area is designed for relaxation, creating a soothing space for unwinding.

Home in South Haven

Family Friendly Private Beach Home with Hot Tub

5 min walk to Private Beach 10 min drive to Downtown South Haven 18 min drive to Downtown Saugatuck Escape to our 3BR South Haven home in an exclusive community, just a 5-min walk to a private Lake Michigan beach. Comfortably sleeps 8. Features a private hot tub, chef's kitchen, and cozy fireplace. Perfect for families, you're just a short drive from downtown South Haven & Saugatuck. Your luxurious lakeside retreat awaits! Experience South Haven With Us & Learn More Below!

Popular amenities for St. Joseph lake access rentals

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Lake access house rentals

4.87 out of 5 average rating, 101 reviews

Home in South Haven

Glennhouse Getaway

4.94 out of 5 average rating, 225 reviews

A stylish living area features a blue sofa with throw pillows, situated on a patterned rug. Natural light streams through a skylight, illuminating the open layout that includes a dining space and kitchen with modern appliances. Minimalist decor enhances the inviting ambiance.

Home in New Buffalo

Steps to Beach & Starbucks! Private Yard, Firepit!

4.8 out of 5 average rating, 147 reviews

A spacious deck features outdoor seating arranged around a firepit and a hot tub, surrounded by trees for privacy. The back of the house showcases large windows, allowing warm light to fill the interior. A gazebo provides covered space, enhancing the outdoor experience.

Home in Coloma

LakePath Beach House - hot tub, Lake Michigan

5 out of 5 average rating, 62 reviews

The eight-person hot tub features bubbling water with a view of Lake Michigan in the background. The surrounding area includes wooden loungers facing the water, providing a relaxing atmosphere to enjoy the tranquil scenery.

Home in Benton Harbor

Updated-Private Beach-Lake Views-Hot Tub-Fire Pit

4.95 out of 5 average rating, 64 reviews

The front exterior of the home is framed by lush green grass and trees. Large windows provide an unobstructed view of the lake, while a stone facade adds character. A shaded entryway leads into the spacious retreat, embodying a serene, welcoming presence.

Home in Benton Harbor

Getaway 2026: Retro Charm, Quiet Beach, Family Fun

4.87 out of 5 average rating, 142 reviews

Home in Three Oaks

Pool & Hot Tub • Walk to Lake

4.97 out of 5 average rating, 144 reviews

The dining area features a large wooden table surrounded by comfortable seating, illuminated by a modern pendant light. Nearby, the hot tub area is visible through large glass doors, nestled among lush greenery, providing a tranquil outdoor experience.

Home in Michigan City

Beach! Hot Tub! New Buffalo! Firepit! King Bed!

4.95 out of 5 average rating, 43 reviews

Home in Benton Harbor

Beach Cottage - Sauna - Hot tub - Fireplace - Wine

Lake access apartment rentals

4.78 out of 5 average rating, 150 reviews

A well-appointed living area features a comfortable sectional couch with decorative pillows, complemented by a small dining table and chairs. Light hardwood flooring provides a warm contrast to the blue and neutral wall colors. A flat-screen TV is mounted on the wall, and a doorway leads to the bedroom.

Apartment in Saugatuck

Robyn’s Beach Nest #5

Apartment in Michigan City

The outdoor area features a shared backyard with a large picnic table and benches surrounded by decorative gravel. A fire pit is positioned at the center, while string lights add ambiance. The bright yellow house stands in the background, showcasing a welcoming exterior.

4.96 out of 5 average rating, 110 reviews

The Sunshine House: Scenic Skies Unit!

4.81 out of 5 average rating, 103 reviews

The two-story home is set on a spacious green lawn, with a concrete driveway leading to a lower-level entrance. The upper deck features seating and overlooks the surrounding area, while two garage doors provide functional access below.

Apartment in Douglas

Lakeside Living

4.93 out of 5 average rating, 220 reviews

A comfortable living area features a blue sofa paired with a decorative coffee table. Natural light floods in through a large window overlooking greenery. A TV is mounted on the wall, and a round dining table is visible in an adjacent space.

Apartment in South Haven

Michiana Apartment #1

Apartment in Bloomingdale

The kitchenette is equipped with a full refrigerator and microwave, accompanied by dishes and utensils. A dining table sits adjacent to the living area, which features a cozy seating arrangement. Wall art adds a pop of color to the inviting space, illuminated by soft overhead lighting.

4.78 out of 5 average rating, 100 reviews

North Scott Lake Glam Room Apartment Lake Access

Apartment in Saint Joseph

The living room features a blue sofa with decorative cushions, accompanied by two woven chairs. A round wooden coffee table sits in the center, with a light area rug underneath. The backdrop displays a soft blue patterned wall, complemented by an open kitchen area.

4.88 out of 5 average rating, 60 reviews

Broad Street Boat House

5 out of 5 average rating, 83 reviews

Apartment in Coloma

Awesome Family Escape with pool and private beach

Apartment in Saint Joseph

4.83 out of 5 average rating, 12 reviews

Rice Block at Silver Beach - No. 7

Lake access cottage rentals

The exterior of the cottage is surrounded by trees, with a designated seating area featuring two blue Adirondack chairs and a wooden table. A firepit sits in the gravel yard, offering a natural gathering space among green foliage.

4.97 out of 5 average rating, 157 reviews

Beach Bird Cottage- 5min walk to the lake! 3BR/1BA

Cottage in Michiana Shores

A cozy cottage is nestled among lush green ferns and trees, with vibrant flowering shrubs nearby. The structure features a gabled roof and large windows, providing a glimpse of the welcoming interior. A picket fence frames the scene, adding charm to the natural surroundings.

4.98 out of 5 average rating, 155 reviews

The Pines Cottage on Birchwood

A spacious deck with metal furniture is surrounded by tall trees and lush greenery. A nearby screen porch offers a view of the natural setting, creating an inviting atmosphere for relaxation outdoors.

4.96 out of 5 average rating, 277 reviews

Harbor Country Michigan Hide-Away

4.94 out of 5 average rating, 264 reviews

A scenic view of sand dunes leading to Lake Michigan is displayed, with tall grass swaying gently in the foreground. Text highlights features of The Blue Shore Cottage, emphasizing total sleep capacity, baby amenities, beach access, and kitchen provisions.

Cottage in South Haven

Lake Access|Spacious Cottage&Guest House|Sleeps 12

4.85 out of 5 average rating, 102 reviews

The lodge features a spacious lakefront view with multiple decks and patio seating for outdoor relaxation. A sandy beach is visible in front, leading to calm waters. Surrounding greenery adds to the serene environment, while nearby recreational equipment hints at available activities.

Cottage in Decatur

Sister Lakes A-Frame: Private Beach, Dock & Kayaks

4.81 out of 5 average rating, 135 reviews

Cottage in Watervliet

Lonnie's Private Eco Cottage with Lake & Trails

4.98 out of 5 average rating, 104 reviews

The exterior of the lake house features a multi-level design with a spacious patio area, highlighted by a fire pit surrounded by stone borders. A hot tub sits nearby, and comfortable seating is arranged under a covered balcony. Lush greenery provides a serene backdrop.

Cottage in Benton Harbor

Cheerful Sister Lakes 4 BDR Lake Hse w/ Hot tub.

A bright living room features high ceilings with a chandelier above a central wooden coffee table. Comfortable dark gray sofas are positioned around the table, complemented by decorative cushions. Large windows allow natural light to fill the space, and a stone fireplace adds a cozy focal point.