Vacation rentals in Lake Cumberland

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Top-rated vacation rentals in Lake Cumberland

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Guest favorite
An outdoor seating area is presented on a wooden deck overlooking a serene lake view. Comfortable furniture, including a sofa and chairs, surrounds a glass-topped table. An umbrella provides shade, and a small fire pit adds to the inviting space amidst greenery.
Home in Somerset
4.86 out of 5 average rating, 157 reviews

Lakeview Blue

You will not find a better view of Lake Cumberland! Newly renovated 2022!! Previously our family home, we cherish this property. We ask anyone renting to respect the neighbors and home as we have. The Lakeview Blue House is within walking distance of Lake Cumberland, several restaurants, gas stations and a liquor store. There is a seasonally open public boat ramp directly over the hill from the home and many others including Waitsboro, Burnside Marina and Burnside Island State Park/ ramp nearby.

Top guest favorite
A cottage is seen surrounded by vibrant autumn foliage, with a gravel driveway leading to the entrance. The architecture features a gabled roof and a spacious front porch, providing an inviting entry point to the home.
Home in Monticello
4.92 out of 5 average rating, 188 reviews

Bluegrass Gables: Lake Cumberland Cottage

Relax in the forest is this amazing 4bd/2.5ba cottage. Only minutes to the Ramsey Point boat ramp, this is your base for your Lake Cumberland vacation. Bring your boat; ample parking onsite. Don't have a boat? No problem, Beaver Creek and Conley Bottom marinas are close by. House features modern amenities and a fully stocked kitchen. Enjoy the fireplace indoors or the firepit outdoors. Forest views and fresh air galore await you, especially from the hot tub! Absolutely no smoking inside or out.

Guest favorite
The cabin's exterior features a rustic log structure with hand-hewn logs and a unique stone accent. The roof is covered with authentic cedar shakes. A wraparound porch is visible, furnished with rocking chairs, and bordered by seasonal flowers, complemented by gravel pathways.
Cabin in Somerset
4.95 out of 5 average rating, 106 reviews

Pecan Grove Cabin

Custom built, hand hewn log cabin. Completed late September of 2018, everything about this home was completely personalized. Nestled on an 11 acre pecan orchard, the cabin offers the best of both worlds with that country cabin feel while at the same time being only minutes away from the commerce of US Hwy 27. 5 minutes to the Fishing Creek Boat Ramp and 8 minutes to Lee's Ford Marina. Our family had a wonderful time building this cabin and we hope you will come and enjoy it over and over again!

Superhost
An aerial view captures the residence nestled amongst trees, with Pitmann Creek visible in the background. The circular driveway provides ample parking, while the surrounding landscape shows a blend of greenery and autumnal hues, offering a peaceful natural setting.
Bungalow in Somerset
4.88 out of 5 average rating, 171 reviews

Blackbeard’s Lakefront Bungalow

Blackbeard’s Bungalow is located in beautiful Somerset overlooking Pitmann creek on Lake Cumberland. Enjoy the amazing year round lake views. Three large bedrooms, two full bathrooms, great room, dining room, open kitchen , screened in porch, and double decks are all yours for rest and relaxation or quality time with those you care about. Less than 10 miles to Pulaski park, Lee’s ford marina, and Burnside marina, this is the perfect location close to all conveniences but the perfect getaway.

Top guest favorite
An a-frame cabin is nestled among lush greenery, showcasing a red metal roof and natural wooden exterior. A small deck is visible in front, featuring two chairs. Large windows provide light to the interior, framed by surrounding trees and shrubs.
Cabin in Bronston
4.85 out of 5 average rating, 100 reviews

Lake front* Private dock * Firepit

This cozy a-frame is located in the lakeside neighborhood of Echo Point, on Cumberland’s South Fork. Swim or fish off the dock, bring a paddle board, or drop a boat in at the nearby ramp. Relax on the deck with rock wall views and towering trees. Perfect for a couple or a small family get away. Walk to water/dock via a rustic path and stairs (it’s a steep climb!) *Not ideal for people with mobility constraints.* Stores & restaurants are 15 min drive. Dogs (2 max) welcome for add'l fee.

Top guest favorite
A covered deck area features comfortable seating and overlooks a lush landscape with a serene lake in the distance. Sunlight filters through the trees, illuminating the wooden flooring and creating a peaceful retreat for relaxation.
Tiny home in Monticello
4.93 out of 5 average rating, 243 reviews

Tiny LakeView Cottage~Pets! 1 nights available

We welcome your fur babies!! Kayaks available! Ice maker! Coffee pot w/coffee & creamer! Adorable, cozy tiny house with two decks & bonfire pit overlooking Lake Cumberland! It is located in Monticello, Ky, in a rural part of the area. It’s about 12 minutes to town. There is very close (driving distance) swimming access, kayaking, boating, boat ramps, fishing & marinas. On a dead end street, so very peaceful. Kayak rental is available for $25. per day/per kayak. Pet fee $50/$75 per stay.

Guest favorite
A light and airy interior features a combination of beige and white decor. Two black stools are positioned beside a table, with a charming wall decoration showcasing a metal design and greenery. Natural light filters through sheer curtains, enhancing the cozy ambiance.
Cottage in Monticello
5 out of 5 average rating, 104 reviews

The Cozy Cabell Cottage

It’s time for an adventure at our vacation rental, Cabell Cottage. With Lake Cumberland only 5 minutes away via the Cabell landing....really your boat is 5 minutes from being in the water; the cottage can be your base for all things fun on the lake (swimming, boating, and fishing). Did I CATCH your interest with fishing. However, if it’s a retreat you seek, the cottage is also for you as it sits in a quiet, very pretty, rural area of Wayne County, Kentucky, where 5 can sleep easily.

Top guest favorite
A wooden deck is set against a vibrant green landscape, showcasing rolling hills under a clear blue sky. Two chairs are positioned on the deck, offering an inviting space to enjoy the expansive mountain view.
Cabin in Burnside
4.93 out of 5 average rating, 384 reviews

Dixie Mtn. Hideout

Enjoy a breath taking Mountain view from your private log cabin as you drink your morning coffee. With memory foam beds you will wake refreshed and ready to enjoy all the Lake Cumberland area has to offer. Within 5 miles to General Burnside Sate Park and boat ramp and Burnside Marina. Your vacation home is only 10 miles from downtown Somerset, somernites car cruise capital! Boat parking available with turn around. Dixie Mtn. Hideout, when you're away from home, we welcome you home!

Guest favorite
A spacious deck features a glass table with seating for four, shaded by tall trees. The modern A-frame structure is visible in the background, showcasing large windows that invite natural light and views of the surrounding greenery. A gas grill can be seen off to the side.
Cottage in Somerset
4.94 out of 5 average rating, 234 reviews

Cozy Lakefront Cottage Getaway with Relaxing View

Fishing Creek Cottage overlooks Fishing Creek, a popular recreational area on Lake Cumberland and a major arm of the lake. Pulaski County Park and its beach and boat ramp can be seen across the lake. Boaters frequent the area to ski & tube, but are distant enough that noise isn't an issue. We are the last house at the end of a quiet street in a residential neighborhood, & so have relative privacy. The large deck and impressive view are frequently referenced in our guests' reviews.

Top guest favorite
A cabin with a wooden exterior and a green metal roof is set amidst a wooded area. A spacious front deck features steps leading down to a gravel parking area. The surrounding landscape includes lush trees and natural undergrowth.
Cabin in Whitley City
4.97 out of 5 average rating, 246 reviews

The Bear’s Den

Take a break and unwind in the beautiful Smokey Mountains in southern Kentucky. We are situated less than 5 miles from the famous Cumberland Falls! We are close to many hiking trails and water sports. This one bedroom, one bathroom cabin boasts a full kitchen and a washer and dryer. The deck provides a peaceful view of the beautiful forest as well as a great place to relax and grill your favorite meal! An air mattress is provided for additional guests.

Top guest favorite
A spacious entryway features a striking artwork installation on the black wall, complemented by a spiral staircase leading to the upper level. Comfortable seating includes a tufted leather chair and a plush sofa, with a round wooden coffee table at the center on a decorative area rug.
Guesthouse in Somerset
4.98 out of 5 average rating, 191 reviews

Elegant Modern Rustic Retreat w/ Hot Tub

A steel framed industrial warehouse converted into an upscale two bedroom rustic-chic living space located within 8 miles of beautiful Lake Cumberland and within 5 minutes of Downtown, Somerset. The city is yours to explore from your own private 2 bed, 1 bath modern rustic retreat. Picture comfy beds, full bathroom, a kitchen built for entertaining, all under a metal tin roof for those rainy days when you just want to curl up and relax.

Top guest favorite
A charming cabin is nestled among trees, with sunlight streaming through branches. An American flag hangs by the entrance. A hot tub is located on a wooden deck, providing a serene spot to enjoy nature. The lake can be glimpsed in the background.
Cottage in Somerset
4.97 out of 5 average rating, 143 reviews

Cozy Lakehouse with a View

Imagine waking up in the morning to the birds chirping in the woods surrounding the cabin, fixing a cup of coffee, and relaxing on the deck that provides one of the best views you will ever experience on Lake Cumberland. This cabin is perfect for a romantic getaway, or a quiet retreat with the family. Simply put, this cabin offers memories that you will cherish for a lifetime and will talk about for years to come!

Popular amenities for Lake Cumberland places to stay

Frequently Asked Questions

  • Where is Lake Cumberland located?

    Lake Cumberland is situated in southern Kentucky, surrounded by rolling hills and forested areas. The region draws visitors with its expansive reservoir and natural scenery.

  • When is the best time to visit Lake Cumberland?

    Late spring into summer is often recommended for outdoor activities and boating, with temperatures reaching 73–82°F (23–28°C). Cooler months have fewer visitors, offering quieter exploration but more frequent rainfall.

  • What are some things to do near Lake Cumberland?

    The area around Lake Cumberland has fishing, boating, and hiking trails, along with locations for swimming and picnics. You can explore local parks or join guided cruises run by regional groups.

  • How is the weather near Lake Cumberland?

    Winters near Lake Cumberland tend to be cool, with highs in the upper 40s °F (around 9°C) and lows that can reach the mid-20s °F (-3°C). Summers feature warm days, with highs typically between 77°F and 82°F (25°C to 28°C), and rainfall is spread throughout the year.

All about Lake Cumberland

Set in the naturally beautiful wilds of central-western Kentucky, Lake Cumberland is officially a reservoir, fed by the mighty Cumberland River. However, don’t be led astray by a technical label: Lake Cumberland is one big, fun, soaking wet good time, especially during the warmer months of the year. From the marinas to the brewpubs to the falls to the forests, the entire region is a vacationer’s paradise, and an ideal destination for an extended stay. Another Lake Cumberland claim to fame? World-class fishing. If you’re one who likes to bait the hook and cast off from the shore or from a boat, you’re in the right spot. Many of Kentucky’s record-size fish have been landed at Lake Cumberland, including striped bass, sturgeon, sauger, bream, catfish, walleye, and brown, lake, and rainbow trout.

What are the top things to do in Lake Cumberland?

Explore Daniel Boone National Forest

A nature lover’s delight, Daniel Boone National Forest spreads across the entire region, offering outdoor escape and adventure for anyone who likes to get out and explore. Natural features include waterfalls, arches, wildlife, rivers, lakes, wetlands, and, of course, untrammeled wilderness.

Spend the Day at the Lake Cumberland State Resort Park

The official state park of Lake Cumberland is located on the northern shore, and adds a good 3,100 acres to the lake’s 50,000+. The park hosts a couple of lodges, a restaurant, cottages, a campground, a country store, a gift shop, and a marina. Activities are endless: you can launch your boat, take a swim, hike a trail, take a guided horse tour, and play some frisbee golf, tennis, basketball, shuffleboard, and volleyball. Phew!

Take a Boat out to General Burnside Island State Park

Claiming its fame as Kentucky’s only island park, General Burnside Island State Park is located smack dab in the middle of Lake Cumberland, and is only accessible by boat (unless you happen to be a really, really good swimmer). This fun, unique destination-within-a-destination offers camping, golf, and, at the risk of sounding obvious, tremendous lake access.